Divide County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Divide County, ND distress report, 2026: 10 ZIPs scored in Divide, ND, Divide, ND average 16/100; the top Divide, ND ZIP is 58856 at 18/100; Divide, ND market phase peak, Divide, ND prices +4.2% year over year.
- Divide, ND ranks #784 nationally (opportunity index); Divide, ND #10 in North Dakota; Divide, ND index 32.0.
- Divide, ND: no CFPB county sample; Divide, ND state reading 0.6%.
- Divide, ND ZIP phases: 10 peak.
- Divide, ND residential listings tracked: 4 across 5 ZIPs; Divide, ND candidate listings 4.
- Divide, ND lenders on watch: 2; largest Divide, ND footprint Bank Of Tioga (1 branch).
- Divide, ND most distressed ZIP: 58856 at 18/100.
Divide, ND figures: DLRadar distress index; Divide, ND inputs: CFPB, FHFA, HUD, FDIC; Divide, ND rebuilt as sources refresh.
| Rank | Divide, ND ZIP | Score |
|---|---|---|
| 1 | 58856 | 18/100 |
| 2 | 58830 | 17/100 |
| 3 | 58795 | 16/100 |
| 4 | 58845 | 16/100 |
| 5 | 58730 | 15/100 |
| 6 | 58755 | 15/100 |
| 7 | 58765 | 15/100 |
| 8 | 58833 | 15/100 |
| 9 | 58844 | 15/100 |
| 10 | 59275 | 13/100 |
Most distressed Divide, ND ZIPs (0-100, 2026)
Mortgage delinquency around Divide, ND
No CFPB county sample covers Divide, ND; the state reading for Divide, ND: 0.6% ninety-plus; Divide, ND area thirty-to-eighty-nine 1.3% (December 2025, Divide, ND).
Opportunity index: Divide, ND
Divide, ND index 32.0, Divide, ND phase early_signal; Divide, ND primary driver vacancy, Divide, ND second driver construction. Divide, ND components: property stress 20.4, foreclosure pressure 19.8, bank stress 44.7, insurance 0.0; Divide, ND pulse 36.6; Divide, ND capital opportunity 25.1; Divide, ND seven-day change -0.3%.
ZIP market phases inside Divide, ND
10 Divide, ND ZIPs carry a price-cycle phase; Divide, ND ZIPs by phase (Divide, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Divide, ND): 58730, 58765, 58833, 58844; peak, +4.4% YoY, 0.0% off peak (Divide, ND): 58755, 58795, 58845; peak, +4.5% YoY, 0.0% off peak (Divide, ND): 58830, 58856; peak, +2.7% YoY, 0.0% off peak (Divide, ND): 59275.
Residential listings by Divide, ND ZIP
Divide, ND ZIPs with the most tracked Divide, ND residential listings: 58730 3 listings, 3 candidates, bank pressure 60; 58765 1 listings, 1 candidates, bank pressure 60; 58795 0 listings, 0 candidates, bank pressure 62; 58833 0 listings, 0 candidates, bank pressure 60 (Divide, ND); 58844 0 listings, 0 candidates, bank pressure 60. Divide, ND totals: 4 listings; Divide, ND candidates 4; active ZIPs 0.
Lenders with branches in Divide, ND
Divide, ND lenders by branch count: Bank Of Tioga (Divide, ND): stress 75, 1 branch low in Divide, ND; First State Bank&Trust (Divide, ND): stress 42, 1 branch low in Divide, ND.
Vacancy and permits, Divide, ND
397 of 1,413 Divide, ND housing units are vacant.
Work Divide, ND at the parcel level
Every Divide, ND parcel carries owner and address; every Divide, ND parcel carries APN; Divide, ND distress scores sit on the Divide, ND live board.
Divide, ND figures refresh with each source.
Divide, ND questions
Most distressed ZIP code in Divide County, ND?
ZIP 58856 leads Divide, ND at 18/100; next in Divide, ND: 58830 at 17/100; the Divide, ND average is 16/100.
Where does Divide County, ND rank for investment opportunity?
Divide, ND is #784 among all ranked counties, #10 in North Dakota; the Divide, ND driver is vacancy; Divide, ND moved down 31 places.
How many mortgages are delinquent in Divide County, ND?
Divide, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Divide, ND.
Which banks lend in Divide County, ND?
2 watched lenders hold Divide, ND branches; the largest Divide, ND footprints are Bank Of Tioga (1), First State Bank&Trust (1).
More on Divide, ND
Divide County, ND distress report: public-record figures for Divide, ND; not legal advice for Divide, ND; not tax or investment advice; verify every Divide, ND record before acting.