FDIC-Insured Banks in DLRadar: 2026 Call-Report Directory
Every insured bank files a quarterly call report with the FDIC, and DLRadar loads the latest one for each institution into a single directory. From it come the stress score, the rate-exposure snapshot and the county exposure maps on the site. This page describes the directory in numbers: how many banks, where, how large, and how many are under strain.
- 4,313 banks with a current call report across 56 states and territories, reporting date June 30, 2026.
- $26753.05 billion in combined total assets.
- 182 banks reported a net loss on the latest filing; 1,413 score 70 or higher on the DLRadar stress scale.
- TX charters the most banks at 352.
fdic-directory: the bank directory figures as of 2026-10-20; FDIC call reports loaded into the DLRadar bank directory.
| State | Banks | Total assets |
|---|---|---|
| TX | 352 | $804.49 billion |
| IL | 328 | $778.64 billion |
| IA | 227 | $127.98 billion |
| MN | 225 | $116.09 billion |
| MO | 195 | $302.77 billion |
| KS | 185 | $95.07 billion |
| OK | 171 | $212.52 billion |
| OH | 160 | $5724.10 billion |
| WI | 155 | $182.67 billion |
| NE | 139 | $110.64 billion |
| NY | 127 | $2304.19 billion |
| GA | 125 | $104.76 billion |
FDIC-insured banks by charter state with combined assets.
Banks by charter state
TX 352 banks holding $804.49 billion; IL 328 banks holding $778.64 billion; IA 227 banks holding $127.98 billion; MN 225 banks holding $116.09 billion; MO 195 banks holding $302.77 billion; KS 185 banks holding $95.07 billion; OK 171 banks holding $212.52 billion; OH 160 banks holding $5724.10 billion.
What a bank profile holds
Each bank carries its certificate number, charter state, total assets, equity, return on assets and equity, net interest margin, net income, domestic deposits and the nonperforming and charge-off ratios for construction, commercial, multifamily and residential real estate. Those real-estate ratios are what the stress score weighs most.
From balance sheet to property
A bank with rising nonperforming real-estate loans will tighten lending in the counties where it holds branches and will dispose of foreclosed collateral there. DLRadar maps each bank's deposits by ZIP to find those counties, which is how a call report becomes a property signal.
Reach the banks
Each bank has a public profile under bank stress, and the monthly watchlist delivers every bank's score, margin and nonperforming ratios as a file.
the bank directory pages are for signed-in members.
FDIC-Insured Banks in DLRadar: 2026 Call-Report Directory: questions
How often does the directory refresh?
Call reports are filed quarterly and loaded when the FDIC releases them; the stress snapshot is recomputed daily on the latest filing.
Are credit unions included?
No. The directory is FDIC-insured banks and savings institutions. Credit unions report to the NCUA and are not loaded.
What does a stress score of 70 mean?
That the bank sits in the top band of DLRadar's composite of real-estate nonperformance, margin compression and capital, relative to all reporting banks.
More on the bank directory
FDIC-Insured Banks in DLRadar: 2026 Call-Report Directory (fdic-directory) is fed by FDIC call reports loaded into the DLRadar bank directory and is not legal advice. Nothing in the bank directory is tax or investment advice; verify every fdic-directory record with the issuing office before acting.