Franklin County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, MS distress report, 2026: 8 ZIPs scored in Franklin, MS, Franklin, MS average 12/100; the top Franklin, MS ZIP is 39661 at 22/100; Franklin, MS market phase peak, Franklin, MS prices +3.8% year over year.
- Franklin, MS ranks #1,564 nationally (opportunity index); Franklin, MS #52 in Mississippi; Franklin, MS index 29.2.
- Franklin, MS: no CFPB county sample; Franklin, MS non-metro area reading 1.8%.
- Franklin, MS ZIP phases: 8 peak.
- Franklin, MS residential listings tracked: 3 across 4 ZIPs; Franklin, MS candidate listings 1.
- Franklin, MS lenders on watch: 2; largest Franklin, MS footprint Bank Of Franklin (2 branches).
- Franklin, MS most distressed ZIP: 39661 at 22/100.
Franklin, MS figures: DLRadar distress index; Franklin, MS inputs: CFPB, FHFA, HUD, FDIC; Franklin, MS rebuilt as sources refresh.
| Rank | Franklin, MS ZIP | Score |
|---|---|---|
| 1 | 39661 | 22/100 |
| 2 | 39601 | 16/100 |
| 3 | 39653 | 14/100 |
| 4 | 39664 | 13/100 |
| 5 | 39630 | 12/100 |
| 6 | 39647 | 12/100 |
| 7 | 39668 | 4/100 |
| 8 | 39069 | 2/100 |
Most distressed Franklin, MS ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, MS
No CFPB county sample covers Franklin, MS; the non-metro area reading for Franklin, MS: 1.8% ninety-plus; Franklin, MS area thirty-to-eighty-nine 5.9% (December 2025, Franklin, MS); Mississippi overall 1.8%.
Opportunity index: Franklin, MS
Franklin, MS index 29.2, Franklin, MS phase early_signal; Franklin, MS primary driver vacancy, Franklin, MS second driver bank institutional. Franklin, MS components: property stress 26.1, foreclosure pressure 27.4, listing discounts 11.7, bank stress 51.6, insurance 0.0; Franklin, MS pulse 35.6; Franklin, MS capital opportunity 19.6; Franklin, MS seven-day change +0.2%.
ZIP market phases inside Franklin, MS
8 Franklin, MS ZIPs carry a price-cycle phase; Franklin, MS ZIPs by phase (Franklin, MS), deepest drawdown first: peak, +3.6% YoY, 0.0% off peak (Franklin, MS): 39668; peak, +3.6% YoY (Franklin, MS): 39069, 39601; peak, +3.8% YoY (Franklin, MS): 39630, 39647, 39653, 39661, Franklin, MS 39664.
Residential listings by Franklin, MS ZIP
Franklin, MS ZIPs with the most tracked Franklin, MS residential listings: 39661 2 listings, 0 candidates, bank pressure 61; 39647 1 listings, 1 candidates, bank pressure 61; 39630 0 listings, 0 candidates, bank pressure 65; 39653 0 listings, 0 candidates, bank pressure 60 (Franklin, MS). Franklin, MS totals: 3 listings; Franklin, MS candidates 1; active ZIPs 1.
Lenders with branches in Franklin, MS
Franklin, MS lenders by branch count: Bank Of Franklin (Franklin, MS): stress 68, 2 branches low in Franklin, MS; United Mississippi Bank (Franklin, MS): stress 62, 1 branch low in Franklin, MS.
Vacancy and permits, Franklin, MS
1,255 of 4,329 Franklin, MS housing units are vacant.
Work Franklin, MS at the parcel level
Every Franklin, MS parcel carries owner and address; every Franklin, MS parcel carries APN; Franklin, MS distress scores sit on the Franklin, MS live board.
Franklin, MS figures refresh with each source.
Franklin, MS questions
Most distressed ZIP code in Franklin County, MS?
ZIP 39661 leads Franklin, MS at 22/100; next in Franklin, MS: 39601 at 16/100; the Franklin, MS average is 12/100.
Where does Franklin County, MS rank for investment opportunity?
Franklin, MS is #1,564 among all ranked counties, #52 in Mississippi; the Franklin, MS driver is vacancy; Franklin, MS moved down 565 places.
How many mortgages are delinquent in Franklin County, MS?
Franklin, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Franklin, MS.
Which banks lend in Franklin County, MS?
2 watched lenders hold Franklin, MS branches; the largest Franklin, MS footprints are Bank Of Franklin (2), United Mississippi Bank (1).
More on Franklin, MS
Franklin County, MS distress report: public-record figures for Franklin, MS; not legal advice for Franklin, MS; not tax or investment advice; verify every Franklin, MS record before acting.