Fairfield County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fairfield County, Ohio? DLRadar grades every Fairfield County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Fairfield County breakdown.
- Fairfield County's most distressed ZIP is 43046 at 27/100.
- 19 ZIP codes tracked in Fairfield County, averaging 25/100 distress.
- Fairfield County reads peak — home values up 3.0% year over year.
- Vacancy runs 6.3% across Fairfield County's tracked ZIPs, with a 8.7% poverty rate.
- The typical Fairfield County home is worth about $277,084 against a ~$84,177 median income.
- Lending headwind in Fairfield County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43046 | 27/100 |
| 2 | 43102 | 27/100 |
| 3 | 43105 | 27/100 |
| 4 | 43112 | 27/100 |
| 5 | 43130 | 27/100 |
| 6 | 43136 | 27/100 |
| 7 | 43147 | 27/100 |
| 8 | 43157 | 27/100 |
| 9 | 43107 | 26/100 |
| 10 | 43148 | 26/100 |
| 11 | 43068 | 25/100 |
| 12 | 43110 | 25/100 |
Most distressed ZIP codes in Fairfield County (composite distress 0-100, 2026)
What is driving Fairfield County distress
DLRadar builds Fairfield County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Fairfield County market phase and pricing
The cycle in Fairfield County is peak, with values up 3.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Fairfield County
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Questions about this county
Which Fairfield County ZIP scores worst for distress?
ZIP 43046 leads Fairfield County at 27/100, recomputed monthly from public records.
Which phase does Fairfield County sit in right now?
Fairfield County reads peak, with home prices up 3.0% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Fairfield County analysis built from?
Every Fairfield County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Fairfield County ZIP codes that it runs on every other U.S. county, so Fairfield County's numbers are directly comparable to any other market.
How much do distress scores vary between Fairfield County ZIP codes?
Averaging the county conceals how uneven it is. Across the Fairfield County ZIPs DLRadar ranks, scores run from 27/100 in 43046 down to 25/100 in 43110, against a Fairfield County average of 25/100. A spread of 2 points means Fairfield County has to be worked ZIP by ZIP.
What do Fairfield County home values and vacancy say about distressed supply?
The typical Fairfield County home carries about $277,084 of value against a median household income near $84,177. Vacancy across Fairfield County's tracked ZIPs runs 6.3% and the poverty rate is 8.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Fairfield County's foreclosure and lien filings and its 48/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.