Cobb County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cobb County, GA distress report, 2026: 25 ZIPs scored in Cobb, GA, Cobb, GA average 30/100; the top Cobb, GA ZIP is 30075 at 36/100; Cobb, GA market phase peak, Cobb, GA prices +1.2% year over year.
- Cobb, GA ranks #2,325 nationally (opportunity index); Cobb, GA #151 in Georgia; Cobb, GA index 26.6.
- Cobb, GA ninety-day mortgage delinquency 0.8% in December 2025; Cobb, GA twelve-month change +0.2%.
- Cobb, GA ZIP phases: 25 peak.
- Cobb, GA residential listings tracked: 251 across 19 ZIPs; Cobb, GA candidate listings 58.
- Cobb, GA HUD assisted properties: 38 with 2,879 units.
- Cobb, GA lenders on watch: 5; largest Cobb, GA footprint Ameris Bank (9 branches).
- Cobb, GA most distressed ZIP: 30075 at 36/100.
Cobb, GA figures: DLRadar distress index; Cobb, GA inputs: CFPB, FHFA, HUD, FDIC; Cobb, GA rebuilt as sources refresh.
| Rank | Cobb, GA ZIP | Score |
|---|---|---|
| 1 | 30075 | 36/100 |
| 2 | 30188 | 32/100 |
| 3 | 30102 | 31/100 |
| 4 | 30141 | 31/100 |
| 5 | 30157 | 31/100 |
| 6 | 30339 | 31/100 |
| 7 | 30101 | 30/100 |
| 8 | 30008 | 29/100 |
| 9 | 30060 | 29/100 |
| 10 | 30062 | 29/100 |
| 11 | 30064 | 29/100 |
| 12 | 30066 | 29/100 |
Most distressed Cobb, GA ZIPs (0-100, 2026)
Mortgage delinquency in Cobb, GA
0.8% of Cobb, GA mortgages were ninety-plus days late (Cobb, GA, December 2025); Cobb, GA thirty-to-eighty-nine days late: 2.1%; Cobb, GA twelve-month change +0.2%; Cobb, GA peak since 2008: 5.2% (January 2010); Georgia overall 1.3%. Cobb, GA ninety-day series: Dec 24 0.6, Jan 25 0.7, Feb 25 0.6 (Cobb, GA), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Cobb, GA), Jun 25 0.7, Jul 25 0.7, Aug 25 0.7 (Cobb, GA), Sep 25 0.7, Oct 25 0.7, Nov 25 0.7 (Cobb, GA), Dec 25 0.8.
Opportunity index: Cobb, GA
Cobb, GA index 26.6, Cobb, GA phase weak; Cobb, GA primary driver bank institutional, Cobb, GA second driver listings discount. Cobb, GA components: property stress 17.1, foreclosure pressure 15.6, listing discounts 36.2, bank stress 55.0, insurance 0.0; Cobb, GA pulse 26.2; Cobb, GA capital opportunity 27.2; Cobb, GA seven-day change +0.6%.
ZIP market phases inside Cobb, GA
25 Cobb, GA ZIPs carry a price-cycle phase; Cobb, GA ZIPs by phase (Cobb, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Cobb, GA): 30188, 30008, 30060, 30062, Cobb, GA 30064, 30066, 30067, 30068, Cobb, GA 30075, 30080, 30082, 30090, Cobb, GA 30101, 30102, 30106, 30111.
Residential listings by Cobb, GA ZIP
Cobb, GA ZIPs with the most tracked Cobb, GA residential listings: 30080 29 listings, 7 candidates, bank pressure 57; 30062 27 listings, 7 candidates, bank pressure 57; 30101 22 listings, 5 candidates, bank pressure 57; 30126 21 listings, 4 candidates, bank pressure 57 (Cobb, GA); 30127 20 listings, 3 candidates, bank pressure 57; 30082 19 listings, 6 candidates, bank pressure 57; 30067 18 listings, 9 candidates, bank pressure 57; 30066 16 listings, 0 candidates, bank pressure 57. Cobb, GA totals: 251 listings; Cobb, GA candidates 58; active ZIPs 17.
HUD assisted housing in Cobb, GA
38 assisted properties with 2,879 units sit in Cobb, GA; largest Cobb, GA properties: Wellington Point Apartments (Smyrna) 399 units; Kinstone River (Atlanta) 370 units; Walton Riverwood (Atlanta) 315 units in Cobb, GA; Dwell @ 750 (Marietta) 304 units; Walton Vinings (Smyrna) 216 units; Wingate Falls (Acworth) 192 units.
Lenders with branches in Cobb, GA
Cobb, GA lenders by branch count: Ameris Bank (Cobb, GA): stress 51, 9 branches low in Cobb, GA; Georgia Banking Co (Cobb, GA): stress 70, 1 branch low in Cobb, GA; Affinity Bank National Assn (Cobb, GA): stress 58, 1 branch low in Cobb, GA; Craft Bank (Cobb, GA): stress 50, 1 branch low in Cobb, GA; Metro City Bank (Cobb, GA): stress 46, 1 branch low in Cobb, GA.
Vacancy and permits, Cobb, GA
18,390 of 314,104 Cobb, GA housing units are vacant; Cobb, GA permits, twelve months: 1,079 multifamily units in Cobb, GA, 1,027 one-to-four unit units.
Work Cobb, GA at the parcel level
Every Cobb, GA parcel carries owner and address; every Cobb, GA parcel carries APN; Cobb, GA distress scores sit on the Cobb, GA live board.
Cobb, GA figures refresh with each source.
Cobb, GA questions
Most distressed ZIP code in Cobb County, GA?
ZIP 30075 leads Cobb, GA at 36/100; next in Cobb, GA: 30188 at 32/100; the Cobb, GA average is 30/100.
Where does Cobb County, GA rank for investment opportunity?
Cobb, GA is #2,325 among all ranked counties, #151 in Georgia; the Cobb, GA driver is bank institutional; Cobb, GA moved up 691 places.
How many mortgages are delinquent in Cobb County, GA?
0.8% of Cobb, GA mortgages were ninety-plus days late in December 2025; the Cobb, GA peak since 2008 was 5.2%.
Which banks lend in Cobb County, GA?
5 watched lenders hold Cobb, GA branches; the largest Cobb, GA footprints are Ameris Bank (9), Georgia Banking Co (1), Affinity Bank National Assn (1).
More on Cobb, GA
Cobb County, GA distress report: public-record figures for Cobb, GA; not legal advice for Cobb, GA; not tax or investment advice; verify every Cobb, GA record before acting.