Defiance County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Defiance County, OH distress report, 2026: 16 ZIPs scored in Defiance, OH, Defiance, OH average 11/100; the top Defiance, OH ZIP is 43506 at 19/100; Defiance, OH market phase peak, Defiance, OH prices +3.9% year over year.
- Defiance, OH ranks #2,689 nationally (opportunity index); Defiance, OH #53 in Ohio; Defiance, OH index 25.0.
- Defiance, OH: no CFPB county sample; Defiance, OH non-metro area reading 1.4%.
- Defiance, OH ZIP phases: 8 expansion, 8 peak.
- Defiance, OH residential listings tracked: 4 across 8 ZIPs; Defiance, OH candidate listings 4.
- Defiance, OH HUD assisted properties: 2 with 51 units.
- Defiance, OH lenders on watch: 8; largest Defiance, OH footprint State Bank&Trust Co (3 branches).
- Defiance, OH most distressed ZIP: 43506 at 19/100.
Defiance, OH figures: DLRadar distress index; Defiance, OH inputs: CFPB, FHFA, HUD, FDIC; Defiance, OH rebuilt as sources refresh.
| Rank | Defiance, OH ZIP | Score |
|---|---|---|
| 1 | 43506 | 19/100 |
| 2 | 43517 | 16/100 |
| 3 | 45831 | 15/100 |
| 4 | 43527 | 13/100 |
| 5 | 43545 | 13/100 |
| 6 | 43548 | 12/100 |
| 7 | 43512 | 9/100 |
| 8 | 43519 | 9/100 |
| 9 | 43520 | 9/100 |
| 10 | 43526 | 9/100 |
| 11 | 43530 | 9/100 |
| 12 | 43536 | 9/100 |
Most distressed Defiance, OH ZIPs (0-100, 2026)
Mortgage delinquency around Defiance, OH
No CFPB county sample covers Defiance, OH; the non-metro area reading for Defiance, OH: 1.4% ninety-plus; Defiance, OH area thirty-to-eighty-nine 3.4% (December 2025, Defiance, OH); Ohio overall 1.0%.
Opportunity index: Defiance, OH
Defiance, OH index 25.0, Defiance, OH phase weak; Defiance, OH primary driver bank institutional, Defiance, OH second driver vacancy. Defiance, OH components: property stress 8.9, foreclosure pressure 8.0, listing discounts 32.6, bank stress 56.7, insurance 0.0; Defiance, OH pulse 26.0; Defiance, OH capital opportunity 23.5.
ZIP market phases inside Defiance, OH
16 Defiance, OH ZIPs carry a price-cycle phase; Defiance, OH ZIPs by phase (Defiance, OH), deepest drawdown first: expansion, +5.6% YoY (Defiance, OH): 43506; peak, +4.1% YoY (Defiance, OH): 43512, 43526; expansion, +5.1% YoY (Defiance, OH): 43517; peak, +3.9% YoY (Defiance, OH): 43519, 43520, 43530, 43536, Defiance, OH 43549, 43556; expansion, +5.8% YoY (Defiance, OH): 43527; expansion, +6.0% YoY (Defiance, OH): 43545; expansion, +5.7% YoY (Defiance, OH): 43548; expansion, +5.9% YoY (Defiance, OH): 45813, 45821, 45831.
Residential listings by Defiance, OH ZIP
Defiance, OH ZIPs with the most tracked Defiance, OH residential listings: 43512 2 listings, 2 candidates, bank pressure 61; 43526 2 listings, 2 candidates, bank pressure 62; 43519 0 listings, 0 candidates, bank pressure 61; 43520 0 listings, 0 candidates, bank pressure 61 (Defiance, OH); 43530 0 listings, 0 candidates, bank pressure 61; 43536 0 listings, 0 candidates, bank pressure 61; 43549 0 listings, 0 candidates, bank pressure 61; 43556 0 listings, 0 candidates, bank pressure 61. Defiance, OH totals: 4 listings; Defiance, OH candidates 4; active ZIPs 2.
HUD assisted housing in Defiance, OH
2 assisted properties with 51 units sit in Defiance, OH; largest Defiance, OH properties: Island Parkway Manor (Defiance) 45 units, 45 assisted; New Home Development (Defiance) 6 units, 6 assisted.
Lenders with branches in Defiance, OH
Defiance, OH lenders by branch count: State Bank&Trust Co (Defiance, OH): stress 66, 3 branches moderate in Defiance, OH; Sherwood State Bank (Defiance, OH): stress 69, 2 branches low in Defiance, OH; Farmers&Merchants State Bank (Defiance, OH): stress 60, 2 branches low in Defiance, OH; Hicksville Bank (Defiance, OH): stress 85, 1 branch low in Defiance, OH; Keybank National Assn (Defiance, OH): stress 65, 1 branch moderate in Defiance, OH; Huntington National Bank (Defiance, OH): stress 63, 1 branch moderate in Defiance, OH; Fifth Third Bank Na (Defiance, OH): stress 62, 1 branch moderate in Defiance, OH; Citizens Nb Of Bluffton (Defiance, OH): stress 43, 1 branch moderate in Defiance, OH.
Vacancy and permits, Defiance, OH
1,238 of 16,565 Defiance, OH housing units are vacant; Defiance, OH permits, twelve months: 3 multifamily units in Defiance, OH, 55 one-to-four unit units.
Work Defiance, OH at the parcel level
Every Defiance, OH parcel carries owner and address; every Defiance, OH parcel carries APN; Defiance, OH distress scores sit on the Defiance, OH live board.
Defiance, OH figures refresh with each source.
Defiance, OH questions
Most distressed ZIP code in Defiance County, OH?
ZIP 43506 leads Defiance, OH at 19/100; next in Defiance, OH: 43517 at 16/100; the Defiance, OH average is 11/100.
Where does Defiance County, OH rank for investment opportunity?
Defiance, OH is #2,689 among all ranked counties, #53 in Ohio; the Defiance, OH driver is bank institutional; Defiance, OH moved up 270 places.
How many mortgages are delinquent in Defiance County, OH?
Defiance, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Defiance, OH.
Which banks lend in Defiance County, OH?
8 watched lenders hold Defiance, OH branches; the largest Defiance, OH footprints are State Bank&Trust Co (3), Sherwood State Bank (2), Farmers&Merchants State Bank (2).
More on Defiance, OH
Defiance County, OH distress report: public-record figures for Defiance, OH; not legal advice for Defiance, OH; not tax or investment advice; verify every Defiance, OH record before acting.