Eddy County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Eddy County, North Dakota? DLRadar grades every Eddy County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Eddy County breakdown.
- Eddy County's most distressed ZIP is 58381 at 14/100.
- 7 ZIP codes tracked in Eddy County, averaging 10/100 distress.
- Eddy County reads peak — home values up 4.2% year over year.
- Vacancy runs 25.1% across Eddy County's tracked ZIPs, with a 11.3% poverty rate.
- The typical Eddy County home is worth about $145,667 against a ~$74,773 median income.
- Lending headwind in Eddy County sits at 18/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58381 | 14/100 |
| 2 | 58374 | 13/100 |
| 3 | 58421 | 12/100 |
| 4 | 58445 | 12/100 |
| 5 | 58464 | 9/100 |
| 6 | 58356 | 5/100 |
| 7 | 58380 | 5/100 |
Most distressed ZIP codes in Eddy County (composite distress 0-100, 2026)
What is driving Eddy County distress
The Eddy County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 10/100 ZIP average. No proprietary or modelled inputs enter the score.
Eddy County market phase and pricing
DLRadar places Eddy County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Eddy County
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What people ask
What is the most distressed ZIP code in Eddy County, ND?
ZIP 58381 leads Eddy County at 14/100, recomputed monthly from public records.
Where is Eddy County in the housing cycle?
FHFA price-index movement places Eddy County in peak; prices are up 4.2% over twelve months.
How is the Eddy County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Eddy County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Eddy County ZIP codes?
The county figure is a blend, not a description. Across the Eddy County ZIPs DLRadar ranks, scores run from 14/100 in 58381 down to 5/100 in 58380, against a Eddy County average of 10/100. Because the gap runs to 9 points, Eddy County rewards ZIP-level precision.
What do Eddy County home values and vacancy say about distressed supply?
The typical Eddy County home carries about $145,667 of value against a median household income near $74,773. Vacancy across Eddy County's tracked ZIPs runs 25.1% and the poverty rate is 11.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Eddy County's foreclosure and tax-lien filings and its 18/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.