Franklin County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, OH distress report, 2026: 50 ZIPs scored in Franklin, OH, Franklin, OH average 31/100; the top Franklin, OH ZIP is 43002 at 33/100; Franklin, OH market phase peak, Franklin, OH prices +3.0% year over year.
- Franklin, OH ranks #1,860 nationally (opportunity index); Franklin, OH #22 in Ohio; Franklin, OH index 28.2.
- Franklin, OH ninety-day mortgage delinquency 0.8% in December 2025; Franklin, OH twelve-month change 0.0%.
- Franklin, OH ZIP phases: 50 peak.
- Franklin, OH residential listings tracked: 595 across 43 ZIPs; Franklin, OH candidate listings 172.
- Franklin, OH HUD assisted properties: 131 with 13,527 units.
- Franklin, OH lenders on watch: 8; largest Franklin, OH footprint Huntington National Bank (44 branches).
- Franklin, OH most distressed ZIP: 43002 at 33/100.
Franklin, OH figures: DLRadar distress index; Franklin, OH inputs: CFPB, FHFA, HUD, FDIC; Franklin, OH rebuilt as sources refresh.
| Rank | Franklin, OH ZIP | Score |
|---|---|---|
| 1 | 43002 | 33/100 |
| 2 | 43004 | 33/100 |
| 3 | 43026 | 33/100 |
| 4 | 43081 | 33/100 |
| 5 | 43085 | 33/100 |
| 6 | 43109 | 33/100 |
| 7 | 43123 | 33/100 |
| 8 | 43126 | 33/100 |
| 9 | 43201 | 33/100 |
| 10 | 43202 | 33/100 |
| 11 | 43203 | 33/100 |
| 12 | 43204 | 33/100 |
Most distressed Franklin, OH ZIPs (0-100, 2026)
Mortgage delinquency in Franklin, OH
0.8% of Franklin, OH mortgages were ninety-plus days late (Franklin, OH, December 2025); Franklin, OH thirty-to-eighty-nine days late: 1.7%; Franklin, OH twelve-month change 0.0%; Franklin, OH peak since 2008: 4.1% (January 2010); Ohio overall 1.0%. Franklin, OH ninety-day series: Dec 24 0.8, Jan 25 0.7, Feb 25 0.6 (Franklin, OH), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Franklin, OH), Jun 25 0.6, Jul 25 0.8, Aug 25 0.9 (Franklin, OH), Sep 25 0.9, Oct 25 0.8, Nov 25 0.7 (Franklin, OH), Dec 25 0.8.
Opportunity index: Franklin, OH
Franklin, OH index 28.2, Franklin, OH phase early_signal; Franklin, OH primary driver construction, Franklin, OH second driver bank institutional. Franklin, OH components: property stress 16.4, foreclosure pressure 15.0, listing discounts 30.6, bank stress 56.7, insurance 0.0; Franklin, OH pulse 30.7; Franklin, OH capital opportunity 24.5; Franklin, OH seven-day change +0.3%.
ZIP market phases inside Franklin, OH
50 Franklin, OH ZIPs carry a price-cycle phase; Franklin, OH ZIPs by phase (Franklin, OH), deepest drawdown first: peak, +3.0% YoY (Franklin, OH): 43002, 43004, 43016, 43017, Franklin, OH 43026, 43054, 43064, 43065, Franklin, OH 43068, 43081, 43085, 43109, Franklin, OH 43110, 43119, 43123, 43125.
Residential listings by Franklin, OH ZIP
Franklin, OH ZIPs with the most tracked Franklin, OH residential listings: 43081 70 listings, 9 candidates, bank pressure 62; 43017 57 listings, 6 candidates, bank pressure 62; 43016 36 listings, 7 candidates, bank pressure 62; 43206 36 listings, 31 candidates, bank pressure 61 (Franklin, OH); 43204 34 listings, 14 candidates, bank pressure 61; 43207 34 listings, 14 candidates, bank pressure 61; 43221 30 listings, 6 candidates, bank pressure 61; 43201 25 listings, 7 candidates, bank pressure 61. Franklin, OH totals: 595 listings; Franklin, OH candidates 172; active ZIPs 37.
HUD assisted housing in Franklin, OH
131 assisted properties with 13,527 units sit in Franklin, OH; largest Franklin, OH properties: Wedgewood Village Apartments (Columbus) 648 units, 648 assisted; Olentangy Village Apartments (Columbus) 598 units; The Residences At Towne Center (Columbus) 472 units in Franklin, OH; The Heritage (Columbus) 384 units, 379 assisted; Community Properties Revitalization I (Columbus) 331 units, 331 assisted; Tuttle's Grove Ii (Dublin) 297 units.
Lenders with branches in Franklin, OH
Franklin, OH lenders by branch count: Huntington National Bank (Franklin, OH): stress 63, 44 branches low in Franklin, OH; Jpmorgan Chase Bank Na (Franklin, OH): stress 65, 40 branches low in Franklin, OH; Fifth Third Bank Na (Franklin, OH): stress 62, 30 branches low in Franklin, OH; U S Bank National Assn (Franklin, OH): stress 67, 24 branches low in Franklin, OH; Keybank National Assn (Franklin, OH): stress 65, 18 branches low in Franklin, OH; Union Savings Bank (Franklin, OH): stress 50, 6 branches low in Franklin, OH; Park National Bank (Franklin, OH): stress 42, 5 branches low in Franklin, OH; United Midwest Sb Na (Franklin, OH): stress 61, 4 branches low in Franklin, OH.
Vacancy and permits, Franklin, OH
42,370 of 595,469 Franklin, OH housing units are vacant; Franklin, OH permits, twelve months: 6,696 multifamily units in Franklin, OH, 2,149 one-to-four unit units.
Work Franklin, OH at the parcel level
Every Franklin, OH parcel carries owner and address; every Franklin, OH parcel carries APN; Franklin, OH distress scores sit on the Franklin, OH live board.
Franklin, OH figures refresh with each source.
Franklin, OH questions
Most distressed ZIP code in Franklin County, OH?
ZIP 43002 leads Franklin, OH at 33/100; next in Franklin, OH: 43004 at 33/100; the Franklin, OH average is 31/100.
Where does Franklin County, OH rank for investment opportunity?
Franklin, OH is #1,860 among all ranked counties, #22 in Ohio; the Franklin, OH driver is construction; Franklin, OH moved up 361 places.
How many mortgages are delinquent in Franklin County, OH?
0.8% of Franklin, OH mortgages were ninety-plus days late in December 2025; the Franklin, OH peak since 2008 was 4.1%.
Which banks lend in Franklin County, OH?
8 watched lenders hold Franklin, OH branches; the largest Franklin, OH footprints are Huntington National Bank (44), Jpmorgan Chase Bank Na (40), Fifth Third Bank Na (30).
More on Franklin, OH
Franklin County, OH distress report: public-record figures for Franklin, OH; not legal advice for Franklin, OH; not tax or investment advice; verify every Franklin, OH record before acting.