Decatur County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Decatur County, TN distress report, 2026: 9 ZIPs scored in Decatur, TN, Decatur, TN average 21/100; the top Decatur, TN ZIP is 38388 at 23/100; Decatur, TN market phase peak, Decatur, TN prices +2.8% year over year.
- Decatur, TN ranks #46 nationally (opportunity index); Decatur, TN #2 in Tennessee; Decatur, TN index 38.7.
- Decatur, TN: no CFPB county sample; Decatur, TN non-metro area reading 1.3%.
- Decatur, TN ZIP phases: 9 peak.
- Decatur, TN residential listings tracked: 0 across 5 ZIPs; Decatur, TN candidate listings 0.
- Decatur, TN HUD assisted properties: 1 with 50 units.
- Decatur, TN lenders on watch: 3; largest Decatur, TN footprint Decatur County Bank (2 branches).
- Decatur, TN most distressed ZIP: 38388 at 23/100.
Decatur, TN figures: DLRadar distress index; Decatur, TN inputs: CFPB, FHFA, HUD, FDIC; Decatur, TN rebuilt as sources refresh.
| Rank | Decatur, TN ZIP | Score |
|---|---|---|
| 1 | 38388 | 23/100 |
| 2 | 38328 | 22/100 |
| 3 | 38371 | 22/100 |
| 4 | 38374 | 21/100 |
| 5 | 38341 | 20/100 |
| 6 | 38380 | 20/100 |
| 7 | 38311 | 19/100 |
| 8 | 38329 | 19/100 |
| 9 | 38363 | 19/100 |
Most distressed Decatur, TN ZIPs (0-100, 2026)
Mortgage delinquency around Decatur, TN
No CFPB county sample covers Decatur, TN; the non-metro area reading for Decatur, TN: 1.3% ninety-plus; Decatur, TN area thirty-to-eighty-nine 3.3% (December 2025, Decatur, TN); Tennessee overall 0.9%.
Opportunity index: Decatur, TN
Decatur, TN index 38.7, Decatur, TN phase overheated; Decatur, TN primary driver vacancy, Decatur, TN second driver bank institutional. Decatur, TN components: property stress 43.9, foreclosure pressure 50.4, listing discounts 13.3, bank stress 66.1, insurance 0.0; Decatur, TN pulse 50.5; Decatur, TN capital opportunity 20.9; Decatur, TN seven-day change +0.6%.
ZIP market phases inside Decatur, TN
9 Decatur, TN ZIPs carry a price-cycle phase; Decatur, TN ZIPs by phase (Decatur, TN), deepest drawdown first: peak, +2.8% YoY (Decatur, TN): 38311, 38328, 38329, 38341, Decatur, TN 38363, 38371, 38374, 38380, Decatur, TN 38388.
Residential listings by Decatur, TN ZIP
Decatur, TN ZIPs with the most tracked Decatur, TN residential listings: 38311 0 listings, 0 candidates, bank pressure 78; 38329 0 listings, 0 candidates, bank pressure 71; 38363 0 listings, 0 candidates, bank pressure 71; 38374 0 listings, 0 candidates, bank pressure 71 (Decatur, TN); 38380 0 listings, 0 candidates, bank pressure 68. Decatur, TN totals: 0 listings; Decatur, TN candidates 0; active ZIPs 0.
HUD assisted housing in Decatur, TN
1 assisted properties with 50 units sit in Decatur, TN; largest Decatur, TN properties: Parsons Cove Apartments (Parsons) 50 units, 50 assisted.
Lenders with branches in Decatur, TN
Decatur, TN lenders by branch count: Decatur County Bank (Decatur, TN): stress 79, 2 branches low in Decatur, TN; Firstbank (Decatur, TN): stress 55, 2 branches low in Decatur, TN; Farmers Bank (Decatur, TN): stress 90, 1 branch low in Decatur, TN.
Vacancy and permits, Decatur, TN
2,023 of 6,591 Decatur, TN housing units are vacant; Decatur, TN permits, twelve months: 0 multifamily units in Decatur, TN, 9 one-to-four unit units.
Work Decatur, TN at the parcel level
Every Decatur, TN parcel carries owner and address; every Decatur, TN parcel carries APN; Decatur, TN distress scores sit on the Decatur, TN live board.
Decatur, TN figures refresh with each source.
Decatur, TN questions
Most distressed ZIP code in Decatur County, TN?
ZIP 38388 leads Decatur, TN at 23/100; next in Decatur, TN: 38328 at 22/100; the Decatur, TN average is 21/100.
Where does Decatur County, TN rank for investment opportunity?
Decatur, TN is #46 among all ranked counties, #2 in Tennessee; the Decatur, TN driver is vacancy; Decatur, TN moved down 38 places.
How many mortgages are delinquent in Decatur County, TN?
Decatur, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Decatur, TN.
Which banks lend in Decatur County, TN?
3 watched lenders hold Decatur, TN branches; the largest Decatur, TN footprints are Decatur County Bank (2), Firstbank (2), Farmers Bank (1).
More on Decatur, TN
Decatur County, TN distress report: public-record figures for Decatur, TN; not legal advice for Decatur, TN; not tax or investment advice; verify every Decatur, TN record before acting.