Floyd County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Floyd County, Texas? DLRadar grades every Floyd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Floyd County breakdown.
- Floyd County's most distressed ZIP is 79231 at 15/100.
- 7 ZIP codes tracked in Floyd County, averaging 14/100 distress.
- Floyd County reads peak — home values up 0.9% year over year.
- Vacancy runs 21.6% across Floyd County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Floyd County home is worth about $102,860 against a ~$54,102 median income.
- Lending headwind in Floyd County sits at 0/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79231 | 15/100 |
| 2 | 79241 | 15/100 |
| 3 | 79250 | 15/100 |
| 4 | 79258 | 15/100 |
| 5 | 79235 | 14/100 |
| 6 | 79255 | 13/100 |
| 7 | 79234 | 11/100 |
Most distressed ZIP codes in Floyd County (composite distress 0-100, 2026)
What is driving Floyd County distress
DLRadar builds Floyd County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Floyd County market phase and pricing
Floyd County reads peak — home prices rose 0.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Floyd County
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Common questions
Which part of Floyd County, TX scores highest for distress?
ZIP 79231 leads Floyd County at 15/100, recomputed monthly from public records.
Which phase does Floyd County sit in right now?
FHFA price-index movement places Floyd County in peak; prices are up 0.9% over twelve months.
How is the Floyd County data sourced?
Floyd County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.
How much do distress scores vary between Floyd County ZIP codes?
A single county score papers over real variation. Across the Floyd County ZIPs DLRadar ranks, scores run from 15/100 in 79231 down to 11/100 in 79234, against a Floyd County average of 14/100. A spread of 4 points means Floyd County has to be worked ZIP by ZIP.
What do Floyd County home values and vacancy say about distressed supply?
The typical Floyd County home carries about $102,860 of value against a median household income near $54,102. Vacancy across Floyd County's tracked ZIPs runs 21.6% and the poverty rate is 10.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Floyd County's foreclosure and lien data and its 0/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.