Cooper County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cooper County, MO distress report, 2026: 14 ZIPs scored in Cooper, MO, Cooper, MO average 11/100; the top Cooper, MO ZIP is 65354 at 17/100; Cooper, MO market phase neutral, Cooper, MO prices +3.5% year over year.
- Cooper, MO ranks #2,908 nationally (opportunity index); Cooper, MO #112 in Missouri; Cooper, MO index 23.8.
- Cooper, MO: no CFPB county sample; Cooper, MO metro area reading 0.5%.
- Cooper, MO ZIP phases: 9 peak, 5 neutral.
- Cooper, MO residential listings tracked: 1 across 6 ZIPs; Cooper, MO candidate listings 1.
- Cooper, MO HUD assisted properties: 1 with 19 units.
- Cooper, MO lenders on watch: 8; largest Cooper, MO footprint Btc Bank (3 branches).
- Cooper, MO most distressed ZIP: 65354 at 17/100.
Cooper, MO figures: DLRadar distress index; Cooper, MO inputs: CFPB, FHFA, HUD, FDIC; Cooper, MO rebuilt as sources refresh.
| Rank | Cooper, MO ZIP | Score |
|---|---|---|
| 1 | 65354 | 17/100 |
| 2 | 65350 | 16/100 |
| 3 | 65301 | 15/100 |
| 4 | 65347 | 15/100 |
| 5 | 65348 | 11/100 |
| 6 | 65081 | 10/100 |
| 7 | 65018 | 9/100 |
| 8 | 65025 | 9/100 |
| 9 | 65068 | 9/100 |
| 10 | 65233 | 9/100 |
| 11 | 65237 | 9/100 |
| 12 | 65276 | 9/100 |
Most distressed Cooper, MO ZIPs (0-100, 2026)
Mortgage delinquency around Cooper, MO
No CFPB county sample covers Cooper, MO; the metro area reading for Cooper, MO (Columbia, MO): 0.5% ninety-plus; Cooper, MO area thirty-to-eighty-nine 1.4% (December 2025, Cooper, MO); Missouri overall 0.9%.
Opportunity index: Cooper, MO
Cooper, MO index 23.8, Cooper, MO phase weak; Cooper, MO primary driver vacancy, Cooper, MO second driver bank institutional. Cooper, MO components: property stress 16.3, foreclosure pressure 16.3, listing discounts 14.5, bank stress 61.0, insurance 0.0; Cooper, MO pulse 28.4; Cooper, MO capital opportunity 16.9.
ZIP market phases inside Cooper, MO
14 Cooper, MO ZIPs carry a price-cycle phase; Cooper, MO ZIPs by phase (Cooper, MO), deepest drawdown first: peak, +2.4% YoY, 0.3% off peak (Cooper, MO): 65018; peak, +2.7% YoY, 0.2% off peak (Cooper, MO): 65081; peak, +2.8% YoY, 0.2% off peak (Cooper, MO): 65025, 65287; neutral, +3.4% YoY, 0.0% off peak (Cooper, MO): 65068; neutral, +3.5% YoY (Cooper, MO): 65233, 65237, 65276, 65322; peak, +3.3% YoY (Cooper, MO): 65301, 65347; peak, +3.7% YoY (Cooper, MO): 65348; peak, +3.4% YoY (Cooper, MO): 65350; peak, +4.3% YoY (Cooper, MO): 65354.
Residential listings by Cooper, MO ZIP
Cooper, MO ZIPs with the most tracked Cooper, MO residential listings: 65348 1 listings, 1 candidates, bank pressure 55; 65068 0 listings, 0 candidates, bank pressure 64; 65233 0 listings, 0 candidates, bank pressure 64; 65237 0 listings, 0 candidates, bank pressure 64 (Cooper, MO); 65276 0 listings, 0 candidates, bank pressure 64; 65322 0 listings, 0 candidates, bank pressure 64. Cooper, MO totals: 1 listings; Cooper, MO candidates 1; active ZIPs 0.
HUD assisted housing in Cooper, MO
1 assisted properties with 19 units sit in Cooper, MO; largest Cooper, MO properties: Boonslick Residential Services (Boonville) 19 units, 18 assisted.
Lenders with branches in Cooper, MO
Cooper, MO lenders by branch count: Btc Bank (Cooper, MO): stress 76, 3 branches low in Cooper, MO; Citizens Community Bank (Cooper, MO): stress 61, 3 branches low in Cooper, MO; Alliant Bank (Cooper, MO): stress 73, 2 branches low in Cooper, MO; Central Trust Bank (Cooper, MO): stress 54, 2 branches low in Cooper, MO; Midwest Regional Bank (Cooper, MO): stress 87, 1 branch low in Cooper, MO; Umb Bank National Assn (Cooper, MO): stress 60, 1 branch low in Cooper, MO; Southern Bank (Cooper, MO): stress 58, 1 branch low in Cooper, MO; First State Community Bank (Cooper, MO): stress 45, 1 branch low in Cooper, MO.
Vacancy and permits, Cooper, MO
1,054 of 7,300 Cooper, MO housing units are vacant; Cooper, MO permits, twelve months: 0 multifamily units in Cooper, MO, 24 one-to-four unit units.
Work Cooper, MO at the parcel level
Every Cooper, MO parcel carries owner and address; every Cooper, MO parcel carries APN; Cooper, MO distress scores sit on the Cooper, MO live board.
Cooper, MO figures refresh with each source.
Cooper, MO questions
Most distressed ZIP code in Cooper County, MO?
ZIP 65354 leads Cooper, MO at 17/100; next in Cooper, MO: 65350 at 16/100; the Cooper, MO average is 11/100.
Where does Cooper County, MO rank for investment opportunity?
Cooper, MO is #2,908 among all ranked counties, #112 in Missouri; the Cooper, MO driver is vacancy; Cooper, MO moved down 252 places.
How many mortgages are delinquent in Cooper County, MO?
Cooper, MO takes the metro area reading of 0.5% for December 2025; no CFPB county sample covers Cooper, MO.
Which banks lend in Cooper County, MO?
8 watched lenders hold Cooper, MO branches; the largest Cooper, MO footprints are Btc Bank (3), Citizens Community Bank (3), Alliant Bank (2).
More on Cooper, MO
Cooper County, MO distress report: public-record figures for Cooper, MO; not legal advice for Cooper, MO; not tax or investment advice; verify every Cooper, MO record before acting.