Fayette County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, IA distress report, 2026: 24 ZIPs scored in Fayette, IA, Fayette, IA average 12/100; the top Fayette, IA ZIP is 52144 at 16/100; Fayette, IA market phase peak, Fayette, IA prices +2.5% year over year.
- Fayette, IA ranks #2,305 nationally (opportunity index); Fayette, IA #60 in Iowa; Fayette, IA index 26.7.
- Fayette, IA: no CFPB county sample; Fayette, IA non-metro area reading 0.7%.
- Fayette, IA ZIP phases: 24 peak.
- Fayette, IA residential listings tracked: 8 across 15 ZIPs; Fayette, IA candidate listings 7.
- Fayette, IA HUD assisted properties: 1 with 55 units.
- Fayette, IA lenders on watch: 8; largest Fayette, IA footprint Farmers Savings Bank (3 branches).
- Fayette, IA most distressed ZIP: 52144 at 16/100.
Fayette, IA figures: DLRadar distress index; Fayette, IA inputs: CFPB, FHFA, HUD, FDIC; Fayette, IA rebuilt as sources refresh.
| Rank | Fayette, IA ZIP | Score |
|---|---|---|
| 1 | 52144 | 16/100 |
| 2 | 52161 | 16/100 |
| 3 | 52076 | 15/100 |
| 4 | 52133 | 15/100 |
| 5 | 52162 | 13/100 |
| 6 | 50629 | 12/100 |
| 7 | 50655 | 12/100 |
| 8 | 50664 | 12/100 |
| 9 | 50681 | 12/100 |
| 10 | 52135 | 12/100 |
| 11 | 52141 | 12/100 |
| 12 | 52142 | 12/100 |
Most distressed Fayette, IA ZIPs (0-100, 2026)
Mortgage delinquency around Fayette, IA
No CFPB county sample covers Fayette, IA; the non-metro area reading for Fayette, IA: 0.7% ninety-plus; Fayette, IA area thirty-to-eighty-nine 2.1% (December 2025, Fayette, IA); Iowa overall 0.9%.
Opportunity index: Fayette, IA
Fayette, IA index 26.7, Fayette, IA phase weak; Fayette, IA primary driver bank institutional, Fayette, IA second driver vacancy. Fayette, IA components: property stress 12.7, foreclosure pressure 12.1, listing discounts 27.1, bank stress 63.5, insurance 0.0; Fayette, IA pulse 30.7; Fayette, IA capital opportunity 20.7.
ZIP market phases inside Fayette, IA
24 Fayette, IA ZIPs carry a price-cycle phase; Fayette, IA ZIPs by phase (Fayette, IA), deepest drawdown first: peak, +2.5% YoY (Fayette, IA): 50606, 50607, 50650, 50655, Fayette, IA 50662, 50664, 50671, 50681, Fayette, IA 52076, 52133, 52135, 52141, Fayette, IA 52142, 52144; peak, +2.2% YoY (Fayette, IA): 50629; peak, +2.1% YoY (Fayette, IA): 50674.
Residential listings by Fayette, IA ZIP
Fayette, IA ZIPs with the most tracked Fayette, IA residential listings: 50606 3 listings, 3 candidates, bank pressure 64; 50662 3 listings, 2 candidates, bank pressure 64; 52142 2 listings, 2 candidates, bank pressure 61; 50655 0 listings, 0 candidates, bank pressure 61 (Fayette, IA); 50664 0 listings, 0 candidates, bank pressure 61; 50671 0 listings, 0 candidates, bank pressure 64; 50681 0 listings, 0 candidates, bank pressure 61; 52135 0 listings, 0 candidates, bank pressure 64. Fayette, IA totals: 8 listings; Fayette, IA candidates 7; active ZIPs 3.
HUD assisted housing in Fayette, IA
1 assisted properties with 55 units sit in Fayette, IA; largest Fayette, IA properties: Palmer Apartments And Heritage Haven (West Union) 55 units, 55 assisted.
Lenders with branches in Fayette, IA
Fayette, IA lenders by branch count: Farmers Savings Bank (Fayette, IA): stress 75, 3 branches low in Fayette, IA; Bank 1st (Fayette, IA): stress 63, 3 branches low in Fayette, IA; Maynard Savings Bank (Fayette, IA): stress 60, 2 branches low in Fayette, IA; Kerndt Brothers Savings Bank (Fayette, IA): stress 38, 2 branches low in Fayette, IA; Bank Iowa (Fayette, IA): stress 69, 1 branch low in Fayette, IA; Fidelity Bank&Trust (Fayette, IA): stress 63, 1 branch low in Fayette, IA; Northeast Security Bank (Fayette, IA): stress 62, 1 branch moderate in Fayette, IA; Community Bank Of Oelwein (Fayette, IA): stress 55, 1 branch low in Fayette, IA.
Vacancy and permits, Fayette, IA
978 of 9,320 Fayette, IA housing units are vacant; Fayette, IA permits, twelve months: 3 multifamily units in Fayette, IA, 26 one-to-four unit units.
Work Fayette, IA at the parcel level
Every Fayette, IA parcel carries owner and address; every Fayette, IA parcel carries APN; Fayette, IA distress scores sit on the Fayette, IA live board.
Fayette, IA figures refresh with each source.
Fayette, IA questions
Most distressed ZIP code in Fayette County, IA?
ZIP 52144 leads Fayette, IA at 16/100; next in Fayette, IA: 52161 at 16/100; the Fayette, IA average is 12/100.
Where does Fayette County, IA rank for investment opportunity?
Fayette, IA is #2,305 among all ranked counties, #60 in Iowa; the Fayette, IA driver is bank institutional; Fayette, IA moved down 168 places.
How many mortgages are delinquent in Fayette County, IA?
Fayette, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Fayette, IA.
Which banks lend in Fayette County, IA?
8 watched lenders hold Fayette, IA branches; the largest Fayette, IA footprints are Farmers Savings Bank (3), Bank 1st (3), Maynard Savings Bank (2).
More on Fayette, IA
Fayette County, IA distress report: public-record figures for Fayette, IA; not legal advice for Fayette, IA; not tax or investment advice; verify every Fayette, IA record before acting.