Ector County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ector County, TX distress report, 2026: 11 ZIPs scored in Ector, TX, Ector, TX average 20/100; the top Ector, TX ZIP is 79765 at 25/100; Ector, TX market phase contraction, Ector, TX prices -0.7% year over year.
- Ector, TX ranks #2,565 nationally (opportunity index); Ector, TX #225 in Texas; Ector, TX index 25.6.
- Ector, TX ninety-day mortgage delinquency 2.3% in December 2025; Ector, TX twelve-month change +0.8%.
- Ector, TX ZIP phases: 9 contraction, 2 peak.
- Ector, TX residential listings tracked: 36 across 10 ZIPs; Ector, TX candidate listings 12.
- Ector, TX HUD assisted properties: 13 with 1,572 units.
- Ector, TX lenders on watch: 8; largest Ector, TX footprint Prosperity Bank (4 branches).
- Ector, TX most distressed ZIP: 79765 at 25/100.
Ector, TX figures: DLRadar distress index; Ector, TX inputs: CFPB, FHFA, HUD, FDIC; Ector, TX rebuilt as sources refresh.
| Rank | Ector, TX ZIP | Score |
|---|---|---|
| 1 | 79765 | 25/100 |
| 2 | 79766 | 20/100 |
| 3 | 79741 | 19/100 |
| 4 | 79758 | 19/100 |
| 5 | 79759 | 19/100 |
| 6 | 79761 | 19/100 |
| 7 | 79762 | 19/100 |
| 8 | 79763 | 19/100 |
| 9 | 79764 | 19/100 |
| 10 | 79769 | 19/100 |
| 11 | 79776 | 19/100 |
Most distressed Ector, TX ZIPs (0-100, 2026)
Mortgage delinquency in Ector, TX
2.3% of Ector, TX mortgages were ninety-plus days late (Ector, TX, December 2025); Ector, TX thirty-to-eighty-nine days late: 5.2%; Ector, TX twelve-month change +0.8%; Ector, TX peak since 2008: 2.8% (August 2010); Texas overall 1.2%. Ector, TX ninety-day series: Dec 24 1.5, Jan 25 2.1, Feb 25 1.7 (Ector, TX), Mar 25 2.1, Apr 25 2.4, May 25 2.0 (Ector, TX), Jun 25 1.6, Jul 25 1.9, Aug 25 1.7 (Ector, TX), Sep 25 1.6, Oct 25 1.4, Nov 25 1.9 (Ector, TX), Dec 25 2.3.
Opportunity index: Ector, TX
Ector, TX index 25.6, Ector, TX phase weak; Ector, TX primary driver bank institutional, Ector, TX second driver vacancy. Ector, TX components: property stress 10.8, foreclosure pressure 6.2, listing discounts 39.5, bank stress 52.9, insurance 0.0; Ector, TX pulse 24.4; Ector, TX capital opportunity 27.4; Ector, TX seven-day change +0.4%.
ZIP market phases inside Ector, TX
11 Ector, TX ZIPs carry a price-cycle phase; Ector, TX ZIPs by phase (Ector, TX), deepest drawdown first: peak, +1.8% YoY, 1.1% off peak (Ector, TX): 79765; contraction, -0.7% YoY, 1.0% off peak (Ector, TX): 79741, 79758, 79759, 79761, Ector, TX 79762, 79763, 79764, 79769, Ector, TX 79776; peak, +1.1% YoY, 0.8% off peak (Ector, TX): 79766.
Residential listings by Ector, TX ZIP
Ector, TX ZIPs with the most tracked Ector, TX residential listings: 79766 12 listings, 8 candidates, bank pressure 54; 79761 10 listings, 2 candidates, bank pressure 56; 79762 8 listings, 0 candidates, bank pressure 56; 79763 3 listings, 2 candidates, bank pressure 56 (Ector, TX); 79764 3 listings, 0 candidates, bank pressure 56; 79741 0 listings, 0 candidates, bank pressure 56; 79758 0 listings, 0 candidates, bank pressure 56; 79759 0 listings, 0 candidates, bank pressure 56. Ector, TX totals: 36 listings; Ector, TX candidates 12; active ZIPs 5.
HUD assisted housing in Ector, TX
13 assisted properties with 1,572 units sit in Ector, TX; largest Ector, TX properties: Brady Station Apartments (Odessa) 262 units; Dorado Ranch Apartments (Odessa) 224 units; Pebblebend Apartments (Odessa) 224 units in Ector, TX; Sunset Lodge (Odessa) 216 units; Eighty Seventh Apartments (Odessa) 181 units; Lapromesa (Odessa) 136 units, 136 assisted.
Lenders with branches in Ector, TX
Ector, TX lenders by branch count: Prosperity Bank (Ector, TX): stress 33, 4 branches low in Ector, TX; American Momentum Bank (Ector, TX): stress 26, 4 branches low in Ector, TX; First National Bank Texas (Ector, TX): stress 77, 3 branches low in Ector, TX; Frost Bank (Ector, TX): stress 69, 3 branches low in Ector, TX; Southwest Bank (Ector, TX): stress 49, 3 branches low in Ector, TX; City Bank (Ector, TX): stress 56, 2 branches low in Ector, TX; Yoakum Bank (Ector, TX): stress 69, 1 branch low in Ector, TX; West Texas National Bank (Ector, TX): stress 58, 1 branch low in Ector, TX.
Vacancy and permits, Ector, TX
4,336 of 68,899 Ector, TX housing units are vacant; Ector, TX permits, twelve months: 0 multifamily units in Ector, TX, 1,222 one-to-four unit units.
Work Ector, TX at the parcel level
Every Ector, TX parcel carries owner and address; every Ector, TX parcel carries APN; Ector, TX distress scores sit on the Ector, TX live board.
Ector, TX figures refresh with each source.
Ector, TX questions
Most distressed ZIP code in Ector County, TX?
ZIP 79765 leads Ector, TX at 25/100; next in Ector, TX: 79766 at 20/100; the Ector, TX average is 20/100.
Where does Ector County, TX rank for investment opportunity?
Ector, TX is #2,565 among all ranked counties, #225 in Texas; the Ector, TX driver is bank institutional; Ector, TX moved up 519 places.
How many mortgages are delinquent in Ector County, TX?
2.3% of Ector, TX mortgages were ninety-plus days late in December 2025; the Ector, TX peak since 2008 was 2.8%.
Which banks lend in Ector County, TX?
8 watched lenders hold Ector, TX branches; the largest Ector, TX footprints are Prosperity Bank (4), American Momentum Bank (4), First National Bank Texas (3).
More on Ector, TX
Ector County, TX distress report: public-record figures for Ector, TX; not legal advice for Ector, TX; not tax or investment advice; verify every Ector, TX record before acting.