Cloud County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cloud County, KS distress report, 2026: 8 ZIPs scored in Cloud, KS, Cloud, KS average 7/100; the top Cloud, KS ZIP is 67436 at 12/100; Cloud, KS market phase peak, Cloud, KS prices +2.9% year over year.
- Cloud, KS ranks #2,522 nationally (opportunity index); Cloud, KS #85 in Kansas; Cloud, KS index 25.8.
- Cloud, KS: no CFPB county sample; Cloud, KS non-metro area reading 1.0%.
- Cloud, KS ZIP phases: 8 peak.
- Cloud, KS residential listings tracked: 0 across 6 ZIPs; Cloud, KS candidate listings 0.
- Cloud, KS HUD assisted properties: 1 with 22 units.
- Cloud, KS lenders on watch: 7; largest Cloud, KS footprint United Bank&Trust (3 branches).
- Cloud, KS most distressed ZIP: 67436 at 12/100.
Cloud, KS figures: DLRadar distress index; Cloud, KS inputs: CFPB, FHFA, HUD, FDIC; Cloud, KS rebuilt as sources refresh.
| Rank | Cloud, KS ZIP | Score |
|---|---|---|
| 1 | 67436 | 12/100 |
| 2 | 66938 | 9/100 |
| 3 | 67420 | 9/100 |
| 4 | 67466 | 8/100 |
| 5 | 67445 | 6/100 |
| 6 | 67417 | 5/100 |
| 7 | 66901 | 4/100 |
| 8 | 66948 | 4/100 |
Most distressed Cloud, KS ZIPs (0-100, 2026)
Mortgage delinquency around Cloud, KS
No CFPB county sample covers Cloud, KS; the non-metro area reading for Cloud, KS: 1.0% ninety-plus; Cloud, KS area thirty-to-eighty-nine 2.4% (December 2025, Cloud, KS); Kansas overall 0.8%.
Opportunity index: Cloud, KS
Cloud, KS index 25.8, Cloud, KS phase weak; Cloud, KS primary driver vacancy, Cloud, KS second driver bank institutional. Cloud, KS components: property stress 14.2, foreclosure pressure 14.2, listing discounts 21.8, bank stress 65.6, insurance 0.0; Cloud, KS pulse 30.7; Cloud, KS capital opportunity 18.4; Cloud, KS seven-day change +0.1%.
ZIP market phases inside Cloud, KS
8 Cloud, KS ZIPs carry a price-cycle phase; Cloud, KS ZIPs by phase (Cloud, KS), deepest drawdown first: peak, +2.9% YoY (Cloud, KS): 66901, 66938, 66948, 67417, Cloud, KS 67420; peak, +3.3% YoY (Cloud, KS): 67436; peak, +3.0% YoY (Cloud, KS): 67445; peak, +3.1% YoY (Cloud, KS): 67466.
Residential listings by Cloud, KS ZIP
Cloud, KS ZIPs with the most tracked Cloud, KS residential listings: 66901 0 listings, 0 candidates, bank pressure 67; 66938 0 listings, 0 candidates, bank pressure 63; 66948 0 listings, 0 candidates, bank pressure 67; 67417 0 listings, 0 candidates, bank pressure 71 (Cloud, KS); 67445 0 listings, 0 candidates, bank pressure 66; 67466 0 listings, 0 candidates, bank pressure 66. Cloud, KS totals: 0 listings; Cloud, KS candidates 0; active ZIPs 0.
HUD assisted housing in Cloud, KS
1 assisted properties with 22 units sit in Cloud, KS; largest Cloud, KS properties: Concordia Ii Apartments (Concordia) 22 units, 22 assisted.
Lenders with branches in Cloud, KS
Cloud, KS lenders by branch count: United Bank&Trust (Cloud, KS): stress 53, 3 branches low in Cloud, KS; Elk State Bank (Cloud, KS): stress 86, 2 branches low in Cloud, KS; Citizens National Bank (Cloud, KS): stress 83, 2 branches low in Cloud, KS; First National Bank Of Hope (Cloud, KS): stress 76, 1 branch low in Cloud, KS; Guaranty State Bank&Trust Co (Cloud, KS): stress 69, 1 branch low in Cloud, KS; Citizens St B&T Ellsworth Ks (Cloud, KS): stress 68, 1 branch low in Cloud, KS; Central National Bank (Cloud, KS): stress 64, 1 branch low in Cloud, KS.
Vacancy and permits, Cloud, KS
648 of 4,467 Cloud, KS housing units are vacant; Cloud, KS permits, twelve months: 0 multifamily units in Cloud, KS, 5 one-to-four unit units.
Work Cloud, KS at the parcel level
Every Cloud, KS parcel carries owner and address; every Cloud, KS parcel carries APN; Cloud, KS distress scores sit on the Cloud, KS live board.
Cloud, KS figures refresh with each source.
Cloud, KS questions
Most distressed ZIP code in Cloud County, KS?
ZIP 67436 leads Cloud, KS at 12/100; next in Cloud, KS: 66938 at 9/100; the Cloud, KS average is 7/100.
Where does Cloud County, KS rank for investment opportunity?
Cloud, KS is #2,522 among all ranked counties, #85 in Kansas; the Cloud, KS driver is vacancy; Cloud, KS moved down 375 places.
How many mortgages are delinquent in Cloud County, KS?
Cloud, KS takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Cloud, KS.
Which banks lend in Cloud County, KS?
7 watched lenders hold Cloud, KS branches; the largest Cloud, KS footprints are United Bank&Trust (3), Elk State Bank (2), Citizens National Bank (2).
More on Cloud, KS
Cloud County, KS distress report: public-record figures for Cloud, KS; not legal advice for Cloud, KS; not tax or investment advice; verify every Cloud, KS record before acting.