Fremont County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fremont County, CO distress report, 2026: 12 ZIPs scored in Fremont, CO, Fremont, CO average 15/100; the top Fremont, CO ZIP is 80926 at 17/100; Fremont, CO market phase contraction, Fremont, CO prices -0.3% year over year.
- Fremont, CO ranks #2,242 nationally (opportunity index); Fremont, CO #34 in Colorado; Fremont, CO index 26.9.
- Fremont, CO: no CFPB county sample; Fremont, CO non-metro area reading 0.8%.
- Fremont, CO ZIP phases: 10 contraction, 2 peak.
- Fremont, CO residential listings tracked: 40 across 9 ZIPs; Fremont, CO candidate listings 26.
- Fremont, CO HUD assisted properties: 2 with 100 units.
- Fremont, CO lenders on watch: 3; largest Fremont, CO footprint High Country Bank (1 branch).
- Fremont, CO most distressed ZIP: 80926 at 17/100.
Fremont, CO figures: DLRadar distress index; Fremont, CO inputs: CFPB, FHFA, HUD, FDIC; Fremont, CO rebuilt as sources refresh.
| Rank | Fremont, CO ZIP | Score |
|---|---|---|
| 1 | 80926 | 17/100 |
| 2 | 81253 | 16/100 |
| 3 | 81212 | 15/100 |
| 4 | 81221 | 15/100 |
| 5 | 81222 | 15/100 |
| 6 | 81223 | 15/100 |
| 7 | 81226 | 15/100 |
| 8 | 81232 | 15/100 |
| 9 | 81233 | 15/100 |
| 10 | 81240 | 15/100 |
| 11 | 81244 | 15/100 |
| 12 | 81201 | 14/100 |
Most distressed Fremont, CO ZIPs (0-100, 2026)
Mortgage delinquency around Fremont, CO
No CFPB county sample covers Fremont, CO; the non-metro area reading for Fremont, CO: 0.8% ninety-plus; Fremont, CO area thirty-to-eighty-nine 1.5% (December 2025, Fremont, CO); Colorado overall 0.7%.
Opportunity index: Fremont, CO
Fremont, CO index 26.9, Fremont, CO phase weak; Fremont, CO primary driver vacancy, Fremont, CO second driver bank institutional. Fremont, CO components: property stress 16.1, foreclosure pressure 18.7, listing discounts 27.1, bank stress 51.8, insurance 0.0; Fremont, CO pulse 29.1; Fremont, CO capital opportunity 23.7.
ZIP market phases inside Fremont, CO
12 Fremont, CO ZIPs carry a price-cycle phase; Fremont, CO ZIPs by phase (Fremont, CO), deepest drawdown first: contraction, -0.4% YoY, 0.7% off peak (Fremont, CO): 80926; contraction, -0.3% YoY, 0.7% off peak (Fremont, CO): 81212, 81221, 81222, 81223, Fremont, CO 81232, 81233, 81240, 81244; contraction, -0.0% YoY, 0.6% off peak (Fremont, CO): 81226; peak, +1.2% YoY, 0.4% off peak (Fremont, CO): 81253; peak, +1.8% YoY, 0.1% off peak (Fremont, CO): 81201.
Residential listings by Fremont, CO ZIP
Fremont, CO ZIPs with the most tracked Fremont, CO residential listings: 81212 20 listings, 16 candidates, bank pressure 60; 81223 8 listings, 8 candidates, bank pressure 60; 81226 7 listings, 1 candidates, bank pressure 62; 81240 4 listings, 0 candidates, bank pressure 60 (Fremont, CO); 81233 1 listings, 1 candidates, bank pressure 60; 81221 0 listings, 0 candidates, bank pressure 60; 81222 0 listings, 0 candidates, bank pressure 60; 81232 0 listings, 0 candidates, bank pressure 60. Fremont, CO totals: 40 listings; Fremont, CO candidates 26; active ZIPs 1.
HUD assisted housing in Fremont, CO
2 assisted properties with 100 units sit in Fremont, CO; largest Fremont, CO properties: Garden Park Villa (Canon City) 50 units, 49 assisted; Three Links Apartments (Canon City) 50 units, 50 assisted.
Lenders with branches in Fremont, CO
Fremont, CO lenders by branch count: High Country Bank (Fremont, CO): stress 71, 1 branch low in Fremont, CO; Rocky Mountain Bank&Trust (Fremont, CO): stress 51, 1 branch low in Fremont, CO; Pb&T Bank (Fremont, CO): stress 41, 1 branch low in Fremont, CO.
Vacancy and permits, Fremont, CO
2,629 of 20,605 Fremont, CO housing units are vacant; Fremont, CO permits, twelve months: 4 multifamily units in Fremont, CO, 116 one-to-four unit units.
Work Fremont, CO at the parcel level
Every Fremont, CO parcel carries owner and address; every Fremont, CO parcel carries APN; Fremont, CO distress scores sit on the Fremont, CO live board.
Fremont, CO figures refresh with each source.
Fremont, CO questions
Most distressed ZIP code in Fremont County, CO?
ZIP 80926 leads Fremont, CO at 17/100; next in Fremont, CO: 81253 at 16/100; the Fremont, CO average is 15/100.
Where does Fremont County, CO rank for investment opportunity?
Fremont, CO is #2,242 among all ranked counties, #34 in Colorado; the Fremont, CO driver is vacancy; Fremont, CO moved up 259 places.
How many mortgages are delinquent in Fremont County, CO?
Fremont, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Fremont, CO.
Which banks lend in Fremont County, CO?
3 watched lenders hold Fremont, CO branches; the largest Fremont, CO footprints are High Country Bank (1), Rocky Mountain Bank&Trust (1), Pb&T Bank (1).
More on Fremont, CO
Fremont County, CO distress report: public-record figures for Fremont, CO; not legal advice for Fremont, CO; not tax or investment advice; verify every Fremont, CO record before acting.