Fredericksburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fredericksburg County, VA distress report, 2026: 3 ZIPs scored in Fredericksburg, VA, Fredericksburg, VA average 16/100; the top Fredericksburg, VA ZIP is 22407 at 20/100; Fredericksburg, VA market phase peak, Fredericksburg, VA prices +3.4% year over year.
- Fredericksburg, VA ranks #3,200 nationally (opportunity index); Fredericksburg, VA #132 in Virginia; Fredericksburg, VA index 19.9.
- Fredericksburg, VA: no CFPB county sample; Fredericksburg, VA metro area reading 0.7%.
- Fredericksburg, VA ZIP phases: 3 peak.
- Fredericksburg, VA residential listings tracked: 3 across 1 ZIPs; Fredericksburg, VA candidate listings 0.
- Fredericksburg, VA HUD assisted properties: 5 with 889 units.
- Fredericksburg, VA lenders on watch: 4; largest Fredericksburg, VA footprint Burke&Herbert Bank&Trust Co (2 branches).
- Fredericksburg, VA most distressed ZIP: 22407 at 20/100.
Fredericksburg, VA figures: DLRadar distress index; Fredericksburg, VA inputs: CFPB, FHFA, HUD, FDIC; Fredericksburg, VA rebuilt as sources refresh.
| Rank | Fredericksburg, VA ZIP | Score |
|---|---|---|
| 1 | 22407 | 20/100 |
| 2 | 22408 | 18/100 |
| 3 | 22401 | 9/100 |
Most distressed Fredericksburg, VA ZIPs (0-100, 2026)
Mortgage delinquency around Fredericksburg, VA
No CFPB county sample covers Fredericksburg, VA; the metro area reading for Fredericksburg, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus; Fredericksburg, VA area thirty-to-eighty-nine 1.5% (December 2025, Fredericksburg, VA); Virginia overall 0.8%.
Opportunity index: Fredericksburg, VA
Fredericksburg, VA index 19.9, Fredericksburg, VA phase weak; Fredericksburg, VA primary driver bank institutional, Fredericksburg, VA second driver vacancy. Fredericksburg, VA components: property stress 12.0, foreclosure pressure 11.9, listing discounts 10.2, bank stress 53.5, insurance 0.0; Fredericksburg, VA pulse 22.7; Fredericksburg, VA capital opportunity 15.8.
ZIP market phases inside Fredericksburg, VA
3 Fredericksburg, VA ZIPs carry a price-cycle phase; Fredericksburg, VA ZIPs by phase (Fredericksburg, VA), deepest drawdown first: peak, +3.4% YoY (Fredericksburg, VA): 22401, 22407; peak, +3.7% YoY (Fredericksburg, VA): 22408.
Residential listings by Fredericksburg, VA ZIP
Fredericksburg, VA ZIPs with the most tracked Fredericksburg, VA residential listings: 22401 3 listings, 0 candidates, bank pressure 59. Fredericksburg, VA totals: 3 listings; Fredericksburg, VA candidates 0; active ZIPs 1.
HUD assisted housing in Fredericksburg, VA
5 assisted properties with 889 units sit in Fredericksburg, VA; largest Fredericksburg, VA properties: Silver Collection At Carl D Silver Parkway (Fredricksburg) 369 units; Riverside Manor Apartments (Fredericksburg) 188 units; Madonna House At Belmont (Fredericksburg) 130 units in Fredericksburg, VA; Heritage Park Ii (Fredericksburg) 102 units, 65 assisted; Heritage Park I (Fredericksburg) 100 units, 63 assisted.
Lenders with branches in Fredericksburg, VA
Fredericksburg, VA lenders by branch count: Burke&Herbert Bank&Trust Co (Fredericksburg, VA): stress 62, 2 branches low in Fredericksburg, VA; Atlantic Union Bank (Fredericksburg, VA): stress 40, 2 branches low in Fredericksburg, VA; United Bank (Fredericksburg, VA): stress 36, 2 branches low in Fredericksburg, VA; Citizens&Farmers Bank (Fredericksburg, VA): stress 59, 1 branch low in Fredericksburg, VA.
Vacancy and permits, Fredericksburg, VA
699 of 12,419 Fredericksburg, VA housing units are vacant; Fredericksburg, VA permits, twelve months: 0 multifamily units in Fredericksburg, VA, 30 one-to-four unit units.
Work Fredericksburg, VA at the parcel level
Every Fredericksburg, VA parcel carries owner and address; every Fredericksburg, VA parcel carries APN; Fredericksburg, VA distress scores sit on the Fredericksburg, VA live board.
Fredericksburg, VA figures refresh with each source.
Fredericksburg, VA questions
Most distressed ZIP code in Fredericksburg County, VA?
ZIP 22407 leads Fredericksburg, VA at 20/100; next in Fredericksburg, VA: 22408 at 18/100; the Fredericksburg, VA average is 16/100.
Where does Fredericksburg County, VA rank for investment opportunity?
Fredericksburg, VA is #3,200 among all ranked counties, #132 in Virginia; the Fredericksburg, VA driver is bank institutional; Fredericksburg, VA moved down 47 places.
How many mortgages are delinquent in Fredericksburg County, VA?
Fredericksburg, VA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Fredericksburg, VA.
Which banks lend in Fredericksburg County, VA?
4 watched lenders hold Fredericksburg, VA branches; the largest Fredericksburg, VA footprints are Burke&Herbert Bank&Trust Co (2), Atlantic Union Bank (2), United Bank (2).
More on Fredericksburg, VA
Fredericksburg County, VA distress report: public-record figures for Fredericksburg, VA; not legal advice for Fredericksburg, VA; not tax or investment advice; verify every Fredericksburg, VA record before acting.