Garvin County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garvin County, OK distress report, 2026: 13 ZIPs scored in Garvin, OK, Garvin, OK average 21/100; the top Garvin, OK ZIP is 73434 at 26/100; Garvin, OK market phase peak, Garvin, OK prices +1.1% year over year.
- Garvin, OK ranks #852 nationally (opportunity index); Garvin, OK #26 in Oklahoma; Garvin, OK index 31.8.
- Garvin, OK: no CFPB county sample; Garvin, OK non-metro area reading 1.4%.
- Garvin, OK ZIP phases: 13 peak.
- Garvin, OK residential listings tracked: 13 across 7 ZIPs; Garvin, OK candidate listings 8.
- Garvin, OK HUD assisted properties: 1 with 30 units.
- Garvin, OK lenders on watch: 8; largest Garvin, OK footprint Pauls Valley National Bank (5 branches).
- Garvin, OK most distressed ZIP: 73434 at 26/100.
Garvin, OK figures: DLRadar distress index; Garvin, OK inputs: CFPB, FHFA, HUD, FDIC; Garvin, OK rebuilt as sources refresh.
| Rank | Garvin, OK ZIP | Score |
|---|---|---|
| 1 | 73434 | 26/100 |
| 2 | 73481 | 26/100 |
| 3 | 73444 | 25/100 |
| 4 | 74831 | 23/100 |
| 5 | 73052 | 22/100 |
| 6 | 73057 | 22/100 |
| 7 | 73074 | 22/100 |
| 8 | 74872 | 19/100 |
| 9 | 73075 | 18/100 |
| 10 | 73433 | 18/100 |
| 11 | 73030 | 17/100 |
| 12 | 73098 | 17/100 |
Most distressed Garvin, OK ZIPs (0-100, 2026)
Mortgage delinquency around Garvin, OK
No CFPB county sample covers Garvin, OK; the non-metro area reading for Garvin, OK: 1.4% ninety-plus; Garvin, OK area thirty-to-eighty-nine 3.5% (December 2025, Garvin, OK); Oklahoma overall 1.2%.
Opportunity index: Garvin, OK
Garvin, OK index 31.8, Garvin, OK phase watchlist; Garvin, OK primary driver vacancy, Garvin, OK second driver bank institutional. Garvin, OK components: property stress 20.8, foreclosure pressure 20.6, listing discounts 40.0, bank stress 59.0, insurance 0.0; Garvin, OK pulse 34.0; Garvin, OK capital opportunity 28.4; Garvin, OK seven-day change -0.2%.
ZIP market phases inside Garvin, OK
13 Garvin, OK ZIPs carry a price-cycle phase; Garvin, OK ZIPs by phase (Garvin, OK), deepest drawdown first: peak, +1.5% YoY, 0.1% off peak (Garvin, OK): 74831; peak, +1.3% YoY, 0.0% off peak (Garvin, OK): 73052, 74872; peak, +1.2% YoY, 0.0% off peak (Garvin, OK): 73057, 73074; peak, +1.1% YoY (Garvin, OK): 73030, 73075, 73098, 73433; peak, +1.7% YoY (Garvin, OK): 73434; peak, +2.0% YoY (Garvin, OK): 73444; peak, +2.1% YoY (Garvin, OK): 73481, 74865.
Residential listings by Garvin, OK ZIP
Garvin, OK ZIPs with the most tracked Garvin, OK residential listings: 73075 7 listings, 4 candidates, bank pressure 58; 73098 2 listings, 1 candidates, bank pressure 59; 73052 1 listings, 1 candidates, bank pressure 59; 73057 1 listings, 1 candidates, bank pressure 58 (Garvin, OK); 73433 1 listings, 0 candidates, bank pressure 58; 74872 1 listings, 1 candidates, bank pressure 59; 73074 0 listings, 0 candidates, bank pressure 58. Garvin, OK totals: 13 listings; Garvin, OK candidates 8; active ZIPs 1.
HUD assisted housing in Garvin, OK
1 assisted properties with 30 units sit in Garvin, OK; largest Garvin, OK properties: Lindsay Place (Lindsay) 30 units, 30 assisted.
Lenders with branches in Garvin, OK
Garvin, OK lenders by branch count: Pauls Valley National Bank (Garvin, OK): stress 79, 5 branches low in Garvin, OK; First United Bank&Trust Co (Garvin, OK): stress 73, 3 branches low in Garvin, OK; International Bk Of Com (Garvin, OK): stress 44, 2 branches low in Garvin, OK; Old Glory Bank (Garvin, OK): stress 100, 1 branch moderate in Garvin, OK; Chickasaw Community Bank (Garvin, OK): stress 74, 1 branch low in Garvin, OK; Farmers&Merchants Bank (Garvin, OK): stress 52, 1 branch low in Garvin, OK; Bancfirst (Garvin, OK): stress 51, 1 branch low in Garvin, OK; American Exc Bk Lindsay Ok (Garvin, OK): stress 46, 1 branch low in Garvin, OK.
Vacancy and permits, Garvin, OK
1,971 of 12,081 Garvin, OK housing units are vacant; Garvin, OK permits, twelve months: 0 multifamily units in Garvin, OK, 3 one-to-four unit units.
Work Garvin, OK at the parcel level
Every Garvin, OK parcel carries owner and address; every Garvin, OK parcel carries APN; Garvin, OK distress scores sit on the Garvin, OK live board.
Garvin, OK figures refresh with each source.
Garvin, OK questions
Most distressed ZIP code in Garvin County, OK?
ZIP 73434 leads Garvin, OK at 26/100; next in Garvin, OK: 73481 at 26/100; the Garvin, OK average is 21/100.
Where does Garvin County, OK rank for investment opportunity?
Garvin, OK is #852 among all ranked counties, #26 in Oklahoma; the Garvin, OK driver is vacancy; Garvin, OK moved up 503 places.
How many mortgages are delinquent in Garvin County, OK?
Garvin, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Garvin, OK.
Which banks lend in Garvin County, OK?
8 watched lenders hold Garvin, OK branches; the largest Garvin, OK footprints are Pauls Valley National Bank (5), First United Bank&Trust Co (3), International Bk Of Com (2).
More on Garvin, OK
Garvin County, OK distress report: public-record figures for Garvin, OK; not legal advice for Garvin, OK; not tax or investment advice; verify every Garvin, OK record before acting.