Elliott County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Elliott County, Kentucky? DLRadar grades every Elliott County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Elliott County breakdown.
- Elliott County's most distressed ZIP is 41472 at 29/100.
- 6 ZIP codes tracked in Elliott County, averaging 20/100 distress.
- Elliott County reads expansion — home values up 5.3% year over year.
- Vacancy runs 24.3% across Elliott County's tracked ZIPs, with a 28.3% poverty rate.
- The typical Elliott County home is worth about $134,300 against a ~$49,802 median income.
- Lending headwind in Elliott County sits at 14/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41472 | 29/100 |
| 2 | 41164 | 25/100 |
| 3 | 40351 | 24/100 |
| 4 | 41180 | 21/100 |
| 5 | 41149 | 11/100 |
| 6 | 41171 | 11/100 |
Most distressed ZIP codes in Elliott County (composite distress 0-100, 2026)
What is driving Elliott County distress
Elliott County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Elliott County market phase and pricing
DLRadar places Elliott County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Common questions
Which Elliott County ZIP scores worst for distress?
ZIP 41472 leads Elliott County at 29/100, recomputed monthly from public records.
What stage of the price cycle is Elliott County at?
FHFA price-index movement places Elliott County in expansion; prices are up 5.3% over twelve months.
Which datasets feed the Elliott County scores?
Every Elliott County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Elliott County ZIP codes that it runs on every other U.S. county, so Elliott County's numbers are directly comparable to any other market.
How much do distress scores vary between Elliott County ZIP codes?
The county figure is a blend, not a description. Across the Elliott County ZIPs DLRadar ranks, scores run from 29/100 in 41472 down to 11/100 in 41171, against a Elliott County average of 20/100. That 18-point gap is why acquisition targeting in Elliott County works at ZIP level rather than county level.
What do Elliott County home values and vacancy say about distressed supply?
The typical Elliott County home carries about $134,300 of value against a median household income near $49,802. Vacancy across Elliott County's tracked ZIPs runs 24.3% and the poverty rate is 28.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Elliott County's foreclosure and lien data and its 14/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.