Garvin County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Garvin County, Oklahoma? DLRadar grades every Garvin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Garvin County breakdown.
- Garvin County's most distressed ZIP is 73434 at 26/100.
- 13 ZIP codes tracked in Garvin County, averaging 21/100 distress.
- Garvin County reads peak — home values up 1.1% year over year.
- Vacancy runs 17.6% across Garvin County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Garvin County home is worth about $155,138 against a ~$58,867 median income.
- Lending headwind in Garvin County sits at 73/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 73434 | 26/100 |
| 2 | 73481 | 26/100 |
| 3 | 73444 | 25/100 |
| 4 | 74831 | 24/100 |
| 5 | 73052 | 23/100 |
| 6 | 73057 | 23/100 |
| 7 | 73074 | 23/100 |
| 8 | 74872 | 20/100 |
| 9 | 73030 | 19/100 |
| 10 | 73098 | 19/100 |
| 11 | 73075 | 18/100 |
| 12 | 73433 | 18/100 |
Most distressed ZIP codes in Garvin County (composite distress 0-100, 2026)
What is driving Garvin County distress
The Garvin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Garvin County market phase and pricing
DLRadar places Garvin County in peak; prices moved up 1.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Garvin County
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Questions about this county
What is the hardest-hit ZIP in Garvin County?
ZIP 73434 leads Garvin County at 26/100, recomputed monthly from public records.
Is Garvin County expanding or contracting?
Garvin County currently sits in peak, with values up 1.1% year on year, based on FHFA price-index trajectory.
What is this Garvin County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 13 Garvin County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Garvin County ZIP codes?
A single county score papers over real variation. Across the Garvin County ZIPs DLRadar ranks, scores run from 26/100 in 73434 down to 18/100 in 73433, against a Garvin County average of 21/100. Because the gap runs to 8 points, Garvin County rewards ZIP-level precision.
What do Garvin County home values and vacancy say about distressed supply?
The typical Garvin County home carries about $155,138 of value against a median household income near $58,867. Vacancy across Garvin County's tracked ZIPs runs 17.6% and the poverty rate is 15.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Garvin County's foreclosure and lien filings and its 73/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.