Defiance County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Defiance County, Ohio? DLRadar grades every Defiance County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Defiance County breakdown.
- Defiance County's most distressed ZIP is 43506 at 15/100.
- 16 ZIP codes tracked in Defiance County, averaging 11/100 distress.
- Defiance County reads peak — home values up 3.9% year over year.
- Vacancy runs 7.7% across Defiance County's tracked ZIPs, with a 7.6% poverty rate.
- The typical Defiance County home is worth about $155,343 against a ~$70,039 median income.
- Lending headwind in Defiance County sits at 48/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43506 | 15/100 |
| 2 | 45831 | 14/100 |
| 3 | 43517 | 13/100 |
| 4 | 43527 | 12/100 |
| 5 | 43545 | 12/100 |
| 6 | 43548 | 12/100 |
| 7 | 43519 | 10/100 |
| 8 | 43520 | 10/100 |
| 9 | 43530 | 10/100 |
| 10 | 43536 | 10/100 |
| 11 | 43549 | 10/100 |
| 12 | 43556 | 10/100 |
Most distressed ZIP codes in Defiance County (composite distress 0-100, 2026)
What is driving Defiance County distress
Defiance County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Defiance County market phase and pricing
DLRadar places Defiance County in peak; prices moved up 3.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Defiance County
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Common questions
Which ZIP code leads Defiance County on distress?
ZIP 43506 leads Defiance County at 15/100, recomputed monthly from public records.
How would you describe the Defiance County market phase?
The market phase for Defiance County is peak, prices rising 3.9% on the year — derived from the FHFA House Price Index path.
Where does the Defiance County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Defiance County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Defiance County ZIP codes?
A county average hides the spread. Across the Defiance County ZIPs DLRadar ranks, scores run from 15/100 in 43506 down to 10/100 in 43556, against a Defiance County average of 11/100. A spread of 5 points means Defiance County has to be worked ZIP by ZIP.
What do Defiance County home values and vacancy say about distressed supply?
The typical Defiance County home carries about $155,343 of value against a median household income near $70,039. Vacancy across Defiance County's tracked ZIPs runs 7.7% and the poverty rate is 7.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Defiance County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.