Dauphin County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dauphin County, PA distress report, 2026: 31 ZIPs scored in Dauphin, PA, Dauphin, PA average 21/100; the top Dauphin, PA ZIP is 17022 at 28/100; Dauphin, PA market phase peak, Dauphin, PA prices +4.3% year over year.
- Dauphin, PA ranks #2,569 nationally (opportunity index); Dauphin, PA #51 in Pennsylvania; Dauphin, PA index 25.6.
- Dauphin, PA ninety-day mortgage delinquency 0.9% in December 2025; Dauphin, PA twelve-month change +0.4%.
- Dauphin, PA ZIP phases: 30 peak, 1 expansion.
- Dauphin, PA residential listings tracked: 164 across 26 ZIPs; Dauphin, PA candidate listings 58.
- Dauphin, PA HUD assisted properties: 17 with 1,888 units.
- Dauphin, PA lenders on watch: 8; largest Dauphin, PA footprint Mid Penn Bank (11 branches).
- Dauphin, PA most distressed ZIP: 17022 at 28/100.
Dauphin, PA figures: DLRadar distress index; Dauphin, PA inputs: CFPB, FHFA, HUD, FDIC; Dauphin, PA rebuilt as sources refresh.
| Rank | Dauphin, PA ZIP | Score |
|---|---|---|
| 1 | 17022 | 28/100 |
| 2 | 17028 | 22/100 |
| 3 | 17078 | 22/100 |
| 4 | 17005 | 21/100 |
| 5 | 17018 | 21/100 |
| 6 | 17023 | 21/100 |
| 7 | 17030 | 21/100 |
| 8 | 17032 | 21/100 |
| 9 | 17033 | 21/100 |
| 10 | 17034 | 21/100 |
| 11 | 17036 | 21/100 |
| 12 | 17048 | 21/100 |
Most distressed Dauphin, PA ZIPs (0-100, 2026)
Mortgage delinquency in Dauphin, PA
0.9% of Dauphin, PA mortgages were ninety-plus days late (Dauphin, PA, December 2025); Dauphin, PA thirty-to-eighty-nine days late: 2.6%; Dauphin, PA twelve-month change +0.4%; Dauphin, PA peak since 2008: 3.7% (February 2011); Pennsylvania overall 1.0%. Dauphin, PA ninety-day series: Dec 24 0.5, Jan 25 0.7, Feb 25 0.7 (Dauphin, PA), Mar 25 0.7, Apr 25 0.6, May 25 0.4 (Dauphin, PA), Jun 25 0.6, Jul 25 0.5, Aug 25 0.6 (Dauphin, PA), Sep 25 0.7, Oct 25 0.9, Nov 25 0.8 (Dauphin, PA), Dec 25 0.9.
Opportunity index: Dauphin, PA
Dauphin, PA index 25.6, Dauphin, PA phase weak; Dauphin, PA primary driver bank institutional, Dauphin, PA second driver listings discount. Dauphin, PA components: property stress 7.9, foreclosure pressure 5.4, listing discounts 38.4, bank stress 56.2, insurance 0.0; Dauphin, PA pulse 25.4; Dauphin, PA capital opportunity 25.9; Dauphin, PA seven-day change +0.5%.
ZIP market phases inside Dauphin, PA
31 Dauphin, PA ZIPs carry a price-cycle phase; Dauphin, PA ZIPs by phase (Dauphin, PA), deepest drawdown first: peak, +1.6% YoY, 2.4% off peak (Dauphin, PA): 17078; peak, +2.5% YoY, 1.6% off peak (Dauphin, PA): 17028; peak, +3.9% YoY, 0.4% off peak (Dauphin, PA): 17033; peak, +4.3% YoY (Dauphin, PA): 17005, 17018, 17020, 17023, Dauphin, PA 17030, 17032, 17034, 17036, Dauphin, PA 17048, 17057, 17061; peak, +4.2% YoY (Dauphin, PA): 17017; expansion, +5.4% YoY (Dauphin, PA): 17022.
