Cumberland County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cumberland County, IL distress report, 2026: 12 ZIPs scored in Cumberland, IL, Cumberland, IL average 11/100; the top Cumberland, IL ZIP is 61938 at 18/100; Cumberland, IL market phase expansion, Cumberland, IL prices +5.7% year over year.
- Cumberland, IL ranks #2,920 nationally (opportunity index); Cumberland, IL #92 in Illinois; Cumberland, IL index 23.7.
- Cumberland, IL: no CFPB county sample; Cumberland, IL non-metro area reading 1.4%.
- Cumberland, IL ZIP phases: 12 expansion.
- Cumberland, IL residential listings tracked: 1 across 5 ZIPs; Cumberland, IL candidate listings 1.
- Cumberland, IL lenders on watch: 2; largest Cumberland, IL footprint First Neighbor Bank Na (4 branches).
- Cumberland, IL most distressed ZIP: 61938 at 18/100.
Cumberland, IL figures: DLRadar distress index; Cumberland, IL inputs: CFPB, FHFA, HUD, FDIC; Cumberland, IL rebuilt as sources refresh.
| Rank | Cumberland, IL ZIP | Score |
|---|---|---|
| 1 | 61938 | 18/100 |
| 2 | 62440 | 16/100 |
| 3 | 62428 | 14/100 |
| 4 | 62468 | 14/100 |
| 5 | 62436 | 13/100 |
| 6 | 62469 | 13/100 |
| 7 | 62447 | 10/100 |
| 8 | 62462 | 10/100 |
| 9 | 62467 | 8/100 |
| 10 | 62420 | 6/100 |
| 11 | 62432 | 5/100 |
| 12 | 62445 | 5/100 |
Most distressed Cumberland, IL ZIPs (0-100, 2026)
Mortgage delinquency around Cumberland, IL
No CFPB county sample covers Cumberland, IL; the non-metro area reading for Cumberland, IL: 1.4% ninety-plus; Cumberland, IL area thirty-to-eighty-nine 2.8% (December 2025, Cumberland, IL); Illinois overall 1.1%.
Opportunity index: Cumberland, IL
Cumberland, IL index 23.7, Cumberland, IL phase weak; Cumberland, IL primary driver construction, Cumberland, IL second driver bank institutional. Cumberland, IL components: property stress 12.8, foreclosure pressure 11.8, listing discounts 0.9, bank stress 62.0, insurance 0.0; Cumberland, IL pulse 32.5; Cumberland, IL capital opportunity 10.5.
ZIP market phases inside Cumberland, IL
12 Cumberland, IL ZIPs carry a price-cycle phase; Cumberland, IL ZIPs by phase (Cumberland, IL), deepest drawdown first: expansion, +5.7% YoY (Cumberland, IL): 61938, 62428, 62440, 62468, Cumberland, IL 62469; expansion, +5.4% YoY (Cumberland, IL): 62420; expansion, +5.3% YoY (Cumberland, IL): 62432; expansion, +5.5% YoY (Cumberland, IL): 62436, 62445, 62447, 62462; expansion, +5.6% YoY (Cumberland, IL): 62467.
Residential listings by Cumberland, IL ZIP
Cumberland, IL ZIPs with the most tracked Cumberland, IL residential listings: 62468 1 listings, 1 candidates, bank pressure 63; 62428 0 listings, 0 candidates, bank pressure 63; 62436 0 listings, 0 candidates, bank pressure 66; 62447 0 listings, 0 candidates, bank pressure 64 (Cumberland, IL); 62469 0 listings, 0 candidates, bank pressure 63. Cumberland, IL totals: 1 listings; Cumberland, IL candidates 1; active ZIPs 0.
Lenders with branches in Cumberland, IL
Cumberland, IL lenders by branch count: First Neighbor Bank Na (Cumberland, IL): stress 64, 4 branches low in Cumberland, IL; First Mid B&T Na (Cumberland, IL): stress 62, 1 branch low in Cumberland, IL.
Vacancy and permits, Cumberland, IL
549 of 4,726 Cumberland, IL housing units are vacant.
Work Cumberland, IL at the parcel level
Every Cumberland, IL parcel carries owner and address; every Cumberland, IL parcel carries APN; Cumberland, IL distress scores sit on the Cumberland, IL live board.
Cumberland, IL figures refresh with each source.
Cumberland, IL questions
Most distressed ZIP code in Cumberland County, IL?
ZIP 61938 leads Cumberland, IL at 18/100; next in Cumberland, IL: 62440 at 16/100; the Cumberland, IL average is 11/100.
Where does Cumberland County, IL rank for investment opportunity?
Cumberland, IL is #2,920 among all ranked counties, #92 in Illinois; the Cumberland, IL driver is construction; Cumberland, IL moved down 1,203 places.
How many mortgages are delinquent in Cumberland County, IL?
Cumberland, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Cumberland, IL.
Which banks lend in Cumberland County, IL?
2 watched lenders hold Cumberland, IL branches; the largest Cumberland, IL footprints are First Neighbor Bank Na (4), First Mid B&T Na (1).
More on Cumberland, IL
Cumberland County, IL distress report: public-record figures for Cumberland, IL; not legal advice for Cumberland, IL; not tax or investment advice; verify every Cumberland, IL record before acting.