Cooper County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cooper County, Missouri? DLRadar grades every Cooper County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Cooper County breakdown.
- Cooper County's most distressed ZIP is 65350 at 16/100.
- 14 ZIP codes tracked in Cooper County, averaging 11/100 distress.
- Cooper County reads neutral — home values up 3.5% year over year.
- Vacancy runs 12.9% across Cooper County's tracked ZIPs, with a 11.4% poverty rate.
- The typical Cooper County home is worth about $168,921 against a ~$62,127 median income.
- Lending headwind in Cooper County sits at 52/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 65350 | 16/100 |
| 2 | 65301 | 15/100 |
| 3 | 65347 | 15/100 |
| 4 | 65354 | 14/100 |
| 5 | 65348 | 11/100 |
| 6 | 65081 | 10/100 |
| 7 | 65018 | 9/100 |
| 8 | 65025 | 9/100 |
| 9 | 65068 | 9/100 |
| 10 | 65233 | 9/100 |
| 11 | 65237 | 9/100 |
| 12 | 65276 | 9/100 |
Most distressed ZIP codes in Cooper County (composite distress 0-100, 2026)
What is driving Cooper County distress
DLRadar builds Cooper County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cooper County market phase and pricing
DLRadar places Cooper County in neutral; prices moved up 3.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Cooper County
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What people ask
Which part of Cooper County, MO scores highest for distress?
ZIP 65350 leads Cooper County at 16/100, recomputed monthly from public records.
How would you describe the Cooper County market phase?
The market phase for Cooper County is neutral, prices rising 3.5% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Cooper County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Cooper County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Cooper County ZIP codes?
A county average hides the spread. Across the Cooper County ZIPs DLRadar ranks, scores run from 16/100 in 65350 down to 9/100 in 65276, against a Cooper County average of 11/100. Those 7 points separate the ZIPs worth working in Cooper County from the rest.
What do Cooper County home values and vacancy say about distressed supply?
The typical Cooper County home carries about $168,921 of value against a median household income near $62,127. Vacancy across Cooper County's tracked ZIPs runs 12.9% and the poverty rate is 11.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cooper County's foreclosure and lien data and its 52/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.