Fredericksburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fredericksburg County, Virginia? DLRadar grades every Fredericksburg County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Fredericksburg County breakdown.
- Fredericksburg County's most distressed ZIP is 22407 at 20/100.
- 3 ZIP codes tracked in Fredericksburg County, averaging 15/100 distress.
- Fredericksburg County reads peak — home values up 3.4% year over year.
- Vacancy runs 4.5% across Fredericksburg County's tracked ZIPs, with a 10% poverty rate.
- The typical Fredericksburg County home is worth about $423,733 against a ~$103,059 median income.
- Lending headwind in Fredericksburg County sits at 33/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22407 | 20/100 |
| 2 | 22408 | 18/100 |
| 3 | 22401 | 7/100 |
Most distressed ZIP codes in Fredericksburg County (composite distress 0-100, 2026)
What is driving Fredericksburg County distress
Fredericksburg County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Fredericksburg County market phase and pricing
The cycle in Fredericksburg County is peak, with values up 3.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Fredericksburg County
Everything summarised here for Fredericksburg County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Nothing charged today · every module open, on live data.
Common questions
Which part of Fredericksburg County, VA scores highest for distress?
ZIP 22407 leads Fredericksburg County at 20/100, recomputed monthly from public records.
Where is Fredericksburg County in the housing cycle?
The market phase for Fredericksburg County is peak, prices rising 3.4% on the year — derived from the FHFA House Price Index path.
Can the Fredericksburg County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 3 Fredericksburg County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Fredericksburg County ZIP codes?
Averaging the county conceals how uneven it is. Across the Fredericksburg County ZIPs DLRadar ranks, scores run from 20/100 in 22407 down to 7/100 in 22401, against a Fredericksburg County average of 15/100. A spread of 13 points means Fredericksburg County has to be worked ZIP by ZIP.
What do Fredericksburg County home values and vacancy say about distressed supply?
The typical Fredericksburg County home carries about $423,733 of value against a median household income near $103,059. Vacancy across Fredericksburg County's tracked ZIPs runs 4.5% and the poverty rate is 10%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Fredericksburg County's foreclosure and lien filings and its 33/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.