Clearwater County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clearwater County, ID distress report, 2026: 7 ZIPs scored in Clearwater, ID, Clearwater, ID average 20/100; the top Clearwater, ID ZIP is 83537 at 23/100; Clearwater, ID market phase peak, Clearwater, ID prices +1.5% year over year.
- Clearwater, ID ranks #244 nationally (opportunity index); Clearwater, ID #4 in Idaho; Clearwater, ID index 35.3.
- Clearwater, ID: no CFPB county sample; Clearwater, ID non-metro area reading 0.6%.
- Clearwater, ID ZIP phases: 6 peak, 1 neutral.
- Clearwater, ID residential listings tracked: 8 across 5 ZIPs; Clearwater, ID candidate listings 3.
- Clearwater, ID most distressed ZIP: 83537 at 23/100.
Clearwater, ID figures: DLRadar distress index; Clearwater, ID inputs: CFPB, FHFA, HUD, FDIC; Clearwater, ID rebuilt as sources refresh.
| Rank | Clearwater, ID ZIP | Score |
|---|---|---|
| 1 | 83537 | 23/100 |
| 2 | 83541 | 23/100 |
| 3 | 83520 | 19/100 |
| 4 | 83544 | 19/100 |
| 5 | 83546 | 19/100 |
| 6 | 83553 | 19/100 |
| 7 | 83827 | 19/100 |
Most distressed Clearwater, ID ZIPs (0-100, 2026)
Mortgage delinquency around Clearwater, ID
No CFPB county sample covers Clearwater, ID; the non-metro area reading for Clearwater, ID: 0.6% ninety-plus; Clearwater, ID area thirty-to-eighty-nine 1.8% (December 2025, Clearwater, ID); Idaho overall 0.6%.
Opportunity index: Clearwater, ID
Clearwater, ID index 35.3, Clearwater, ID phase peak_opportunity; Clearwater, ID primary driver vacancy, Clearwater, ID second driver construction. Clearwater, ID components: property stress 27.6, foreclosure pressure 29.7, listing discounts 32.6, bank stress 54.7, insurance 0.0; Clearwater, ID pulse 40.4; Clearwater, ID capital opportunity 27.6; Clearwater, ID seven-day change +0.3%.
ZIP market phases inside Clearwater, ID
7 Clearwater, ID ZIPs carry a price-cycle phase; Clearwater, ID ZIPs by phase (Clearwater, ID), deepest drawdown first: peak, +1.8% YoY, 1.1% off peak (Clearwater, ID): 83537; peak, +1.5% YoY (Clearwater, ID): 83520, 83544, 83546, 83553, Clearwater, ID 83827; neutral, +3.8% YoY (Clearwater, ID): 83541.
Residential listings by Clearwater, ID ZIP
Clearwater, ID ZIPs with the most tracked Clearwater, ID residential listings: 83544 6 listings, 1 candidates, bank pressure 64; 83553 2 listings, 2 candidates, bank pressure 62; 83520 0 listings, 0 candidates, bank pressure 62; 83546 0 listings, 0 candidates, bank pressure 62 (Clearwater, ID); 83827 0 listings, 0 candidates, bank pressure 62. Clearwater, ID totals: 8 listings; Clearwater, ID candidates 3; active ZIPs 0.
Vacancy and permits, Clearwater, ID
990 of 4,626 Clearwater, ID housing units are vacant; Clearwater, ID permits, twelve months: 0 multifamily units in Clearwater, ID, 34 one-to-four unit units.
Work Clearwater, ID at the parcel level
Every Clearwater, ID parcel carries owner and address; every Clearwater, ID parcel carries APN; Clearwater, ID distress scores sit on the Clearwater, ID live board.
Clearwater, ID figures refresh with each source.
Clearwater, ID questions
Most distressed ZIP code in Clearwater County, ID?
ZIP 83537 leads Clearwater, ID at 23/100; next in Clearwater, ID: 83541 at 23/100; the Clearwater, ID average is 20/100.
Where does Clearwater County, ID rank for investment opportunity?
Clearwater, ID is #244 among all ranked counties, #4 in Idaho; the Clearwater, ID driver is vacancy; Clearwater, ID moved down 7 places.
How many mortgages are delinquent in Clearwater County, ID?
Clearwater, ID takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Clearwater, ID.
More on Clearwater, ID
Clearwater County, ID distress report: public-record figures for Clearwater, ID; not legal advice for Clearwater, ID; not tax or investment advice; verify every Clearwater, ID record before acting.