Franklin County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Ohio? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 43147 at 27/100.
- 50 ZIP codes tracked in Franklin County, averaging 25/100 distress.
- Franklin County reads peak — home values up 3.0% year over year.
- Vacancy runs 8.8% across Franklin County's tracked ZIPs, with a 15.4% poverty rate.
- The typical Franklin County home is worth about $308,156 against a ~$82,419 median income.
- Lending headwind in Franklin County sits at 45/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43147 | 27/100 |
| 2 | 43002 | 26/100 |
| 3 | 43004 | 26/100 |
| 4 | 43016 | 26/100 |
| 5 | 43026 | 26/100 |
| 6 | 43054 | 26/100 |
| 7 | 43081 | 26/100 |
| 8 | 43085 | 26/100 |
| 9 | 43109 | 26/100 |
| 10 | 43123 | 26/100 |
| 11 | 43126 | 26/100 |
| 12 | 43201 | 26/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Franklin County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 25/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 3.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
Which ZIP code leads Franklin County on distress?
ZIP 43147 leads Franklin County at 27/100, recomputed monthly from public records.
Where is Franklin County in the housing cycle?
Franklin County reads peak, with home prices up 3.0% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Franklin County data come from?
Each Franklin County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 50 local ZIPs and every other county in the country.
How much do distress scores vary between Franklin County ZIP codes?
A county average hides the spread. Across the Franklin County ZIPs DLRadar ranks, scores run from 27/100 in 43147 down to 26/100 in 43201, against a Franklin County average of 25/100. Those 1 points separate the ZIPs worth working in Franklin County from the rest.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $308,156 of value against a median household income near $82,419. Vacancy across Franklin County's tracked ZIPs runs 8.8% and the poverty rate is 15.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Franklin County's foreclosure and lien data and its 45/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.