Fairfield County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fairfield County, OH distress report, 2026: 19 ZIPs scored in Fairfield, OH, Fairfield, OH average 26/100; the top Fairfield, OH ZIP is 43068 at 30/100; Fairfield, OH market phase peak, Fairfield, OH prices +3.0% year over year.
- Fairfield, OH ranks #2,506 nationally (opportunity index); Fairfield, OH #46 in Ohio; Fairfield, OH index 25.9.
- Fairfield, OH ninety-day mortgage delinquency 1.2% in December 2025; Fairfield, OH twelve-month change +0.5%.
- Fairfield, OH ZIP phases: 19 peak.
- Fairfield, OH residential listings tracked: 36 across 14 ZIPs; Fairfield, OH candidate listings 19.
- Fairfield, OH HUD assisted properties: 15 with 816 units.
- Fairfield, OH lenders on watch: 8; largest Fairfield, OH footprint Park National Bank (4 branches).
- Fairfield, OH most distressed ZIP: 43068 at 30/100.
Fairfield, OH figures: DLRadar distress index; Fairfield, OH inputs: CFPB, FHFA, HUD, FDIC; Fairfield, OH rebuilt as sources refresh.
| Rank | Fairfield, OH ZIP | Score |
|---|---|---|
| 1 | 43068 | 30/100 |
| 2 | 43062 | 29/100 |
| 3 | 43046 | 28/100 |
| 4 | 43076 | 28/100 |
| 5 | 43102 | 27/100 |
| 6 | 43105 | 27/100 |
| 7 | 43110 | 27/100 |
| 8 | 43112 | 27/100 |
| 9 | 43130 | 27/100 |
| 10 | 43136 | 27/100 |
| 11 | 43147 | 27/100 |
| 12 | 43148 | 27/100 |
Most distressed Fairfield, OH ZIPs (0-100, 2026)
Mortgage delinquency in Fairfield, OH
1.2% of Fairfield, OH mortgages were ninety-plus days late (Fairfield, OH, December 2025); Fairfield, OH thirty-to-eighty-nine days late: 1.9%; Fairfield, OH twelve-month change +0.5%; Fairfield, OH peak since 2008: 3.6% (November 2010); Ohio overall 1.0%. Fairfield, OH ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 1.0 (Fairfield, OH), Mar 25 0.9, Apr 25 0.7, May 25 0.7 (Fairfield, OH), Jun 25 0.7, Jul 25 0.8, Aug 25 0.9 (Fairfield, OH), Sep 25 0.8, Oct 25 1.0, Nov 25 1.2 (Fairfield, OH), Dec 25 1.2.
Opportunity index: Fairfield, OH
Fairfield, OH index 25.9, Fairfield, OH phase weak; Fairfield, OH primary driver construction, Fairfield, OH second driver bank institutional. Fairfield, OH components: property stress 8.7, foreclosure pressure 6.7, listing discounts 26.2, bank stress 55.7, insurance 0.0; Fairfield, OH pulse 29.1; Fairfield, OH capital opportunity 21.1; Fairfield, OH seven-day change -0.1%.
ZIP market phases inside Fairfield, OH
19 Fairfield, OH ZIPs carry a price-cycle phase; Fairfield, OH ZIPs by phase (Fairfield, OH), deepest drawdown first: peak, +3.0% YoY (Fairfield, OH): 43046, 43062, 43068, 43076, Fairfield, OH 43102, 43103, 43105, 43107, Fairfield, OH 43110, 43112, 43113, 43130, Fairfield, OH 43136, 43147, 43148, 43150.
Residential listings by Fairfield, OH ZIP
Fairfield, OH ZIPs with the most tracked Fairfield, OH residential listings: 43130 11 listings, 4 candidates, bank pressure 62; 43110 7 listings, 4 candidates, bank pressure 62; 43105 4 listings, 3 candidates, bank pressure 61; 43147 4 listings, 2 candidates, bank pressure 61 (Fairfield, OH); 43148 3 listings, 3 candidates, bank pressure 63; 43046 2 listings, 0 candidates, bank pressure 61; 43112 2 listings, 0 candidates, bank pressure 62; 43154 2 listings, 2 candidates, bank pressure 63. Fairfield, OH totals: 36 listings; Fairfield, OH candidates 19; active ZIPs 9.
HUD assisted housing in Fairfield, OH
15 assisted properties with 816 units sit in Fairfield, OH; largest Fairfield, OH properties: Pheasant Run Apartments (Reynoldsburg) 136 units; Hunterwood Park, Ltd (Lancaster) 100 units, 100 assisted; Hunter's Hill Apartments (Lancaster) 96 units in Fairfield, OH; Redwood Canal Winchester Phase Iii (Canal Winchester) 73 units; Redwood Canal Winchester Phase Iv (Canal Winchester) 64 units; Redwood Pickerington (Pickerington) 55 units.
Lenders with branches in Fairfield, OH
Fairfield, OH lenders by branch count: Park National Bank (Fairfield, OH): stress 42, 4 branches low in Fairfield, OH; Fairfield Fs&La Of Lancaster (Fairfield, OH): stress 75, 3 branches low in Fairfield, OH; Jpmorgan Chase Bank Na (Fairfield, OH): stress 65, 3 branches low in Fairfield, OH; Vinton County National Bank (Fairfield, OH): stress 63, 3 branches low in Fairfield, OH; Fifth Third Bank Na (Fairfield, OH): stress 62, 3 branches low in Fairfield, OH; Unified Bank (Fairfield, OH): stress 68, 2 branches low in Fairfield, OH; Huntington National Bank (Fairfield, OH): stress 63, 2 branches low in Fairfield, OH; Peoples Bank (Fairfield, OH): stress 55, 2 branches low in Fairfield, OH.
Vacancy and permits, Fairfield, OH
3,679 of 64,036 Fairfield, OH housing units are vacant; Fairfield, OH permits, twelve months: 0 multifamily units in Fairfield, OH, 398 one-to-four unit units.
Work Fairfield, OH at the parcel level
Every Fairfield, OH parcel carries owner and address; every Fairfield, OH parcel carries APN; Fairfield, OH distress scores sit on the Fairfield, OH live board.
Fairfield, OH figures refresh with each source.
Fairfield, OH questions
Most distressed ZIP code in Fairfield County, OH?
ZIP 43068 leads Fairfield, OH at 30/100; next in Fairfield, OH: 43062 at 29/100; the Fairfield, OH average is 26/100.
Where does Fairfield County, OH rank for investment opportunity?
Fairfield, OH is #2,506 among all ranked counties, #46 in Ohio; the Fairfield, OH driver is construction; Fairfield, OH moved down 23 places.
How many mortgages are delinquent in Fairfield County, OH?
1.2% of Fairfield, OH mortgages were ninety-plus days late in December 2025; the Fairfield, OH peak since 2008 was 3.6%.
Which banks lend in Fairfield County, OH?
8 watched lenders hold Fairfield, OH branches; the largest Fairfield, OH footprints are Park National Bank (4), Fairfield Fs&La Of Lancaster (3), Jpmorgan Chase Bank Na (3).
More on Fairfield, OH
Fairfield County, OH distress report: public-record figures for Fairfield, OH; not legal advice for Fairfield, OH; not tax or investment advice; verify every Fairfield, OH record before acting.