Floyd County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Floyd County, TX distress report, 2026: 7 ZIPs scored in Floyd, TX, Floyd, TX average 10/100; the top Floyd, TX ZIP is 79250 at 16/100; Floyd, TX market phase peak, Floyd, TX prices +0.9% year over year.
- Floyd, TX ranks #1,302 nationally (opportunity index); Floyd, TX #137 in Texas; Floyd, TX index 30.1.
- Floyd, TX: no CFPB county sample; Floyd, TX non-metro area reading 1.4%.
- Floyd, TX ZIP phases: 7 peak.
- Floyd, TX residential listings tracked: 1 across 4 ZIPs; Floyd, TX candidate listings 1.
- Floyd, TX lenders on watch: 2; largest Floyd, TX footprint First Texas National Bank (1 branch).
- Floyd, TX most distressed ZIP: 79250 at 16/100.
Floyd, TX figures: DLRadar distress index; Floyd, TX inputs: CFPB, FHFA, HUD, FDIC; Floyd, TX rebuilt as sources refresh.
| Rank | Floyd, TX ZIP | Score |
|---|---|---|
| 1 | 79250 | 16/100 |
| 2 | 79231 | 10/100 |
| 3 | 79241 | 10/100 |
| 4 | 79258 | 10/100 |
| 5 | 79235 | 9/100 |
| 6 | 79255 | 8/100 |
| 7 | 79234 | 6/100 |
Most distressed Floyd, TX ZIPs (0-100, 2026)
Mortgage delinquency around Floyd, TX
No CFPB county sample covers Floyd, TX; the non-metro area reading for Floyd, TX: 1.4% ninety-plus; Floyd, TX area thirty-to-eighty-nine 3.5% (December 2025, Floyd, TX); Texas overall 1.2%.
Opportunity index: Floyd, TX
Floyd, TX index 30.1, Floyd, TX phase early_signal; Floyd, TX primary driver vacancy, Floyd, TX second driver construction. Floyd, TX components: property stress 15.0, foreclosure pressure 17.5, listing discounts 29.1, bank stress 45.9, insurance 0.0; Floyd, TX pulse 33.1; Floyd, TX capital opportunity 25.5.
ZIP market phases inside Floyd, TX
7 Floyd, TX ZIPs carry a price-cycle phase; Floyd, TX ZIPs by phase (Floyd, TX), deepest drawdown first: peak, +0.9% YoY (Floyd, TX): 79231, 79258; peak, +1.8% YoY (Floyd, TX): 79234, 79255; peak, +1.1% YoY (Floyd, TX): 79235; peak, +1.0% YoY (Floyd, TX): 79241; peak, +1.3% YoY (Floyd, TX): 79250.
Residential listings by Floyd, TX ZIP
Floyd, TX ZIPs with the most tracked Floyd, TX residential listings: 79235 1 listings, 1 candidates, bank pressure 39; 79231 0 listings, 0 candidates, bank pressure 32; 79241 0 listings, 0 candidates, bank pressure 42; 79258 0 listings, 0 candidates, bank pressure 32 (Floyd, TX). Floyd, TX totals: 1 listings; Floyd, TX candidates 1; active ZIPs 0.
Lenders with branches in Floyd, TX
Floyd, TX lenders by branch count: First Texas National Bank (Floyd, TX): stress 41, 1 branch low in Floyd, TX; Prosperity Bank (Floyd, TX): stress 33, 1 branch low in Floyd, TX.
Vacancy and permits, Floyd, TX
640 of 2,592 Floyd, TX housing units are vacant; Floyd, TX permits, twelve months: 0 multifamily units in Floyd, TX, 2 one-to-four unit units.
Work Floyd, TX at the parcel level
Every Floyd, TX parcel carries owner and address; every Floyd, TX parcel carries APN; Floyd, TX distress scores sit on the Floyd, TX live board.
Floyd, TX figures refresh with each source.
Floyd, TX questions
Most distressed ZIP code in Floyd County, TX?
ZIP 79250 leads Floyd, TX at 16/100; next in Floyd, TX: 79231 at 10/100; the Floyd, TX average is 10/100.
Where does Floyd County, TX rank for investment opportunity?
Floyd, TX is #1,302 among all ranked counties, #137 in Texas; the Floyd, TX driver is vacancy; Floyd, TX moved up 268 places.
How many mortgages are delinquent in Floyd County, TX?
Floyd, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Floyd, TX.
Which banks lend in Floyd County, TX?
2 watched lenders hold Floyd, TX branches; the largest Floyd, TX footprints are First Texas National Bank (1), Prosperity Bank (1).
More on Floyd, TX
Floyd County, TX distress report: public-record figures for Floyd, TX; not legal advice for Floyd, TX; not tax or investment advice; verify every Floyd, TX record before acting.