Franklin County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, GA distress report, 2026: 11 ZIPs scored in Franklin, GA, Franklin, GA average 19/100; the top Franklin, GA ZIP is 30516 at 21/100; Franklin, GA market phase peak, Franklin, GA prices +2.5% year over year.
- Franklin, GA ranks #1,409 nationally (opportunity index); Franklin, GA #99 in Georgia; Franklin, GA index 29.7.
- Franklin, GA: no CFPB county sample; Franklin, GA non-metro area reading 1.3%.
- Franklin, GA ZIP phases: 11 peak.
- Franklin, GA residential listings tracked: 5 across 5 ZIPs; Franklin, GA candidate listings 1.
- Franklin, GA HUD assisted properties: 1 with 24 units.
- Franklin, GA lenders on watch: 2; largest Franklin, GA footprint Vallant Bank (3 branches).
- Franklin, GA most distressed ZIP: 30516 at 21/100.
Franklin, GA figures: DLRadar distress index; Franklin, GA inputs: CFPB, FHFA, HUD, FDIC; Franklin, GA rebuilt as sources refresh.
| Rank | Franklin, GA ZIP | Score |
|---|---|---|
| 1 | 30516 | 21/100 |
| 2 | 30520 | 20/100 |
| 3 | 30530 | 20/100 |
| 4 | 30553 | 20/100 |
| 5 | 30633 | 20/100 |
| 6 | 30662 | 20/100 |
| 7 | 30521 | 19/100 |
| 8 | 30557 | 19/100 |
| 9 | 30639 | 19/100 |
| 10 | 30538 | 18/100 |
| 11 | 30577 | 18/100 |
Most distressed Franklin, GA ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, GA
No CFPB county sample covers Franklin, GA; the non-metro area reading for Franklin, GA: 1.3% ninety-plus; Franklin, GA area thirty-to-eighty-nine 3.0% (December 2025, Franklin, GA); Georgia overall 1.3%.
Opportunity index: Franklin, GA
Franklin, GA index 29.7, Franklin, GA phase early_signal; Franklin, GA primary driver vacancy, Franklin, GA second driver construction. Franklin, GA components: property stress 24.1, foreclosure pressure 24.2, listing discounts 17.4, bank stress 46.4, insurance 0.0; Franklin, GA pulse 34.5; Franklin, GA capital opportunity 22.5; Franklin, GA seven-day change +0.2%.
ZIP market phases inside Franklin, GA
11 Franklin, GA ZIPs carry a price-cycle phase; Franklin, GA ZIPs by phase (Franklin, GA), deepest drawdown first: peak, +1.4% YoY, 0.0% off peak (Franklin, GA): 30538, 30577; peak, +2.0% YoY, 0.0% off peak (Franklin, GA): 30557; peak, +1.8% YoY, 0.0% off peak (Franklin, GA): 30530; peak, +2.5% YoY (Franklin, GA): 30516, 30520, 30521, 30553, Franklin, GA 30639; peak, +0.4% YoY (Franklin, GA): 30633; peak, +2.0% YoY (Franklin, GA): 30662.
Residential listings by Franklin, GA ZIP
Franklin, GA ZIPs with the most tracked Franklin, GA residential listings: 30662 4 listings, 0 candidates, bank pressure 55; 30557 1 listings, 1 candidates, bank pressure 55; 30521 0 listings, 0 candidates, bank pressure 51; 30553 0 listings, 0 candidates, bank pressure 54 (Franklin, GA); 30639 0 listings, 0 candidates, bank pressure 55. Franklin, GA totals: 5 listings; Franklin, GA candidates 1; active ZIPs 1.
HUD assisted housing in Franklin, GA
1 assisted properties with 24 units sit in Franklin, GA; largest Franklin, GA properties: Cobb Center Inc (Royston) 24 units, 24 assisted.
Lenders with branches in Franklin, GA
Franklin, GA lenders by branch count: Vallant Bank (Franklin, GA): stress 56, 3 branches low in Franklin, GA; Northeast Georgia Bank (Franklin, GA): stress 31, 3 branches low in Franklin, GA.
Vacancy and permits, Franklin, GA
1,911 of 10,905 Franklin, GA housing units are vacant; Franklin, GA permits, twelve months: 0 multifamily units in Franklin, GA, 180 one-to-four unit units.
Work Franklin, GA at the parcel level
Every Franklin, GA parcel carries owner and address; every Franklin, GA parcel carries APN; Franklin, GA distress scores sit on the Franklin, GA live board.
Franklin, GA figures refresh with each source.
Franklin, GA questions
Most distressed ZIP code in Franklin County, GA?
ZIP 30516 leads Franklin, GA at 21/100; next in Franklin, GA: 30520 at 20/100; the Franklin, GA average is 19/100.
Where does Franklin County, GA rank for investment opportunity?
Franklin, GA is #1,409 among all ranked counties, #99 in Georgia; the Franklin, GA driver is vacancy; Franklin, GA moved down 184 places.
How many mortgages are delinquent in Franklin County, GA?
Franklin, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Franklin, GA.
Which banks lend in Franklin County, GA?
2 watched lenders hold Franklin, GA branches; the largest Franklin, GA footprints are Vallant Bank (3), Northeast Georgia Bank (3).
More on Franklin, GA
Franklin County, GA distress report: public-record figures for Franklin, GA; not legal advice for Franklin, GA; not tax or investment advice; verify every Franklin, GA record before acting.