Divide County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Divide County, North Dakota? DLRadar grades every Divide County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Divide County breakdown.
- Divide County's most distressed ZIP is 58856 at 17/100.
- 10 ZIP codes tracked in Divide County, averaging 13/100 distress.
- Divide County reads peak — home values up 4.2% year over year.
- Vacancy runs 32.8% across Divide County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Divide County home is worth about $125,433 against a ~$87,118 median income.
- Lending headwind in Divide County sits at 64/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58856 | 17/100 |
| 2 | 58830 | 16/100 |
| 3 | 58845 | 15/100 |
| 4 | 58755 | 14/100 |
| 5 | 58795 | 14/100 |
| 6 | 59275 | 12/100 |
| 7 | 58730 | 11/100 |
| 8 | 58765 | 11/100 |
| 9 | 58833 | 11/100 |
| 10 | 58844 | 11/100 |
Most distressed ZIP codes in Divide County (composite distress 0-100, 2026)
What is driving Divide County distress
Divide County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Divide County market phase and pricing
Phase for Divide County: peak (+4.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Divide County
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Frequently asked
What is the most distressed ZIP code in Divide County, ND?
ZIP 58856 leads Divide County at 17/100, recomputed monthly from public records.
Is Divide County expanding or contracting?
Divide County is classified peak with a 4.2% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Divide County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Divide County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Divide County ZIP codes?
A single county score papers over real variation. Across the Divide County ZIPs DLRadar ranks, scores run from 17/100 in 58856 down to 11/100 in 58844, against a Divide County average of 13/100. Those 6 points separate the ZIPs worth working in Divide County from the rest.
What do Divide County home values and vacancy say about distressed supply?
The typical Divide County home carries about $125,433 of value against a median household income near $87,118. Vacancy across Divide County's tracked ZIPs runs 32.8% and the poverty rate is 9.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Divide County's foreclosure and lien filings and its 64/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.