Copiah County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Copiah County, Mississippi? DLRadar grades every Copiah County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Copiah County breakdown.
- Copiah County's most distressed ZIP is 39170 at 24/100.
- 9 ZIP codes tracked in Copiah County, averaging 14/100 distress.
- Copiah County reads peak — home values up 1.9% year over year, 2.2% off peak.
- Vacancy runs 24.1% across Copiah County's tracked ZIPs, with a 23.8% poverty rate.
- The typical Copiah County home is worth about $126,167 against a ~$51,655 median income.
- Lending headwind in Copiah County sits at 42/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39170 | 24/100 |
| 2 | 39175 | 18/100 |
| 3 | 39078 | 15/100 |
| 4 | 39083 | 15/100 |
| 5 | 39086 | 15/100 |
| 6 | 39144 | 14/100 |
| 7 | 39059 | 9/100 |
| 8 | 39191 | 9/100 |
| 9 | 39668 | 3/100 |
Most distressed ZIP codes in Copiah County (composite distress 0-100, 2026)
What is driving Copiah County distress
Copiah County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 14/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Copiah County market phase and pricing
The cycle in Copiah County is peak, with values up 1.9% year over year and 2.2% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Copiah County
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What people ask
Which part of Copiah County, MS scores highest for distress?
ZIP 39170 leads Copiah County at 24/100, recomputed monthly from public records.
Where is Copiah County in the housing cycle?
Copiah County currently sits in peak, with values up 1.9% year on year, based on FHFA price-index trajectory.
Where does the Copiah County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Copiah County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Copiah County ZIP codes?
The county figure is a blend, not a description. Across the Copiah County ZIPs DLRadar ranks, scores run from 24/100 in 39170 down to 3/100 in 39668, against a Copiah County average of 14/100. That 21-point gap is why acquisition targeting in Copiah County works at ZIP level rather than county level.
What do Copiah County home values and vacancy say about distressed supply?
The typical Copiah County home carries about $126,167 of value against a median household income near $51,655. Vacancy across Copiah County's tracked ZIPs runs 24.1% and the poverty rate is 23.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Copiah County's foreclosure and tax-lien filings and its 42/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.