Fulton County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fulton County, Kentucky? DLRadar grades every Fulton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Fulton County breakdown.
- Fulton County's most distressed ZIP is 42050 at 22/100.
- 3 ZIP codes tracked in Fulton County, averaging 19/100 distress.
- Fulton County reads expansion — home values up 5.3% year over year.
- Vacancy runs 21.3% across Fulton County's tracked ZIPs, with a 29.6% poverty rate.
- The typical Fulton County home is worth about $100,967 against a ~$34,146 median income.
- Lending headwind in Fulton County sits at 30/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42050 | 22/100 |
| 2 | 42041 | 19/100 |
| 3 | 38079 | 16/100 |
Most distressed ZIP codes in Fulton County (composite distress 0-100, 2026)
What is driving Fulton County distress
Fulton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Fulton County market phase and pricing
The cycle in Fulton County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Fulton County
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What people ask
Which ZIP code leads Fulton County on distress?
ZIP 42050 leads Fulton County at 22/100, recomputed monthly from public records.
Which phase does Fulton County sit in right now?
Fulton County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Fulton County data come from?
Every Fulton County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 3 Fulton County ZIP codes that it runs on every other U.S. county, so Fulton County's numbers are directly comparable to any other market.
How much do distress scores vary between Fulton County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Fulton County ZIPs DLRadar ranks, scores run from 22/100 in 42050 down to 16/100 in 38079, against a Fulton County average of 19/100. Those 6 points separate the ZIPs worth working in Fulton County from the rest.
What do Fulton County home values and vacancy say about distressed supply?
The typical Fulton County home carries about $100,967 of value against a median household income near $34,146. Vacancy across Fulton County's tracked ZIPs runs 21.3% and the poverty rate is 29.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Fulton County's foreclosure and lien filings and its 30/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.