Cloud County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cloud County, Kansas? DLRadar grades every Cloud County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Cloud County breakdown.
- Cloud County's most distressed ZIP is 67436 at 14/100.
- 8 ZIP codes tracked in Cloud County, averaging 7/100 distress.
- Cloud County reads peak — home values up 2.9% year over year.
- Vacancy runs 17.5% across Cloud County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Cloud County home is worth about $93,671 against a ~$57,921 median income.
- Lending headwind in Cloud County sits at 84/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 67436 | 14/100 |
| 2 | 67420 | 9/100 |
| 3 | 67466 | 8/100 |
| 4 | 66938 | 6/100 |
| 5 | 67445 | 6/100 |
| 6 | 66901 | 5/100 |
| 7 | 66948 | 5/100 |
| 8 | 67417 | 5/100 |
Most distressed ZIP codes in Cloud County (composite distress 0-100, 2026)
What is driving Cloud County distress
Nothing here is estimated: Cloud County is scored from filings alone, and its ZIPs average 7/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Cloud County market phase and pricing
The cycle in Cloud County is peak, with values up 2.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cloud County
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Frequently asked
Which ZIP code leads Cloud County on distress?
ZIP 67436 leads Cloud County at 14/100, recomputed monthly from public records.
What market phase is Cloud County in?
FHFA price-index movement places Cloud County in peak; prices are up 2.9% over twelve months.
How is the Cloud County data sourced?
Every Cloud County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 8 Cloud County ZIP codes that it runs on every other U.S. county, so Cloud County's numbers are directly comparable to any other market.
How much do distress scores vary between Cloud County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cloud County ZIPs DLRadar ranks, scores run from 14/100 in 67436 down to 5/100 in 67417, against a Cloud County average of 7/100. Those 9 points separate the ZIPs worth working in Cloud County from the rest.
What do Cloud County home values and vacancy say about distressed supply?
The typical Cloud County home carries about $93,671 of value against a median household income near $57,921. Vacancy across Cloud County's tracked ZIPs runs 17.5% and the poverty rate is 9.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cloud County's foreclosure and tax-lien record and its 84/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.