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Franklin County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Franklin County, Washington? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Franklin County breakdown.

  • Franklin County's most distressed ZIP is 99301 at 15/100.
  • 7 ZIP codes tracked in Franklin County, averaging 15/100 distress.
  • Franklin County reads peak — home values up 1.6% year over year.
  • Vacancy runs 11.5% across Franklin County's tracked ZIPs, with a 14.3% poverty rate.
  • The typical Franklin County home is worth about $323,271 against a ~$79,074 median income.
  • Lending headwind in Franklin County sits at 6/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
19930115/100
29933015/100
39933515/100
49934315/100
59934415/100
69932614/100
79937113/100

Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)

What is driving Franklin County distress

Franklin County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Franklin County market phase and pricing

Franklin County reads peak — home prices rose 1.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Franklin County

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Frequently asked questions

Which ZIP code leads Franklin County on distress?

ZIP 99301 leads Franklin County at 15/100, recomputed monthly from public records.

Which phase does Franklin County sit in right now?

The market phase for Franklin County is peak, prices rising 1.6% on the year — derived from the FHFA House Price Index path.

How is the Franklin County data sourced?

Every Franklin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Franklin County ZIP codes that it runs on every other U.S. county, so Franklin County's numbers are directly comparable to any other market.

How much do distress scores vary between Franklin County ZIP codes?

One county number flattens a wide range. Across the Franklin County ZIPs DLRadar ranks, scores run from 15/100 in 99301 down to 13/100 in 99371, against a Franklin County average of 15/100. The 2-point range is the argument for ZIP-level search across Franklin County.

What do Franklin County home values and vacancy say about distressed supply?

The typical Franklin County home carries about $323,271 of value against a median household income near $79,074. Vacancy across Franklin County's tracked ZIPs runs 11.5% and the poverty rate is 14.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 6/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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