Dekalb County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Dekalb County, Missouri? DLRadar grades every Dekalb County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Dekalb County breakdown.
- Dekalb County's most distressed ZIP is 64494 at 16/100.
- 10 ZIP codes tracked in Dekalb County, averaging 9/100 distress.
- Dekalb County reads peak — home values up 2.6% year over year.
- Vacancy runs 11.3% across Dekalb County's tracked ZIPs, with a 10.5% poverty rate.
- The typical Dekalb County home is worth about $174,270 against a ~$67,123 median income.
- Lending headwind in Dekalb County sits at 52/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64494 | 16/100 |
| 2 | 64429 | 13/100 |
| 3 | 64490 | 11/100 |
| 4 | 64430 | 10/100 |
| 5 | 64474 | 10/100 |
| 6 | 64463 | 8/100 |
| 7 | 64670 | 8/100 |
| 8 | 64497 | 5/100 |
| 9 | 64469 | 4/100 |
| 10 | 64422 | 3/100 |
Most distressed ZIP codes in Dekalb County (composite distress 0-100, 2026)
What is driving Dekalb County distress
Dekalb County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 9/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Dekalb County market phase and pricing
Dekalb County reads peak — home prices rose 2.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Dekalb County
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Common questions
What is the most distressed ZIP code in Dekalb County, MO?
ZIP 64494 leads Dekalb County at 16/100, recomputed monthly from public records.
Where is Dekalb County in the housing cycle?
Dekalb County currently sits in peak, with values up 2.6% year on year, based on FHFA price-index trajectory.
Which datasets feed the Dekalb County scores?
Every Dekalb County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Dekalb County ZIP codes that it runs on every other U.S. county, so Dekalb County's numbers are directly comparable to any other market.
How much do distress scores vary between Dekalb County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Dekalb County ZIPs DLRadar ranks, scores run from 16/100 in 64494 down to 3/100 in 64422, against a Dekalb County average of 9/100. A spread of 13 points means Dekalb County has to be worked ZIP by ZIP.
What do Dekalb County home values and vacancy say about distressed supply?
The typical Dekalb County home carries about $174,270 of value against a median household income near $67,123. Vacancy across Dekalb County's tracked ZIPs runs 11.3% and the poverty rate is 10.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Dekalb County's filings and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.