Columbia County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Columbia County, PA distress report, 2026: 20 ZIPs scored in Columbia, PA, Columbia, PA average 19/100; the top Columbia, PA ZIP is 17774 at 29/100; Columbia, PA market phase peak, Columbia, PA prices +4.2% year over year.
- Columbia, PA ranks #2,821 nationally (opportunity index); Columbia, PA #61 in Pennsylvania; Columbia, PA index 24.3.
- Columbia, PA: no CFPB county sample; Columbia, PA non-metro area reading 1.6%.
- Columbia, PA ZIP phases: 16 peak, 4 expansion.
- Columbia, PA residential listings tracked: 8 across 13 ZIPs; Columbia, PA candidate listings 6.
- Columbia, PA lenders on watch: 4; largest Columbia, PA footprint Journey Bank (11 branches).
- Columbia, PA most distressed ZIP: 17774 at 29/100.
Columbia, PA figures: DLRadar distress index; Columbia, PA inputs: CFPB, FHFA, HUD, FDIC; Columbia, PA rebuilt as sources refresh.
| Rank | Columbia, PA ZIP | Score |
|---|---|---|
| 1 | 17774 | 29/100 |
| 2 | 17756 | 27/100 |
| 3 | 18655 | 24/100 |
| 4 | 18635 | 22/100 |
| 5 | 18603 | 21/100 |
| 6 | 17878 | 20/100 |
| 7 | 17921 | 20/100 |
| 8 | 17985 | 19/100 |
| 9 | 17814 | 18/100 |
| 10 | 17821 | 17/100 |
| 11 | 17824 | 17/100 |
| 12 | 17815 | 16/100 |
Most distressed Columbia, PA ZIPs (0-100, 2026)
Mortgage delinquency around Columbia, PA
No CFPB county sample covers Columbia, PA; the non-metro area reading for Columbia, PA: 1.6% ninety-plus; Columbia, PA area thirty-to-eighty-nine 2.1% (December 2025, Columbia, PA); Pennsylvania overall 1.0%.
Opportunity index: Columbia, PA
Columbia, PA index 24.3, Columbia, PA phase weak; Columbia, PA primary driver vacancy, Columbia, PA second driver bank institutional. Columbia, PA components: property stress 15.1, foreclosure pressure 14.3, listing discounts 13.1, bank stress 60.2, insurance 0.0; Columbia, PA pulse 29.7; Columbia, PA capital opportunity 16.2; Columbia, PA seven-day change +0.1%.
ZIP market phases inside Columbia, PA
20 Columbia, PA ZIPs carry a price-cycle phase; Columbia, PA ZIPs by phase (Columbia, PA), deepest drawdown first: peak, +4.9% YoY (Columbia, PA): 17756; peak, +5.0% YoY (Columbia, PA): 17774, 17814; peak, +4.3% YoY (Columbia, PA): 17815, 17846; peak, +4.2% YoY (Columbia, PA): 17820, 17821, 17824, 17858, Columbia, PA 17859, 17888, 17920, 17921, Columbia, PA 17945, 17985; expansion, +5.1% YoY (Columbia, PA): 17878.
Residential listings by Columbia, PA ZIP
Columbia, PA ZIPs with the most tracked Columbia, PA residential listings: 18603 4 listings, 2 candidates, bank pressure 64; 17820 3 listings, 3 candidates, bank pressure 63; 17846 1 listings, 1 candidates, bank pressure 62; 17814 0 listings, 0 candidates, bank pressure 62 (Columbia, PA); 17815 0 listings, 0 candidates, bank pressure 63; 17824 0 listings, 0 candidates, bank pressure 61; 17858 0 listings, 0 candidates, bank pressure 67; 17859 0 listings, 0 candidates, bank pressure 67. Columbia, PA totals: 8 listings; Columbia, PA candidates 6; active ZIPs 1.
Lenders with branches in Columbia, PA
Columbia, PA lenders by branch count: Journey Bank (Columbia, PA): stress 51, 11 branches low in Columbia, PA; First Keystone Cmty Bank (Columbia, PA): stress 79, 5 branches low in Columbia, PA; Unb Bank (Columbia, PA): stress 98, 1 branch low in Columbia, PA; Fulton Bank National Assn (Columbia, PA): stress 61, 1 branch low in Columbia, PA.
Vacancy and permits, Columbia, PA
3,474 of 29,824 Columbia, PA housing units are vacant; Columbia, PA permits, twelve months: 8 multifamily units in Columbia, PA, 100 one-to-four unit units.
Work Columbia, PA at the parcel level
Every Columbia, PA parcel carries owner and address; every Columbia, PA parcel carries APN; Columbia, PA distress scores sit on the Columbia, PA live board.
Columbia, PA figures refresh with each source.
Columbia, PA questions
Most distressed ZIP code in Columbia County, PA?
ZIP 17774 leads Columbia, PA at 29/100; next in Columbia, PA: 17756 at 27/100; the Columbia, PA average is 19/100.
Where does Columbia County, PA rank for investment opportunity?
Columbia, PA is #2,821 among all ranked counties, #61 in Pennsylvania; the Columbia, PA driver is vacancy; Columbia, PA moved down 428 places.
How many mortgages are delinquent in Columbia County, PA?
Columbia, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Columbia, PA.
Which banks lend in Columbia County, PA?
4 watched lenders hold Columbia, PA branches; the largest Columbia, PA footprints are Journey Bank (11), First Keystone Cmty Bank (5), Unb Bank (1).
More on Columbia, PA
Columbia County, PA distress report: public-record figures for Columbia, PA; not legal advice for Columbia, PA; not tax or investment advice; verify every Columbia, PA record before acting.