Elbert County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Elbert County, CO distress report, 2026: 14 ZIPs scored in Elbert, CO, Elbert, CO average 17/100; the top Elbert, CO ZIP is 80105 at 23/100; Elbert, CO market phase contraction, Elbert, CO prices -1.0% year over year.
- Elbert, CO ranks #2,620 nationally (opportunity index); Elbert, CO #44 in Colorado; Elbert, CO index 25.3.
- Elbert, CO: no CFPB county sample; Elbert, CO metro area reading 0.6%.
- Elbert, CO ZIP phases: 12 contraction, 2 peak.
- Elbert, CO residential listings tracked: 6 across 7 ZIPs; Elbert, CO candidate listings 1.
- Elbert, CO lenders on watch: 2; largest Elbert, CO footprint Farmers State Bank Of Calhan (1 branch).
- Elbert, CO most distressed ZIP: 80105 at 23/100.
Elbert, CO figures: DLRadar distress index; Elbert, CO inputs: CFPB, FHFA, HUD, FDIC; Elbert, CO rebuilt as sources refresh.
| Rank | Elbert, CO ZIP | Score |
|---|---|---|
| 1 | 80105 | 23/100 |
| 2 | 80102 | 22/100 |
| 3 | 80138 | 20/100 |
| 4 | 80831 | 19/100 |
| 5 | 80808 | 18/100 |
| 6 | 80101 | 17/100 |
| 7 | 80107 | 17/100 |
| 8 | 80117 | 17/100 |
| 9 | 80830 | 17/100 |
| 10 | 80835 | 16/100 |
| 11 | 80106 | 15/100 |
| 12 | 80828 | 15/100 |
Most distressed Elbert, CO ZIPs (0-100, 2026)
Mortgage delinquency around Elbert, CO
No CFPB county sample covers Elbert, CO; the metro area reading for Elbert, CO (Denver-Aurora-Centennial, CO): 0.6% ninety-plus; Elbert, CO area thirty-to-eighty-nine 1.3% (December 2025, Elbert, CO); Colorado overall 0.7%.
Opportunity index: Elbert, CO
Elbert, CO index 25.3, Elbert, CO phase weak; Elbert, CO primary driver construction, Elbert, CO second driver bank institutional. Elbert, CO components: property stress 8.7, foreclosure pressure 9.1, listing discounts 22.0, bank stress 63.9, insurance 0.0; Elbert, CO pulse 30.3; Elbert, CO capital opportunity 17.9; Elbert, CO seven-day change +0.1%.
ZIP market phases inside Elbert, CO
14 Elbert, CO ZIPs carry a price-cycle phase; Elbert, CO ZIPs by phase (Elbert, CO), deepest drawdown first: contraction, -1.0% YoY, 1.2% off peak (Elbert, CO): 80101, 80102, 80105, 80107, Elbert, CO 80117, 80138, 80830, 80835; contraction, -0.9% YoY, 1.1% off peak (Elbert, CO): 80106; contraction, -0.8% YoY, 1.1% off peak (Elbert, CO): 80832; contraction, -0.5% YoY, 0.8% off peak (Elbert, CO): 80808; contraction, -0.4% YoY, 0.8% off peak (Elbert, CO): 80831; peak, +0.7% YoY, 0.6% off peak (Elbert, CO): 80828; peak, +1.6% YoY, 0.2% off peak (Elbert, CO): 80833.
Residential listings by Elbert, CO ZIP
Elbert, CO ZIPs with the most tracked Elbert, CO residential listings: 80107 4 listings, 0 candidates, bank pressure 70; 80106 1 listings, 0 candidates, bank pressure 62; 80835 1 listings, 1 candidates, bank pressure 61; 80101 0 listings, 0 candidates, bank pressure 70 (Elbert, CO); 80117 0 listings, 0 candidates, bank pressure 70; 80830 0 listings, 0 candidates, bank pressure 70; 80832 0 listings, 0 candidates, bank pressure 60. Elbert, CO totals: 6 listings; Elbert, CO candidates 1; active ZIPs 3.
Lenders with branches in Elbert, CO
Elbert, CO lenders by branch count: Farmers State Bank Of Calhan (Elbert, CO): stress 80, 1 branch moderate in Elbert, CO; Nbh Bank (Elbert, CO): stress 57, 1 branch low in Elbert, CO.
Vacancy and permits, Elbert, CO
506 of 10,510 Elbert, CO housing units are vacant; Elbert, CO permits, twelve months: 24 multifamily units in Elbert, CO, 287 one-to-four unit units.
Work Elbert, CO at the parcel level
Every Elbert, CO parcel carries owner and address; every Elbert, CO parcel carries APN; Elbert, CO distress scores sit on the Elbert, CO live board.
Elbert, CO figures refresh with each source.
Elbert, CO questions
Most distressed ZIP code in Elbert County, CO?
ZIP 80105 leads Elbert, CO at 23/100; next in Elbert, CO: 80102 at 22/100; the Elbert, CO average is 17/100.
Where does Elbert County, CO rank for investment opportunity?
Elbert, CO is #2,620 among all ranked counties, #44 in Colorado; the Elbert, CO driver is construction; Elbert, CO moved down 379 places.
How many mortgages are delinquent in Elbert County, CO?
Elbert, CO takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Elbert, CO.
Which banks lend in Elbert County, CO?
2 watched lenders hold Elbert, CO branches; the largest Elbert, CO footprints are Farmers State Bank Of Calhan (1), Nbh Bank (1).
More on Elbert, CO
Elbert County, CO distress report: public-record figures for Elbert, CO; not legal advice for Elbert, CO; not tax or investment advice; verify every Elbert, CO record before acting.