Floyd County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Floyd County, GA distress report, 2026: 13 ZIPs scored in Floyd, GA, Floyd, GA average 27/100; the top Floyd, GA ZIP is 30145 at 32/100; Floyd, GA market phase contraction, Floyd, GA prices -2.3% year over year.
- Floyd, GA ranks #1,409 nationally (opportunity index); Floyd, GA #99 in Georgia; Floyd, GA index 29.7.
- Floyd, GA: no CFPB county sample; Floyd, GA non-metro area reading 1.3%.
- Floyd, GA ZIP phases: 7 contraction, 6 peak.
- Floyd, GA residential listings tracked: 26 across 7 ZIPs; Floyd, GA candidate listings 10.
- Floyd, GA HUD assisted properties: 5 with 466 units.
- Floyd, GA lenders on watch: 2; largest Floyd, GA footprint First National Cmty Bank (3 branches).
- Floyd, GA most distressed ZIP: 30145 at 32/100.
Floyd, GA figures: DLRadar distress index; Floyd, GA inputs: CFPB, FHFA, HUD, FDIC; Floyd, GA rebuilt as sources refresh.
| Rank | Floyd, GA ZIP | Score |
|---|---|---|
| 1 | 30145 | 32/100 |
| 2 | 30103 | 31/100 |
| 3 | 30161 | 28/100 |
| 4 | 30701 | 28/100 |
| 5 | 30733 | 28/100 |
| 6 | 30104 | 27/100 |
| 7 | 30124 | 27/100 |
| 8 | 30147 | 27/100 |
| 9 | 30149 | 27/100 |
| 10 | 30165 | 27/100 |
| 11 | 30173 | 27/100 |
| 12 | 30105 | 25/100 |
Most distressed Floyd, GA ZIPs (0-100, 2026)
Mortgage delinquency around Floyd, GA
No CFPB county sample covers Floyd, GA; the non-metro area reading for Floyd, GA: 1.3% ninety-plus; Floyd, GA area thirty-to-eighty-nine 3.0% (December 2025, Floyd, GA); Georgia overall 1.3%.
Opportunity index: Floyd, GA
Floyd, GA index 29.7, Floyd, GA phase early_signal; Floyd, GA primary driver vacancy, Floyd, GA second driver bank institutional. Floyd, GA components: property stress 23.5, foreclosure pressure 18.5, listing discounts 38.1, bank stress 48.7, insurance 0.0; Floyd, GA pulse 29.4; Floyd, GA capital opportunity 30.2; Floyd, GA seven-day change +0.2%.
ZIP market phases inside Floyd, GA
13 Floyd, GA ZIPs carry a price-cycle phase; Floyd, GA ZIPs by phase (Floyd, GA), deepest drawdown first: contraction, -2.3% YoY, 4.5% off peak (Floyd, GA): 30149; contraction, -2.2% YoY, 4.4% off peak (Floyd, GA): 30124, 30161; contraction, -2.1% YoY, 4.4% off peak (Floyd, GA): 30165; contraction, -2.0% YoY, 4.2% off peak (Floyd, GA): 30147; contraction, -1.9% YoY, 4.1% off peak (Floyd, GA): 30173; contraction, -1.6% YoY, 3.6% off peak (Floyd, GA): 30105; peak, +0.2% YoY, 1.4% off peak (Floyd, GA): 30104; peak, +0.6% YoY, 0.8% off peak (Floyd, GA): 30145; peak, +0.9% YoY, 0.5% off peak (Floyd, GA): 30733; peak, +1.0% YoY, 0.3% off peak (Floyd, GA): 30103, 30701; peak, +1.2% YoY, 0.1% off peak (Floyd, GA): 30125.
Residential listings by Floyd, GA ZIP
Floyd, GA ZIPs with the most tracked Floyd, GA residential listings: 30161 11 listings, 6 candidates, bank pressure 56; 30165 8 listings, 2 candidates, bank pressure 60; 30124 3 listings, 1 candidates, bank pressure 57; 30147 2 listings, 1 candidates, bank pressure 57 (Floyd, GA); 30173 2 listings, 0 candidates, bank pressure 57; 30105 0 listings, 0 candidates, bank pressure 58; 30149 0 listings, 0 candidates, bank pressure 56. Floyd, GA totals: 26 listings; Floyd, GA candidates 10; active ZIPs 5.
HUD assisted housing in Floyd, GA
5 assisted properties with 466 units sit in Floyd, GA; largest Floyd, GA properties: River Point Apartments (Rome) 124 units; Three Rivers Garden Apartments (Rome) 119 units, 114 assisted; Eastland Court (Rome) 116 units in Floyd, GA; Heatherwood Apartments (Rome) 68 units, 68 assisted; The Villas (Rome) 39 units, 39 assisted.
Lenders with branches in Floyd, GA
Floyd, GA lenders by branch count: First National Cmty Bank (Floyd, GA): stress 42, 3 branches low in Floyd, GA; River City Bank (Floyd, GA): stress 59, 1 branch low in Floyd, GA.
Vacancy and permits, Floyd, GA
4,062 of 40,918 Floyd, GA housing units are vacant; Floyd, GA permits, twelve months: 0 multifamily units in Floyd, GA, 421 one-to-four unit units.
Work Floyd, GA at the parcel level
Every Floyd, GA parcel carries owner and address; every Floyd, GA parcel carries APN; Floyd, GA distress scores sit on the Floyd, GA live board.
Floyd, GA figures refresh with each source.
Floyd, GA questions
Most distressed ZIP code in Floyd County, GA?
ZIP 30145 leads Floyd, GA at 32/100; next in Floyd, GA: 30103 at 31/100; the Floyd, GA average is 27/100.
Where does Floyd County, GA rank for investment opportunity?
Floyd, GA is #1,409 among all ranked counties, #99 in Georgia; the Floyd, GA driver is vacancy; Floyd, GA moved up 1,009 places.
How many mortgages are delinquent in Floyd County, GA?
Floyd, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Floyd, GA.
Which banks lend in Floyd County, GA?
2 watched lenders hold Floyd, GA branches; the largest Floyd, GA footprints are First National Cmty Bank (3), River City Bank (1).
More on Floyd, GA
Floyd County, GA distress report: public-record figures for Floyd, GA; not legal advice for Floyd, GA; not tax or investment advice; verify every Floyd, GA record before acting.