Fluvanna County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fluvanna County, VA distress report, 2026: 10 ZIPs scored in Fluvanna, VA, Fluvanna, VA average 14/100; the top Fluvanna, VA ZIP is 22902 at 27/100; Fluvanna, VA market phase peak, Fluvanna, VA prices +3.6% year over year.
- Fluvanna, VA ranks #2,179 nationally (opportunity index); Fluvanna, VA #60 in Virginia; Fluvanna, VA index 27.1.
- Fluvanna, VA: no CFPB county sample; Fluvanna, VA metro area reading 0.4%.
- Fluvanna, VA ZIP phases: 9 peak, 1 expansion.
- Fluvanna, VA residential listings tracked: 6 across 5 ZIPs; Fluvanna, VA candidate listings 2.
- Fluvanna, VA lenders on watch: 1; largest Fluvanna, VA footprint Atlantic Union Bank (1 branch).
- Fluvanna, VA most distressed ZIP: 22902 at 27/100.
Fluvanna, VA figures: DLRadar distress index; Fluvanna, VA inputs: CFPB, FHFA, HUD, FDIC; Fluvanna, VA rebuilt as sources refresh.
| Rank | Fluvanna, VA ZIP | Score |
|---|---|---|
| 1 | 22902 | 27/100 |
| 2 | 22947 | 26/100 |
| 3 | 24590 | 18/100 |
| 4 | 23038 | 12/100 |
| 5 | 23093 | 12/100 |
| 6 | 22974 | 11/100 |
| 7 | 23084 | 10/100 |
| 8 | 22963 | 8/100 |
| 9 | 23022 | 8/100 |
| 10 | 23055 | 8/100 |
Most distressed Fluvanna, VA ZIPs (0-100, 2026)
Mortgage delinquency around Fluvanna, VA
No CFPB county sample covers Fluvanna, VA; the metro area reading for Fluvanna, VA (Charlottesville, VA): 0.4% ninety-plus; Fluvanna, VA area thirty-to-eighty-nine 1.2% (December 2025, Fluvanna, VA); Virginia overall 0.8%.
Opportunity index: Fluvanna, VA
Fluvanna, VA index 27.1, Fluvanna, VA phase weak; Fluvanna, VA primary driver construction, Fluvanna, VA second driver vacancy. Fluvanna, VA components: property stress 12.3, foreclosure pressure 12.9, listing discounts 30.7, bank stress 47.4, insurance 0.0; Fluvanna, VA pulse 28.3; Fluvanna, VA capital opportunity 25.3; Fluvanna, VA seven-day change -0.4%.
ZIP market phases inside Fluvanna, VA
10 Fluvanna, VA ZIPs carry a price-cycle phase; Fluvanna, VA ZIPs by phase (Fluvanna, VA), deepest drawdown first: peak, +3.6% YoY (Fluvanna, VA): 22902, 22963, 23022, 23055, Fluvanna, VA 23084; peak, +3.7% YoY (Fluvanna, VA): 22947; peak, +3.8% YoY (Fluvanna, VA): 22974; peak, +4.1% YoY (Fluvanna, VA): 23038; expansion, +5.4% YoY (Fluvanna, VA): 23093; peak, +4.2% YoY (Fluvanna, VA): 24590.
Residential listings by Fluvanna, VA ZIP
Fluvanna, VA ZIPs with the most tracked Fluvanna, VA residential listings: 22963 5 listings, 2 candidates, bank pressure 51; 23022 1 listings, 0 candidates, bank pressure 51; 22974 0 listings, 0 candidates, bank pressure 59; 23055 0 listings, 0 candidates, bank pressure 51 (Fluvanna, VA); 23084 0 listings, 0 candidates, bank pressure 57. Fluvanna, VA totals: 6 listings; Fluvanna, VA candidates 2; active ZIPs 2.
Lenders with branches in Fluvanna, VA
Fluvanna, VA lenders by branch count: Atlantic Union Bank (Fluvanna, VA): stress 40, 1 branch low in Fluvanna, VA.
Vacancy and permits, Fluvanna, VA
1,166 of 11,495 Fluvanna, VA housing units are vacant; Fluvanna, VA permits, twelve months: 0 multifamily units in Fluvanna, VA, 176 one-to-four unit units.
Work Fluvanna, VA at the parcel level
Every Fluvanna, VA parcel carries owner and address; every Fluvanna, VA parcel carries APN; Fluvanna, VA distress scores sit on the Fluvanna, VA live board.
Fluvanna, VA figures refresh with each source.
Fluvanna, VA questions
Most distressed ZIP code in Fluvanna County, VA?
ZIP 22902 leads Fluvanna, VA at 27/100; next in Fluvanna, VA: 22947 at 26/100; the Fluvanna, VA average is 14/100.
Where does Fluvanna County, VA rank for investment opportunity?
Fluvanna, VA is #2,179 among all ranked counties, #60 in Virginia; the Fluvanna, VA driver is construction; Fluvanna, VA moved up 448 places.
How many mortgages are delinquent in Fluvanna County, VA?
Fluvanna, VA takes the metro area reading of 0.4% for December 2025; no CFPB county sample covers Fluvanna, VA.
Which banks lend in Fluvanna County, VA?
1 watched lenders hold Fluvanna, VA branches; the largest Fluvanna, VA footprints are Atlantic Union Bank (1).
More on Fluvanna, VA
Fluvanna County, VA distress report: public-record figures for Fluvanna, VA; not legal advice for Fluvanna, VA; not tax or investment advice; verify every Fluvanna, VA record before acting.