Decatur County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Decatur County, Tennessee? DLRadar grades every Decatur County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Decatur County breakdown.
- Decatur County's most distressed ZIP is 38388 at 24/100.
- 9 ZIP codes tracked in Decatur County, averaging 21/100 distress.
- Decatur County reads peak — home values up 2.8% year over year.
- Vacancy runs 32% across Decatur County's tracked ZIPs, with a 19.3% poverty rate.
- The typical Decatur County home is worth about $150,022 against a ~$50,166 median income.
- Lending headwind in Decatur County sits at 89/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38388 | 24/100 |
| 2 | 38328 | 23/100 |
| 3 | 38341 | 22/100 |
| 4 | 38371 | 22/100 |
| 5 | 38374 | 21/100 |
| 6 | 38311 | 19/100 |
| 7 | 38329 | 19/100 |
| 8 | 38363 | 19/100 |
| 9 | 38380 | 19/100 |
Most distressed ZIP codes in Decatur County (composite distress 0-100, 2026)
What is driving Decatur County distress
The Decatur County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Decatur County market phase and pricing
Decatur County currently sits in peak after a 2.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Decatur County
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Questions about this county
What is the most distressed ZIP code in Decatur County, TN?
ZIP 38388 leads Decatur County at 24/100, recomputed monthly from public records.
Where is Decatur County in the housing cycle?
The market phase for Decatur County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Decatur County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 9 ZIP codes in Decatur County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Decatur County ZIP codes?
One county number flattens a wide range. Across the Decatur County ZIPs DLRadar ranks, scores run from 24/100 in 38388 down to 19/100 in 38380, against a Decatur County average of 21/100. The 5-point range is the argument for ZIP-level search across Decatur County.
What do Decatur County home values and vacancy say about distressed supply?
The typical Decatur County home carries about $150,022 of value against a median household income near $50,166. Vacancy across Decatur County's tracked ZIPs runs 32% and the poverty rate is 19.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Decatur County's foreclosure and tax-lien filings and its 89/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.