Floyd County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Floyd County, Georgia? DLRadar grades every Floyd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Floyd County breakdown.
- Floyd County's most distressed ZIP is 30145 at 31/100.
- 13 ZIP codes tracked in Floyd County, averaging 26/100 distress.
- Floyd County reads contraction — home values down 2.3% year over year, 4.5% off peak.
- Vacancy runs 8% across Floyd County's tracked ZIPs, with a 15.1% poverty rate.
- The typical Floyd County home is worth about $217,367 against a ~$63,103 median income.
- Lending headwind in Floyd County sits at 23/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30145 | 31/100 |
| 2 | 30103 | 30/100 |
| 3 | 30161 | 27/100 |
| 4 | 30104 | 26/100 |
| 5 | 30124 | 26/100 |
| 6 | 30147 | 26/100 |
| 7 | 30149 | 26/100 |
| 8 | 30165 | 26/100 |
| 9 | 30173 | 26/100 |
| 10 | 30701 | 26/100 |
| 11 | 30733 | 26/100 |
| 12 | 30105 | 24/100 |
Most distressed ZIP codes in Floyd County (composite distress 0-100, 2026)
What is driving Floyd County distress
The Floyd County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Floyd County market phase and pricing
Phase for Floyd County: contraction (-2.3% YoY, 4.5% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Floyd County
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Questions and answers
What is the most distressed ZIP code in Floyd County, GA?
ZIP 30145 leads Floyd County at 31/100, recomputed monthly from public records.
Where is Floyd County in the housing cycle?
Floyd County reads contraction, with home prices down 2.3% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Floyd County analysis built from?
Floyd County draws on FHFA (contraction trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Floyd County ZIP codes?
A county average hides the spread. Across the Floyd County ZIPs DLRadar ranks, scores run from 31/100 in 30145 down to 24/100 in 30105, against a Floyd County average of 26/100. A spread of 7 points means Floyd County has to be worked ZIP by ZIP.
What do Floyd County home values and vacancy say about distressed supply?
The typical Floyd County home carries about $217,367 of value against a median household income near $63,103. Vacancy across Floyd County's tracked ZIPs runs 8% and the poverty rate is 15.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Floyd County's filings and its 23/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.