Dorchester County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dorchester County, SC distress report, 2026: 15 ZIPs scored in Dorchester, SC, Dorchester, SC average 34/100; the top Dorchester, SC ZIP is 29414 at 36/100; Dorchester, SC market phase neutral, Dorchester, SC prices +4.2% year over year.
- Dorchester, SC ranks #1,326 nationally (opportunity index); Dorchester, SC #39 in South Carolina; Dorchester, SC index 30.0.
- Dorchester, SC ninety-day mortgage delinquency 1.4% in December 2025; Dorchester, SC twelve-month change +0.4%.
- Dorchester, SC ZIP phases: 14 neutral, 1 peak.
- Dorchester, SC residential listings tracked: 142 across 8 ZIPs; Dorchester, SC candidate listings 20.
- Dorchester, SC HUD assisted properties: 10 with 1,508 units.
- Dorchester, SC lenders on watch: 7; largest Dorchester, SC footprint First Nb Of South Carolina (4 branches).
- Dorchester, SC most distressed ZIP: 29414 at 36/100.
Dorchester, SC figures: DLRadar distress index; Dorchester, SC inputs: CFPB, FHFA, HUD, FDIC; Dorchester, SC rebuilt as sources refresh.
| Rank | Dorchester, SC ZIP | Score |
|---|---|---|
| 1 | 29414 | 36/100 |
| 2 | 29418 | 36/100 |
| 3 | 29426 | 36/100 |
| 4 | 29456 | 36/100 |
| 5 | 29470 | 36/100 |
| 6 | 29420 | 35/100 |
| 7 | 29472 | 34/100 |
| 8 | 29483 | 34/100 |
| 9 | 29485 | 34/100 |
| 10 | 29018 | 33/100 |
| 11 | 29437 | 33/100 |
| 12 | 29448 | 33/100 |
Most distressed Dorchester, SC ZIPs (0-100, 2026)
Mortgage delinquency in Dorchester, SC
1.4% of Dorchester, SC mortgages were ninety-plus days late (Dorchester, SC, December 2025); Dorchester, SC thirty-to-eighty-nine days late: 3.3%; Dorchester, SC twelve-month change +0.4%; Dorchester, SC peak since 2008: 5.2% (February 2010); South Carolina overall 1.2%. Dorchester, SC ninety-day series: Dec 24 1.0, Jan 25 1.4, Feb 25 1.6 (Dorchester, SC), Mar 25 1.4, Apr 25 1.2, May 25 1.3 (Dorchester, SC), Jun 25 1.2, Jul 25 1.2, Aug 25 1.5 (Dorchester, SC), Sep 25 1.7, Oct 25 1.5, Nov 25 1.6 (Dorchester, SC), Dec 25 1.4.
Opportunity index: Dorchester, SC
Dorchester, SC index 30.0, Dorchester, SC phase early_signal; Dorchester, SC primary driver bank institutional, Dorchester, SC second driver construction. Dorchester, SC components: property stress 19.3, foreclosure pressure 17.6, listing discounts 37.5, bank stress 56.6, insurance 0.0; Dorchester, SC pulse 31.5; Dorchester, SC capital opportunity 27.7; Dorchester, SC seven-day change -0.2%.
ZIP market phases inside Dorchester, SC
15 Dorchester, SC ZIPs carry a price-cycle phase; Dorchester, SC ZIPs by phase (Dorchester, SC), deepest drawdown first: peak, +3.8% YoY (Dorchester, SC): 29018; neutral, +4.2% YoY (Dorchester, SC): 29414, 29418, 29420, 29426, Dorchester, SC 29437, 29448, 29456, 29470, Dorchester, SC 29471, 29477, 29483, 29485; neutral, +4.6% YoY (Dorchester, SC): 29432; neutral, +4.4% YoY (Dorchester, SC): 29472.
Residential listings by Dorchester, SC ZIP
Dorchester, SC ZIPs with the most tracked Dorchester, SC residential listings: 29483 72 listings, 9 candidates, bank pressure 60; 29485 52 listings, 4 candidates, bank pressure 60; 29420 8 listings, 3 candidates, bank pressure 60; 29472 8 listings, 3 candidates, bank pressure 61 (Dorchester, SC); 29471 1 listings, 1 candidates, bank pressure 58; 29477 1 listings, 0 candidates, bank pressure 58; 29437 0 listings, 0 candidates, bank pressure 59; 29448 0 listings, 0 candidates, bank pressure 59. Dorchester, SC totals: 142 listings; Dorchester, SC candidates 20; active ZIPs 5.
HUD assisted housing in Dorchester, SC
10 assisted properties with 1,508 units sit in Dorchester, SC; largest Dorchester, SC properties: Abberly Crossing Apartments (Ladson) 320 units; Waters At Magnolia Bay (Lincolnville) 300 units; Cedar Grove Apartments (North Charleston) 248 units in Dorchester, SC; Oakbrook Village Apartments (Summerville) 192 units; Parkway Village Apartments (Summerville) 144 units, 144 assisted; Saw Branch Apartments (Summerville) 112 units.
Lenders with branches in Dorchester, SC
Dorchester, SC lenders by branch count: First Nb Of South Carolina (Dorchester, SC): stress 62, 4 branches low in Dorchester, SC; First Capital Bank (Dorchester, SC): stress 70, 1 branch low in Dorchester, SC; First Palmetto Bank (Dorchester, SC): stress 66, 1 branch low in Dorchester, SC; Citizens Bank (Dorchester, SC): stress 63, 1 branch low in Dorchester, SC; Bank Of South Carolina (Dorchester, SC): stress 57, 1 branch low in Dorchester, SC; United Community Bank (Dorchester, SC): stress 56, 1 branch low in Dorchester, SC; Enterprise Bank Of Sc (Dorchester, SC): stress 42, 1 branch low in Dorchester, SC.
Vacancy and permits, Dorchester, SC
4,686 of 67,865 Dorchester, SC housing units are vacant; Dorchester, SC permits, twelve months: 0 multifamily units in Dorchester, SC, 1,655 one-to-four unit units.
Work Dorchester, SC at the parcel level
Every Dorchester, SC parcel carries owner and address; every Dorchester, SC parcel carries APN; Dorchester, SC distress scores sit on the Dorchester, SC live board.
Dorchester, SC figures refresh with each source.
Dorchester, SC questions
Most distressed ZIP code in Dorchester County, SC?
ZIP 29414 leads Dorchester, SC at 36/100; next in Dorchester, SC: 29418 at 36/100; the Dorchester, SC average is 34/100.
Where does Dorchester County, SC rank for investment opportunity?
Dorchester, SC is #1,326 among all ranked counties, #39 in South Carolina; the Dorchester, SC driver is bank institutional; Dorchester, SC moved up 506 places.
How many mortgages are delinquent in Dorchester County, SC?
1.4% of Dorchester, SC mortgages were ninety-plus days late in December 2025; the Dorchester, SC peak since 2008 was 5.2%.
Which banks lend in Dorchester County, SC?
7 watched lenders hold Dorchester, SC branches; the largest Dorchester, SC footprints are First Nb Of South Carolina (4), First Capital Bank (1), First Palmetto Bank (1).
More on Dorchester, SC
Dorchester County, SC distress report: public-record figures for Dorchester, SC; not legal advice for Dorchester, SC; not tax or investment advice; verify every Dorchester, SC record before acting.