Grant County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Grant County, KY distress report, 2026: 8 ZIPs scored in Grant, KY, Grant, KY average 18/100; the top Grant, KY ZIP is 41092 at 23/100; Grant, KY market phase peak, Grant, KY prices +3.5% year over year.
- Grant, KY ranks #2,499 nationally (opportunity index); Grant, KY #112 in Kentucky; Grant, KY index 25.9.
- Grant, KY: no CFPB county sample; Grant, KY metro area reading 0.8%.
- Grant, KY ZIP phases: 6 peak, 2 neutral.
- Grant, KY residential listings tracked: 5 across 5 ZIPs; Grant, KY candidate listings 4.
- Grant, KY HUD assisted properties: 3 with 71 units.
- Grant, KY lenders on watch: 2; largest Grant, KY footprint Forcht Bank National Assn (3 branches).
- Grant, KY most distressed ZIP: 41092 at 23/100.
Grant, KY figures: DLRadar distress index; Grant, KY inputs: CFPB, FHFA, HUD, FDIC; Grant, KY rebuilt as sources refresh.
| Rank | Grant, KY ZIP | Score |
|---|---|---|
| 1 | 41092 | 23/100 |
| 2 | 41003 | 22/100 |
| 3 | 41030 | 19/100 |
| 4 | 41046 | 19/100 |
| 5 | 41010 | 18/100 |
| 6 | 41052 | 16/100 |
| 7 | 41097 | 14/100 |
| 8 | 41035 | 13/100 |
Most distressed Grant, KY ZIPs (0-100, 2026)
Mortgage delinquency around Grant, KY
No CFPB county sample covers Grant, KY; the metro area reading for Grant, KY (Cincinnati, OH-KY-IN): 0.8% ninety-plus; Grant, KY area thirty-to-eighty-nine 2.0% (December 2025, Grant, KY); Kentucky overall 1.0%.
Opportunity index: Grant, KY
Grant, KY index 25.9, Grant, KY phase weak; Grant, KY primary driver bank institutional, Grant, KY second driver vacancy. Grant, KY components: property stress 16.9, foreclosure pressure 16.2, listing discounts 21.9, bank stress 66.0, insurance 0.0; Grant, KY pulse 30.5; Grant, KY capital opportunity 18.9; Grant, KY seven-day change -0.3%.
ZIP market phases inside Grant, KY
8 Grant, KY ZIPs carry a price-cycle phase; Grant, KY ZIPs by phase (Grant, KY), deepest drawdown first: neutral, +4.8% YoY (Grant, KY): 41003; neutral, +4.5% YoY (Grant, KY): 41010; peak, +3.5% YoY (Grant, KY): 41030, 41035, 41092, 41097; peak, +4.3% YoY (Grant, KY): 41046, 41052.
Residential listings by Grant, KY ZIP
Grant, KY ZIPs with the most tracked Grant, KY residential listings: 41097 3 listings, 2 candidates, bank pressure 70; 41010 1 listings, 1 candidates, bank pressure 57; 41030 1 listings, 1 candidates, bank pressure 60; 41035 0 listings, 0 candidates, bank pressure 67 (Grant, KY); 41052 0 listings, 0 candidates, bank pressure 67. Grant, KY totals: 5 listings; Grant, KY candidates 4; active ZIPs 2.
HUD assisted housing in Grant, KY
3 assisted properties with 71 units sit in Grant, KY; largest Grant, KY properties: Crittenden Place Apts (Crittenden) 24 units; Warsaw Place Apts (Dry Ridge) 24 units; Helton Pointe Apartments (Williamstown) 23 units in Grant, KY.
Lenders with branches in Grant, KY
Grant, KY lenders by branch count: Forcht Bank National Assn (Grant, KY): stress 80, 3 branches low in Grant, KY; Heritage Bank Inc (Grant, KY): stress 80, 2 branches low in Grant, KY.
Vacancy and permits, Grant, KY
1,021 of 10,245 Grant, KY housing units are vacant; Grant, KY permits, twelve months: 0 multifamily units in Grant, KY, 119 one-to-four unit units.
Work Grant, KY at the parcel level
Every Grant, KY parcel carries owner and address; every Grant, KY parcel carries APN; Grant, KY distress scores sit on the Grant, KY live board.
Grant, KY figures refresh with each source.
Grant, KY questions
Most distressed ZIP code in Grant County, KY?
ZIP 41092 leads Grant, KY at 23/100; next in Grant, KY: 41003 at 22/100; the Grant, KY average is 18/100.
Where does Grant County, KY rank for investment opportunity?
Grant, KY is #2,499 among all ranked counties, #112 in Kentucky; the Grant, KY driver is bank institutional; Grant, KY moved down 308 places.
How many mortgages are delinquent in Grant County, KY?
Grant, KY takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Grant, KY.
Which banks lend in Grant County, KY?
2 watched lenders hold Grant, KY branches; the largest Grant, KY footprints are Forcht Bank National Assn (3), Heritage Bank Inc (2).
More on Grant, KY
Grant County, KY distress report: public-record figures for Grant, KY; not legal advice for Grant, KY; not tax or investment advice; verify every Grant, KY record before acting.