Gem County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gem County, ID distress report, 2026: 7 ZIPs scored in Gem, ID, Gem, ID average 15/100; the top Gem, ID ZIP is 83616 at 19/100; Gem, ID market phase neutral, Gem, ID prices +3.8% year over year.
- Gem, ID ranks #2,888 nationally (opportunity index); Gem, ID #32 in Idaho; Gem, ID index 23.9.
- Gem, ID: no CFPB county sample; Gem, ID metro area reading 0.5%.
- Gem, ID ZIP phases: 7 neutral.
- Gem, ID residential listings tracked: 10 across 4 ZIPs; Gem, ID candidate listings 8.
- Gem, ID most distressed ZIP: 83616 at 19/100.
Gem, ID figures: DLRadar distress index; Gem, ID inputs: CFPB, FHFA, HUD, FDIC; Gem, ID rebuilt as sources refresh.
| Rank | Gem, ID ZIP | Score |
|---|---|---|
| 1 | 83616 | 19/100 |
| 2 | 83607 | 18/100 |
| 3 | 83629 | 15/100 |
| 4 | 83617 | 13/100 |
| 5 | 83636 | 13/100 |
| 6 | 83657 | 13/100 |
| 7 | 83670 | 13/100 |
Most distressed Gem, ID ZIPs (0-100, 2026)
Mortgage delinquency around Gem, ID
No CFPB county sample covers Gem, ID; the metro area reading for Gem, ID (Boise City, ID): 0.5% ninety-plus; Gem, ID area thirty-to-eighty-nine 1.3% (December 2025, Gem, ID); Idaho overall 0.6%.
Opportunity index: Gem, ID
Gem, ID index 23.9, Gem, ID phase weak; Gem, ID primary driver bank institutional, Gem, ID second driver construction. Gem, ID components: property stress 11.7, foreclosure pressure 11.0, listing discounts 25.6, bank stress 55.5, insurance 0.0; Gem, ID pulse 25.4; Gem, ID capital opportunity 21.6; Gem, ID seven-day change +0.2%.
ZIP market phases inside Gem, ID
7 Gem, ID ZIPs carry a price-cycle phase; Gem, ID ZIPs by phase (Gem, ID), deepest drawdown first: neutral, +3.2% YoY, 0.4% off peak (Gem, ID): 83607; neutral, +3.8% YoY, 0.0% off peak (Gem, ID): 83617; neutral, +3.8% YoY (Gem, ID): 83616, 83629, 83636, 83657, Gem, ID 83670.
Residential listings by Gem, ID ZIP
Gem, ID ZIPs with the most tracked Gem, ID residential listings: 83617 10 listings, 8 candidates, bank pressure 64; 83636 0 listings, 0 candidates, bank pressure 64; 83657 0 listings, 0 candidates, bank pressure 65; 83670 0 listings, 0 candidates, bank pressure 64 (Gem, ID). Gem, ID totals: 10 listings; Gem, ID candidates 8; active ZIPs 1.
Vacancy and permits, Gem, ID
311 of 7,954 Gem, ID housing units are vacant; Gem, ID permits, twelve months: 0 multifamily units in Gem, ID, 173 one-to-four unit units.
Work Gem, ID at the parcel level
Every Gem, ID parcel carries owner and address; every Gem, ID parcel carries APN; Gem, ID distress scores sit on the Gem, ID live board.
Gem, ID figures refresh with each source.
Gem, ID questions
Most distressed ZIP code in Gem County, ID?
ZIP 83616 leads Gem, ID at 19/100; next in Gem, ID: 83607 at 18/100; the Gem, ID average is 15/100.
Where does Gem County, ID rank for investment opportunity?
Gem, ID is #2,888 among all ranked counties, #32 in Idaho; the Gem, ID driver is bank institutional; Gem, ID moved up 128 places.
How many mortgages are delinquent in Gem County, ID?
Gem, ID takes the metro area reading of 0.5% for December 2025; no CFPB county sample covers Gem, ID.
More on Gem, ID
Gem County, ID distress report: public-record figures for Gem, ID; not legal advice for Gem, ID; not tax or investment advice; verify every Gem, ID record before acting.