Ford County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ford County, Illinois? DLRadar grades every Ford County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Ford County breakdown.
- Ford County's most distressed ZIP is 60941 at 21/100.
- 21 ZIP codes tracked in Ford County, averaging 12/100 distress.
- Ford County reads peak — home values up 4.0% year over year.
- Vacancy runs 14.3% across Ford County's tracked ZIPs, with a 12.2% poverty rate.
- The typical Ford County home is worth about $128,319 against a ~$65,676 median income.
- Lending headwind in Ford County sits at 8/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 60941 | 21/100 |
| 2 | 61720 | 21/100 |
| 3 | 60917 | 20/100 |
| 4 | 61731 | 19/100 |
| 5 | 60918 | 17/100 |
| 6 | 60949 | 17/100 |
| 7 | 61845 | 17/100 |
| 8 | 60948 | 14/100 |
| 9 | 60968 | 12/100 |
| 10 | 60919 | 11/100 |
| 11 | 60921 | 11/100 |
| 12 | 60929 | 11/100 |
Most distressed ZIP codes in Ford County (composite distress 0-100, 2026)
What is driving Ford County distress
Ford County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ford County market phase and pricing
DLRadar places Ford County in peak; prices moved up 4.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Ford County
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Questions about this county
What is the most distressed ZIP code in Ford County, IL?
ZIP 60941 leads Ford County at 21/100, recomputed monthly from public records.
What market phase is Ford County in?
The market phase for Ford County is peak, prices rising 4.0% on the year — derived from the FHFA House Price Index path.
Can the Ford County figures be verified?
Each Ford County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 21 local ZIPs and every other county in the country.
How much do distress scores vary between Ford County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ford County ZIPs DLRadar ranks, scores run from 21/100 in 60941 down to 11/100 in 60929, against a Ford County average of 12/100. Those 10 points separate the ZIPs worth working in Ford County from the rest.
What do Ford County home values and vacancy say about distressed supply?
The typical Ford County home carries about $128,319 of value against a median household income near $65,676. Vacancy across Ford County's tracked ZIPs runs 14.3% and the poverty rate is 12.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Ford County's foreclosure and lien filings and its 8/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.