Fremont County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fremont County, Colorado? DLRadar grades every Fremont County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Fremont County breakdown.
- Fremont County's most distressed ZIP is 80926 at 18/100.
- 12 ZIP codes tracked in Fremont County, averaging 16/100 distress.
- Fremont County reads contraction — home values down 0.3% year over year, 0.7% off peak.
- Vacancy runs 16.9% across Fremont County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Fremont County home is worth about $370,591 against a ~$66,528 median income.
- Lending headwind in Fremont County sits at 35/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80926 | 18/100 |
| 2 | 81212 | 16/100 |
| 3 | 81221 | 16/100 |
| 4 | 81222 | 16/100 |
| 5 | 81223 | 16/100 |
| 6 | 81232 | 16/100 |
| 7 | 81233 | 16/100 |
| 8 | 81240 | 16/100 |
| 9 | 81244 | 16/100 |
| 10 | 81226 | 15/100 |
| 11 | 81253 | 15/100 |
| 12 | 81201 | 14/100 |
Most distressed ZIP codes in Fremont County (composite distress 0-100, 2026)
What is driving Fremont County distress
Fremont County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Fremont County market phase and pricing
Fremont County currently sits in contraction after a 0.3% decline in the past twelve months, 0.7% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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What people ask
Which Fremont County ZIP scores worst for distress?
ZIP 80926 leads Fremont County at 18/100, recomputed monthly from public records.
What stage of the price cycle is Fremont County at?
FHFA price-index movement places Fremont County in contraction; prices are down 0.3% over twelve months.
What is this Fremont County analysis built from?
Each Fremont County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Fremont County ZIP codes?
The county figure is a blend, not a description. Across the Fremont County ZIPs DLRadar ranks, scores run from 18/100 in 80926 down to 14/100 in 81201, against a Fremont County average of 16/100. Because the gap runs to 4 points, Fremont County rewards ZIP-level precision.
What do Fremont County home values and vacancy say about distressed supply?
The typical Fremont County home carries about $370,591 of value against a median household income near $66,528. Vacancy across Fremont County's tracked ZIPs runs 16.9% and the poverty rate is 15.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Fremont County's filings and its 35/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.