Residential listings by Dauphin, PA ZIP
Dauphin, PA ZIPs with the most tracked Dauphin, PA residential listings: 17112 27 listings, 3 candidates, bank pressure 61; 17110 24 listings, 9 candidates, bank pressure 61; 17111 24 listings, 1 candidates, bank pressure 61; 17103 15 listings, 11 candidates, bank pressure 61 (Dauphin, PA); 17104 13 listings, 2 candidates, bank pressure 61; 17109 13 listings, 4 candidates, bank pressure 61; 17113 12 listings, 7 candidates, bank pressure 61; 17102 8 listings, 6 candidates, bank pressure 61. Dauphin, PA totals: 164 listings; Dauphin, PA candidates 58; active ZIPs 18.
HUD assisted housing in Dauphin, PA
17 assisted properties with 1,888 units sit in Dauphin, PA; largest Dauphin, PA properties: Abe Cramer B'Nai B'Rith Apts (Harrisburg) 195 units; Maclay Street Phase Ii (Harrisburg) 179 units; Pheasant Hill (Harrisburg) 171 units, 171 assisted in Dauphin, PA; Presbyterian Apts (Harrisburg) 165 units, 29 assisted; Emerald Pointe (Harrisburg) 148 units; Ecumenical Communities Iii (Harrisburg) 139 units.
Lenders with branches in Dauphin, PA
Dauphin, PA lenders by branch count: Mid Penn Bank (Dauphin, PA): stress 57, 11 branches low in Dauphin, PA; First Nb Of Pennsylvania (Dauphin, PA): stress 55, 6 branches low in Dauphin, PA; Fulton Bank National Assn (Dauphin, PA): stress 61, 5 branches low in Dauphin, PA; First Commonwealth Bank (Dauphin, PA): stress 54, 2 branches low in Dauphin, PA; S&T Bank (Dauphin, PA): stress 48, 2 branches low in Dauphin, PA; Pennian Bank (Dauphin, PA): stress 92, 1 branch low in Dauphin, PA; Farmers&Merchants Tr Chamber (Dauphin, PA): stress 71, 1 branch low in Dauphin, PA; Bank Of Bird-In-Hand (Dauphin, PA): stress 68, 1 branch low in Dauphin, PA.
Vacancy and permits, Dauphin, PA
6,470 of 127,828 Dauphin, PA housing units are vacant; Dauphin, PA permits, twelve months: 289 multifamily units in Dauphin, PA, 207 one-to-four unit units.
Work Dauphin, PA at the parcel level
Every Dauphin, PA parcel carries owner and address; every Dauphin, PA parcel carries APN; Dauphin, PA distress scores sit on the Dauphin, PA live board.
Dauphin, PA figures refresh with each source.
Dauphin, PA questions
Most distressed ZIP code in Dauphin County, PA?
ZIP 17022 leads Dauphin, PA at 28/100; next in Dauphin, PA: 17028 at 22/100; the Dauphin, PA average is 21/100.
Where does Dauphin County, PA rank for investment opportunity?
Dauphin, PA is #2,569 among all ranked counties, #51 in Pennsylvania; the Dauphin, PA driver is bank institutional; Dauphin, PA moved up 447 places.
How many mortgages are delinquent in Dauphin County, PA?
0.9% of Dauphin, PA mortgages were ninety-plus days late in December 2025; the Dauphin, PA peak since 2008 was 3.7%.
Which banks lend in Dauphin County, PA?
8 watched lenders hold Dauphin, PA branches; the largest Dauphin, PA footprints are Mid Penn Bank (11), First Nb Of Pennsylvania (6), Fulton Bank National Assn (5).
More on Dauphin, PA
Dauphin County, PA distress report: public-record figures for Dauphin, PA; not legal advice for Dauphin, PA; not tax or investment advice; verify every Dauphin, PA record before acting.