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Grant County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Grant County, Kentucky? DLRadar grades every Grant County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Grant County breakdown.

  • Grant County's most distressed ZIP is 41092 at 25/100.
  • 8 ZIP codes tracked in Grant County, averaging 19/100 distress.
  • Grant County reads peak — home values up 3.5% year over year.
  • Vacancy runs 10.3% across Grant County's tracked ZIPs, with a 11.8% poverty rate.
  • The typical Grant County home is worth about $204,500 against a ~$72,792 median income.
  • Lending headwind in Grant County sits at 100/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
14109225/100
24100322/100
34101019/100
44103019/100
54104619/100
64105217/100
74109715/100
84103514/100

Most distressed ZIP codes in Grant County (composite distress 0-100, 2026)

What is driving Grant County distress

Grant County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Grant County market phase and pricing

Phase for Grant County: peak (+3.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Grant County

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Questions and answers

Where is distress highest inside Grant County, KY?

ZIP 41092 leads Grant County at 25/100, recomputed monthly from public records.

Is Grant County expanding or contracting?

Grant County currently sits in peak, with values up 3.5% year on year, based on FHFA price-index trajectory.

Where does the Grant County data come from?

Each Grant County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 8 local ZIPs and every other county in the country.

How much do distress scores vary between Grant County ZIP codes?

One county number flattens a wide range. Across the Grant County ZIPs DLRadar ranks, scores run from 25/100 in 41092 down to 14/100 in 41035, against a Grant County average of 19/100. Because the gap runs to 11 points, Grant County rewards ZIP-level precision.

What do Grant County home values and vacancy say about distressed supply?

The typical Grant County home carries about $204,500 of value against a median household income near $72,792. Vacancy across Grant County's tracked ZIPs runs 10.3% and the poverty rate is 11.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Grant County's foreclosure and tax-lien filings and its 100/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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