Emanuel County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Emanuel County, GA distress report, 2026: 13 ZIPs scored in Emanuel, GA, Emanuel, GA average 26/100; the top Emanuel, GA ZIP is 30450 at 34/100; Emanuel, GA market phase peak, Emanuel, GA prices +2.5% year over year.
- Emanuel, GA ranks #357 nationally (opportunity index); Emanuel, GA #25 in Georgia; Emanuel, GA index 34.3.
- Emanuel, GA: no CFPB county sample; Emanuel, GA non-metro area reading 1.3%.
- Emanuel, GA ZIP phases: 13 peak.
- Emanuel, GA residential listings tracked: 0 across 7 ZIPs; Emanuel, GA candidate listings 0.
- Emanuel, GA HUD assisted properties: 1 with 50 units.
- Emanuel, GA lenders on watch: 4; largest Emanuel, GA footprint Citizens Bank Of Swainsboro (2 branches).
- Emanuel, GA most distressed ZIP: 30450 at 34/100.
Emanuel, GA figures: DLRadar distress index; Emanuel, GA inputs: CFPB, FHFA, HUD, FDIC; Emanuel, GA rebuilt as sources refresh.
| Rank | Emanuel, GA ZIP | Score |
|---|---|---|
| 1 | 30450 | 34/100 |
| 2 | 30401 | 29/100 |
| 3 | 30448 | 29/100 |
| 4 | 30464 | 29/100 |
| 5 | 30436 | 28/100 |
| 6 | 30471 | 28/100 |
| 7 | 30441 | 27/100 |
| 8 | 30425 | 26/100 |
| 9 | 31002 | 25/100 |
| 10 | 31049 | 25/100 |
| 11 | 30439 | 21/100 |
| 12 | 30474 | 20/100 |
Most distressed Emanuel, GA ZIPs (0-100, 2026)
Mortgage delinquency around Emanuel, GA
No CFPB county sample covers Emanuel, GA; the non-metro area reading for Emanuel, GA: 1.3% ninety-plus; Emanuel, GA area thirty-to-eighty-nine 3.0% (December 2025, Emanuel, GA); Georgia overall 1.3%.
Opportunity index: Emanuel, GA
Emanuel, GA index 34.3, Emanuel, GA phase overheated; Emanuel, GA primary driver construction, Emanuel, GA second driver vacancy. Emanuel, GA components: property stress 28.6, foreclosure pressure 28.8, listing discounts 25.2, bank stress 47.5, insurance 0.0; Emanuel, GA pulse 39.6; Emanuel, GA capital opportunity 26.3; Emanuel, GA seven-day change +0.6%.
ZIP market phases inside Emanuel, GA
13 Emanuel, GA ZIPs carry a price-cycle phase; Emanuel, GA ZIPs by phase (Emanuel, GA), deepest drawdown first: peak, +3.5% YoY, 0.2% off peak (Emanuel, GA): 30441; peak, +1.3% YoY, 0.0% off peak (Emanuel, GA): 30450, 30474; peak, +1.5% YoY, 0.0% off peak (Emanuel, GA): 30436, 31049; peak, +1.9% YoY, 0.0% off peak (Emanuel, GA): 31002; peak, +2.3% YoY, 0.0% off peak (Emanuel, GA): 30425; peak, +2.4% YoY, 0.0% off peak (Emanuel, GA): 30457, 30471; peak, +2.5% YoY, 0.0% off peak (Emanuel, GA): 30439; peak, +2.5% YoY (Emanuel, GA): 30401, 30448, 30464.
Residential listings by Emanuel, GA ZIP
Emanuel, GA ZIPs with the most tracked Emanuel, GA residential listings: 30401 0 listings, 0 candidates, bank pressure 46; 30425 0 listings, 0 candidates, bank pressure 54; 30441 0 listings, 0 candidates, bank pressure 51; 30448 0 listings, 0 candidates, bank pressure 46 (Emanuel, GA); 30464 0 listings, 0 candidates, bank pressure 46; 30471 0 listings, 0 candidates, bank pressure 54; 31002 0 listings, 0 candidates, bank pressure 49. Emanuel, GA totals: 0 listings; Emanuel, GA candidates 0; active ZIPs 0.
HUD assisted housing in Emanuel, GA
1 assisted properties with 50 units sit in Emanuel, GA; largest Emanuel, GA properties: Swainsboro Presbyterian Apartments (Swainsboro) 50 units, 50 assisted.
Lenders with branches in Emanuel, GA
Emanuel, GA lenders by branch count: Citizens Bank Of Swainsboro (Emanuel, GA): stress 47, 2 branches low in Emanuel, GA; Durden Banking Co Inc (Emanuel, GA): stress 20, 2 branches low in Emanuel, GA; Queensborough Nb&T Co (Emanuel, GA): stress 76, 1 branch low in Emanuel, GA; Sunmark Community Bank (Emanuel, GA): stress 23, 1 branch low in Emanuel, GA.
Vacancy and permits, Emanuel, GA
1,724 of 10,036 Emanuel, GA housing units are vacant; Emanuel, GA permits, twelve months: 0 multifamily units in Emanuel, GA, 54 one-to-four unit units.
Work Emanuel, GA at the parcel level
Every Emanuel, GA parcel carries owner and address; every Emanuel, GA parcel carries APN; Emanuel, GA distress scores sit on the Emanuel, GA live board.
Emanuel, GA figures refresh with each source.
Emanuel, GA questions
Most distressed ZIP code in Emanuel County, GA?
ZIP 30450 leads Emanuel, GA at 34/100; next in Emanuel, GA: 30401 at 29/100; the Emanuel, GA average is 26/100.
Where does Emanuel County, GA rank for investment opportunity?
Emanuel, GA is #357 among all ranked counties, #25 in Georgia; the Emanuel, GA driver is construction; Emanuel, GA moved up 33 places.
How many mortgages are delinquent in Emanuel County, GA?
Emanuel, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Emanuel, GA.
Which banks lend in Emanuel County, GA?
4 watched lenders hold Emanuel, GA branches; the largest Emanuel, GA footprints are Citizens Bank Of Swainsboro (2), Durden Banking Co Inc (2), Queensborough Nb&T Co (1).
More on Emanuel, GA
Emanuel County, GA distress report: public-record figures for Emanuel, GA; not legal advice for Emanuel, GA; not tax or investment advice; verify every Emanuel, GA record before acting.