Ford County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ford County, IL distress report, 2026: 21 ZIPs scored in Ford, IL, Ford, IL average 13/100; the top Ford, IL ZIP is 61720 at 26/100; Ford, IL market phase peak, Ford, IL prices +4.0% year over year.
- Ford, IL ranks #2,815 nationally (opportunity index); Ford, IL #86 in Illinois; Ford, IL index 24.3.
- Ford, IL: no CFPB county sample; Ford, IL metro area reading 1.0%.
- Ford, IL ZIP phases: 13 peak, 8 expansion.
- Ford, IL residential listings tracked: 5 across 9 ZIPs; Ford, IL candidate listings 1.
- Ford, IL HUD assisted properties: 1 with 24 units.
- Ford, IL lenders on watch: 5; largest Ford, IL footprint Bank Of Pontiac (3 branches).
- Ford, IL most distressed ZIP: 61720 at 26/100.
Ford, IL figures: DLRadar distress index; Ford, IL inputs: CFPB, FHFA, HUD, FDIC; Ford, IL rebuilt as sources refresh.
| Rank | Ford, IL ZIP | Score |
|---|---|---|
| 1 | 61720 | 26/100 |
| 2 | 60941 | 23/100 |
| 3 | 60917 | 22/100 |
| 4 | 61731 | 22/100 |
| 5 | 60949 | 17/100 |
| 6 | 61845 | 17/100 |
| 7 | 60918 | 15/100 |
| 8 | 60919 | 13/100 |
| 9 | 60948 | 13/100 |
| 10 | 60960 | 13/100 |
| 11 | 60921 | 12/100 |
| 12 | 60929 | 12/100 |
Most distressed Ford, IL ZIPs (0-100, 2026)
Mortgage delinquency around Ford, IL
No CFPB county sample covers Ford, IL; the metro area reading for Ford, IL (Champaign-Urbana, IL): 1.0% ninety-plus; Ford, IL area thirty-to-eighty-nine 1.6% (December 2025, Ford, IL); Illinois overall 1.1%.
Opportunity index: Ford, IL
Ford, IL index 24.3, Ford, IL phase weak; Ford, IL primary driver bank institutional, Ford, IL second driver vacancy. Ford, IL components: property stress 7.8, foreclosure pressure 5.2, listing discounts 33.5, bank stress 56.5, insurance 0.0; Ford, IL pulse 24.7; Ford, IL capital opportunity 23.7.
ZIP market phases inside Ford, IL
21 Ford, IL ZIPs carry a price-cycle phase; Ford, IL ZIPs by phase (Ford, IL), deepest drawdown first: expansion, +5.8% YoY, 0.5% off peak (Ford, IL): 60941; expansion, +5.8% YoY, 0.4% off peak (Ford, IL): 60917; peak, +4.9% YoY, 0.1% off peak (Ford, IL): 60919; expansion, +5.3% YoY (Ford, IL): 60918; expansion, +5.6% YoY (Ford, IL): 60921; expansion, +5.5% YoY (Ford, IL): 60929; peak, +4.0% YoY (Ford, IL): 60933, 60949, 60957, 60962; peak, +4.2% YoY (Ford, IL): 60936; peak, +4.3% YoY (Ford, IL): 60946; peak, +4.9% YoY (Ford, IL): 60948; peak, +4.1% YoY (Ford, IL): 60952, 60959; expansion, +5.2% YoY (Ford, IL): 60960.
Residential listings by Ford, IL ZIP
Ford, IL ZIPs with the most tracked Ford, IL residential listings: 60957 2 listings, 0 candidates, bank pressure 60; 60959 2 listings, 1 candidates, bank pressure 61; 60936 1 listings, 0 candidates, bank pressure 61; 60919 0 listings, 0 candidates, bank pressure 61 (Ford, IL); 60933 0 listings, 0 candidates, bank pressure 51; 60946 0 listings, 0 candidates, bank pressure 61; 60952 0 listings, 0 candidates, bank pressure 61; 60962 0 listings, 0 candidates, bank pressure 51. Ford, IL totals: 5 listings; Ford, IL candidates 1; active ZIPs 3.
HUD assisted housing in Ford, IL
1 assisted properties with 24 units sit in Ford, IL; largest Ford, IL properties: Gibson Gardens (Gibson City) 24 units, 24 assisted.
Lenders with branches in Ford, IL
Ford, IL lenders by branch count: Bank Of Pontiac (Ford, IL): stress 59, 3 branches low in Ford, IL; Frederick Community Bank The (Ford, IL): stress 45, 2 branches low in Ford, IL; Vermilion Valley Bank (Ford, IL): stress 32, 2 branches low in Ford, IL; Longview Community Bank (Ford, IL): stress 67, 1 branch low in Ford, IL; Heartland Bank&Trust Co (Ford, IL): stress 51, 1 branch low in Ford, IL.
Vacancy and permits, Ford, IL
435 of 6,263 Ford, IL housing units are vacant; Ford, IL permits, twelve months: 0 multifamily units in Ford, IL, 12 one-to-four unit units.
Work Ford, IL at the parcel level
Every Ford, IL parcel carries owner and address; every Ford, IL parcel carries APN; Ford, IL distress scores sit on the Ford, IL live board.
Ford, IL figures refresh with each source.
Ford, IL questions
Most distressed ZIP code in Ford County, IL?
ZIP 61720 leads Ford, IL at 26/100; next in Ford, IL: 60941 at 23/100; the Ford, IL average is 13/100.
Where does Ford County, IL rank for investment opportunity?
Ford, IL is #2,815 among all ranked counties, #86 in Illinois; the Ford, IL driver is bank institutional; Ford, IL moved up 248 places.
How many mortgages are delinquent in Ford County, IL?
Ford, IL takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Ford, IL.
Which banks lend in Ford County, IL?
5 watched lenders hold Ford, IL branches; the largest Ford, IL footprints are Bank Of Pontiac (3), Frederick Community Bank The (2), Vermilion Valley Bank (2).
More on Ford, IL
Ford County, IL distress report: public-record figures for Ford, IL; not legal advice for Ford, IL; not tax or investment advice; verify every Ford, IL record before acting.