El Paso County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
El Paso County, CO distress report, 2026: 47 ZIPs scored in El Paso, CO, El Paso, CO average 20/100; the top El Paso, CO ZIP is 81008 at 43/100; El Paso, CO market phase contraction, El Paso, CO prices -0.4% year over year.
- El Paso, CO ranks #3,071 nationally (opportunity index); El Paso, CO #59 in Colorado; El Paso, CO index 22.4.
- El Paso, CO ninety-day mortgage delinquency 0.8% in December 2025; El Paso, CO twelve-month change +0.2%.
- El Paso, CO ZIP phases: 46 contraction, 1 peak.
- El Paso, CO residential listings tracked: 599 across 41 ZIPs; El Paso, CO candidate listings 238.
- El Paso, CO HUD assisted properties: 19 with 2,146 units.
- El Paso, CO lenders on watch: 8; largest El Paso, CO footprint Integrity Bank&Trust (5 branches).
- El Paso, CO most distressed ZIP: 81008 at 43/100.
El Paso, CO figures: DLRadar distress index; El Paso, CO inputs: CFPB, FHFA, HUD, FDIC; El Paso, CO rebuilt as sources refresh.
| Rank | El Paso, CO ZIP | Score |
|---|---|---|
| 1 | 81008 | 43/100 |
| 2 | 80817 | 21/100 |
| 3 | 80132 | 20/100 |
| 4 | 80133 | 20/100 |
| 5 | 80809 | 20/100 |
| 6 | 80829 | 20/100 |
| 7 | 80840 | 20/100 |
| 8 | 80864 | 20/100 |
| 9 | 80902 | 20/100 |
| 10 | 80903 | 20/100 |
| 11 | 80904 | 20/100 |
| 12 | 80905 | 20/100 |
Most distressed El Paso, CO ZIPs (0-100, 2026)
Mortgage delinquency in El Paso, CO
0.8% of El Paso, CO mortgages were ninety-plus days late (El Paso, CO, December 2025); El Paso, CO thirty-to-eighty-nine days late: 1.5%; El Paso, CO twelve-month change +0.2%; El Paso, CO peak since 2008: 2.7% (February 2010); Colorado overall 0.7%. El Paso, CO ninety-day series: Dec 24 0.6, Jan 25 0.6, Feb 25 0.6 (El Paso, CO), Mar 25 0.7, Apr 25 0.7, May 25 0.8 (El Paso, CO), Jun 25 0.7, Jul 25 0.8, Aug 25 0.8 (El Paso, CO), Sep 25 0.8, Oct 25 0.9, Nov 25 0.8 (El Paso, CO), Dec 25 0.8.
Opportunity index: El Paso, CO
El Paso, CO index 22.4, El Paso, CO phase weak; El Paso, CO primary driver bank institutional, El Paso, CO second driver listings discount. El Paso, CO components: property stress 9.0, foreclosure pressure 8.4, listing discounts 28.6, bank stress 54.0, insurance 0.0; El Paso, CO pulse 21.9; El Paso, CO capital opportunity 23.2.
ZIP market phases inside El Paso, CO
47 El Paso, CO ZIPs carry a price-cycle phase; El Paso, CO ZIPs by phase (El Paso, CO), deepest drawdown first: contraction, -3.7% YoY, 4.2% off peak (El Paso, CO): 81008; contraction, -1.2% YoY, 1.6% off peak (El Paso, CO): 80817; contraction, -1.0% YoY, 1.2% off peak (El Paso, CO): 80835; contraction, -0.9% YoY, 1.1% off peak (El Paso, CO): 80106; contraction, -0.8% YoY, 1.1% off peak (El Paso, CO): 80832; contraction, -0.5% YoY, 0.8% off peak (El Paso, CO): 80808; contraction, -0.4% YoY, 0.8% off peak (El Paso, CO): 80831, 80132, 80133, 80809, El Paso, CO 80819, 80829, 80840, 80863, El Paso, CO 80864, 80902.
Residential listings by El Paso, CO ZIP
El Paso, CO ZIPs with the most tracked El Paso, CO residential listings: 80925 74 listings, 18 candidates, bank pressure 60; 80817 54 listings, 18 candidates, bank pressure 60; 80916 54 listings, 16 candidates, bank pressure 60; 80911 48 listings, 13 candidates, bank pressure 60 (El Paso, CO); 80910 38 listings, 13 candidates, bank pressure 60; 80831 37 listings, 18 candidates, bank pressure 61; 80906 29 listings, 22 candidates, bank pressure 60; 80908 25 listings, 11 candidates, bank pressure 60. El Paso, CO totals: 599 listings; El Paso, CO candidates 238; active ZIPs 33.
HUD assisted housing in El Paso, CO
19 assisted properties with 2,146 units sit in El Paso, CO; largest El Paso, CO properties: The Lodge At Black Forest Apartments (Colorado Springs) 288 units; The Creek At Cottonwood (Colorado Springs) 258 units; Stetson Ridge Apartments (Colorado Springs) 252 units in El Paso, CO; The Meadows At Cheyenne Mountain (Colorado Springs) 240 units; Peaks At Woodmen (Colorado Springs) 230 units; Cheyenne Crossings Apartments (Colorado Springs) 220 units.
Lenders with branches in El Paso, CO
El Paso, CO lenders by branch count: Integrity Bank&Trust (El Paso, CO): stress 77, 5 branches low in El Paso, CO; Anb Bank (El Paso, CO): stress 83, 4 branches low in El Paso, CO; Farmers State Bank Of Calhan (El Paso, CO): stress 80, 3 branches low in El Paso, CO; Bank Of Colorado (El Paso, CO): stress 63, 3 branches low in El Paso, CO; Eastern Colorado Bank (El Paso, CO): stress 63, 3 branches low in El Paso, CO; Pikes Peak National Bank (El Paso, CO): stress 60, 3 branches low in El Paso, CO; Nbh Bank (El Paso, CO): stress 57, 3 branches low in El Paso, CO; 5star Bank (El Paso, CO): stress 29, 3 branches low in El Paso, CO.
Vacancy and permits, El Paso, CO
13,292 of 303,482 El Paso, CO housing units are vacant; El Paso, CO permits, twelve months: 2,682 multifamily units in El Paso, CO, 3,061 one-to-four unit units.
Work El Paso, CO at the parcel level
Every El Paso, CO parcel carries owner and address; every El Paso, CO parcel carries APN; El Paso, CO distress scores sit on the El Paso, CO live board.
El Paso, CO figures refresh with each source.
El Paso, CO questions
Most distressed ZIP code in El Paso County, CO?
ZIP 81008 leads El Paso, CO at 43/100; next in El Paso, CO: 80817 at 21/100; the El Paso, CO average is 20/100.
Where does El Paso County, CO rank for investment opportunity?
El Paso, CO is #3,071 among all ranked counties, #59 in Colorado; the El Paso, CO driver is bank institutional; El Paso, CO moved up 103 places.
How many mortgages are delinquent in El Paso County, CO?
0.8% of El Paso, CO mortgages were ninety-plus days late in December 2025; the El Paso, CO peak since 2008 was 2.7%.
Which banks lend in El Paso County, CO?
8 watched lenders hold El Paso, CO branches; the largest El Paso, CO footprints are Integrity Bank&Trust (5), Anb Bank (4), Farmers State Bank Of Calhan (3).
More on El Paso, CO
El Paso County, CO distress report: public-record figures for El Paso, CO; not legal advice for El Paso, CO; not tax or investment advice; verify every El Paso, CO record before acting.