Denver County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Denver County, CO distress report, 2026: 41 ZIPs scored in Denver, CO, Denver, CO average 21/100; the top Denver, CO ZIP is 80214 at 33/100; Denver, CO market phase contraction, Denver, CO prices -1.0% year over year.
- Denver, CO ranks #3,106 nationally (opportunity index); Denver, CO #61 in Colorado; Denver, CO index 22.0.
- Denver, CO ninety-day mortgage delinquency 0.6% in December 2025; Denver, CO twelve-month change +0.1%.
- Denver, CO ZIP phases: 41 contraction.
- Denver, CO residential listings tracked: 346 across 31 ZIPs; Denver, CO candidate listings 207.
- Denver, CO HUD assisted properties: 72 with 5,907 units.
- Denver, CO lenders on watch: 8; largest Denver, CO footprint First Western Trust Bank (3 branches).
- Denver, CO most distressed ZIP: 80214 at 33/100.
Denver, CO figures: DLRadar distress index; Denver, CO inputs: CFPB, FHFA, HUD, FDIC; Denver, CO rebuilt as sources refresh.
| Rank | Denver, CO ZIP | Score |
|---|---|---|
| 1 | 80214 | 33/100 |
| 2 | 80226 | 33/100 |
| 3 | 80232 | 33/100 |
| 4 | 80227 | 29/100 |
| 5 | 80012 | 27/100 |
| 6 | 80110 | 27/100 |
| 7 | 80123 | 27/100 |
| 8 | 80014 | 26/100 |
| 9 | 80235 | 26/100 |
| 10 | 80231 | 21/100 |
| 11 | 80247 | 21/100 |
| 12 | 80212 | 20/100 |
Most distressed Denver, CO ZIPs (0-100, 2026)
Mortgage delinquency in Denver, CO
0.6% of Denver, CO mortgages were ninety-plus days late (Denver, CO, December 2025); Denver, CO thirty-to-eighty-nine days late: 1.0%; Denver, CO twelve-month change +0.1%; Denver, CO peak since 2008: 3.9% (January 2010); Colorado overall 0.7%. Denver, CO ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Denver, CO), Mar 25 0.5, Apr 25 0.5, May 25 0.4 (Denver, CO), Jun 25 0.4, Jul 25 0.4, Aug 25 0.5 (Denver, CO), Sep 25 0.5, Oct 25 0.6, Nov 25 0.7 (Denver, CO), Dec 25 0.6.
Opportunity index: Denver, CO
Denver, CO index 22.0, Denver, CO phase weak; Denver, CO primary driver bank institutional, Denver, CO second driver vacancy. Denver, CO components: property stress 10.9, foreclosure pressure 11.4, listing discounts 22.5, bank stress 59.5, insurance 0.0; Denver, CO pulse 23.4; Denver, CO capital opportunity 19.9; Denver, CO seven-day change +0.1%.
ZIP market phases inside Denver, CO
41 Denver, CO ZIPs carry a price-cycle phase; Denver, CO ZIPs by phase (Denver, CO), deepest drawdown first: contraction, -1.0% YoY, 1.2% off peak (Denver, CO): 80012, 80014, 80110, 80123, Denver, CO 80202, 80203, 80204, 80205, Denver, CO 80206, 80207, 80209, 80210, Denver, CO 80211, 80212, 80214, 80216.
Residential listings by Denver, CO ZIP
Denver, CO ZIPs with the most tracked Denver, CO residential listings: 80249 38 listings, 8 candidates, bank pressure 62; 80247 35 listings, 23 candidates, bank pressure 62; 80219 31 listings, 11 candidates, bank pressure 62; 80220 24 listings, 16 candidates, bank pressure 61 (Denver, CO); 80231 23 listings, 21 candidates, bank pressure 62; 80239 21 listings, 6 candidates, bank pressure 61; 80205 20 listings, 14 candidates, bank pressure 62; 80204 18 listings, 8 candidates, bank pressure 62. Denver, CO totals: 346 listings; Denver, CO candidates 207; active ZIPs 25.
HUD assisted housing in Denver, CO
72 assisted properties with 5,907 units sit in Denver, CO; largest Denver, CO properties: 300 East 17th Apartments (Denver) 411 units; Francis Heights (Denver) 383 units, 160 assisted; Garden Court Apartments (Denver) 300 units in Denver, CO; Mountainview Elliot Street (Denver) 253 units, 253 assisted; Meridian Garden Apartments (Denver) 224 units; 2300 Welton Apartments (Denver) 223 units.
Lenders with branches in Denver, CO
Denver, CO lenders by branch count: First Western Trust Bank (Denver, CO): stress 75, 3 branches low in Denver, CO; Alpine Bank (Denver, CO): stress 62, 3 branches moderate in Denver, CO; Anb Bank (Denver, CO): stress 83, 2 branches moderate in Denver, CO; Bank Of Colorado (Denver, CO): stress 63, 2 branches moderate in Denver, CO; Nbh Bank (Denver, CO): stress 57, 2 branches moderate in Denver, CO; Young Americans Bank (Denver, CO): stress 83, 1 branch elevated in Denver, CO; Fortis Bank (Denver, CO): stress 81, 1 branch moderate in Denver, CO; Bankers Bank Of The West (Denver, CO): stress 63, 1 branch moderate in Denver, CO.
Vacancy and permits, Denver, CO
24,153 of 359,581 Denver, CO housing units are vacant; Denver, CO permits, twelve months: 5,516 multifamily units in Denver, CO, 902 one-to-four unit units.
Work Denver, CO at the parcel level
Every Denver, CO parcel carries owner and address; every Denver, CO parcel carries APN; Denver, CO distress scores sit on the Denver, CO live board.
Denver, CO figures refresh with each source.
Denver, CO questions
Most distressed ZIP code in Denver County, CO?
ZIP 80214 leads Denver, CO at 33/100; next in Denver, CO: 80226 at 33/100; the Denver, CO average is 21/100.
Where does Denver County, CO rank for investment opportunity?
Denver, CO is #3,106 among all ranked counties, #61 in Colorado; the Denver, CO driver is bank institutional; Denver, CO moved up 33 places.
How many mortgages are delinquent in Denver County, CO?
0.6% of Denver, CO mortgages were ninety-plus days late in December 2025; the Denver, CO peak since 2008 was 3.9%.
Which banks lend in Denver County, CO?
8 watched lenders hold Denver, CO branches; the largest Denver, CO footprints are First Western Trust Bank (3), Alpine Bank (3), Anb Bank (2).
More on Denver, CO
Denver County, CO distress report: public-record figures for Denver, CO; not legal advice for Denver, CO; not tax or investment advice; verify every Denver, CO record before acting.