Guernsey County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Guernsey County, OH distress report, 2026: 20 ZIPs scored in Guernsey, OH, Guernsey, OH average 16/100; the top Guernsey, OH ZIP is 43762 at 25/100; Guernsey, OH market phase peak, Guernsey, OH prices +3.9% year over year.
- Guernsey, OH ranks #1,747 nationally (opportunity index); Guernsey, OH #19 in Ohio; Guernsey, OH index 28.6.
- Guernsey, OH: no CFPB county sample; Guernsey, OH non-metro area reading 1.4%.
- Guernsey, OH ZIP phases: 18 peak, 2 expansion.
- Guernsey, OH residential listings tracked: 17 across 13 ZIPs; Guernsey, OH candidate listings 10.
- Guernsey, OH HUD assisted properties: 3 with 165 units.
- Guernsey, OH lenders on watch: 5; largest Guernsey, OH footprint Peoples Bank (3 branches).
- Guernsey, OH most distressed ZIP: 43762 at 25/100.
Guernsey, OH figures: DLRadar distress index; Guernsey, OH inputs: CFPB, FHFA, HUD, FDIC; Guernsey, OH rebuilt as sources refresh.
| Rank | Guernsey, OH ZIP | Score |
|---|---|---|
| 1 | 43762 | 25/100 |
| 2 | 43837 | 20/100 |
| 3 | 43832 | 19/100 |
| 4 | 43732 | 17/100 |
| 5 | 43983 | 17/100 |
| 6 | 43722 | 15/100 |
| 7 | 43723 | 15/100 |
| 8 | 43725 | 15/100 |
| 9 | 43733 | 15/100 |
| 10 | 43736 | 15/100 |
| 11 | 43750 | 15/100 |
| 12 | 43755 | 15/100 |
Most distressed Guernsey, OH ZIPs (0-100, 2026)
Mortgage delinquency around Guernsey, OH
No CFPB county sample covers Guernsey, OH; the non-metro area reading for Guernsey, OH: 1.4% ninety-plus; Guernsey, OH area thirty-to-eighty-nine 3.4% (December 2025, Guernsey, OH); Ohio overall 1.0%.
Opportunity index: Guernsey, OH
Guernsey, OH index 28.6, Guernsey, OH phase early_signal; Guernsey, OH primary driver vacancy, Guernsey, OH second driver bank institutional. Guernsey, OH components: property stress 18.6, foreclosure pressure 19.7, listing discounts 25.6, bank stress 51.7, insurance 0.0; Guernsey, OH pulse 32.0; Guernsey, OH capital opportunity 23.6; Guernsey, OH seven-day change +0.1%.
ZIP market phases inside Guernsey, OH
20 Guernsey, OH ZIPs carry a price-cycle phase; Guernsey, OH ZIPs by phase (Guernsey, OH), deepest drawdown first: peak, +0.9% YoY, 0.3% off peak (Guernsey, OH): 43983; peak, +3.9% YoY (Guernsey, OH): 43722, 43723, 43725, 43733, Guernsey, OH 43736, 43749, 43750, 43755, Guernsey, OH 43762, 43768; expansion, +6.0% YoY (Guernsey, OH): 43724; peak, +4.6% YoY (Guernsey, OH): 43732; expansion, +5.4% YoY (Guernsey, OH): 43772; peak, +4.8% YoY (Guernsey, OH): 43773; peak, +4.0% YoY (Guernsey, OH): 43778.
Residential listings by Guernsey, OH ZIP
Guernsey, OH ZIPs with the most tracked Guernsey, OH residential listings: 43725 13 listings, 8 candidates, bank pressure 61; 43732 2 listings, 1 candidates, bank pressure 60; 43749 2 listings, 1 candidates, bank pressure 62; 43722 0 listings, 0 candidates, bank pressure 61 (Guernsey, OH); 43723 0 listings, 0 candidates, bank pressure 61; 43733 0 listings, 0 candidates, bank pressure 61; 43736 0 listings, 0 candidates, bank pressure 61; 43750 0 listings, 0 candidates, bank pressure 61. Guernsey, OH totals: 17 listings; Guernsey, OH candidates 10; active ZIPs 0.
HUD assisted housing in Guernsey, OH
3 assisted properties with 165 units sit in Guernsey, OH; largest Guernsey, OH properties: Cambridge Heights (Cambridge) 65 units, 65 assisted; Cambridge Village (Cambridge) 60 units, 60 assisted; Cambridge Commons (Cambridge) 40 units in Guernsey, OH.
Lenders with branches in Guernsey, OH
Guernsey, OH lenders by branch count: Peoples Bank (Guernsey, OH): stress 55, 3 branches low in Guernsey, OH; Citizens Nb Of Woodsfield (Guernsey, OH): stress 78, 1 branch low in Guernsey, OH; U S Bank National Assn (Guernsey, OH): stress 67, 1 branch low in Guernsey, OH; Community Bank (Guernsey, OH): stress 66, 1 branch low in Guernsey, OH; Huntington National Bank (Guernsey, OH): stress 63, 1 branch low in Guernsey, OH.
Vacancy and permits, Guernsey, OH
2,719 of 19,037 Guernsey, OH housing units are vacant; Guernsey, OH permits, twelve months: 0 multifamily units in Guernsey, OH, 44 one-to-four unit units.
Work Guernsey, OH at the parcel level
Every Guernsey, OH parcel carries owner and address; every Guernsey, OH parcel carries APN; Guernsey, OH distress scores sit on the Guernsey, OH live board.
Guernsey, OH figures refresh with each source.
Guernsey, OH questions
Most distressed ZIP code in Guernsey County, OH?
ZIP 43762 leads Guernsey, OH at 25/100; next in Guernsey, OH: 43837 at 20/100; the Guernsey, OH average is 16/100.
Where does Guernsey County, OH rank for investment opportunity?
Guernsey, OH is #1,747 among all ranked counties, #19 in Ohio; the Guernsey, OH driver is vacancy; Guernsey, OH moved up 85 places.
How many mortgages are delinquent in Guernsey County, OH?
Guernsey, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Guernsey, OH.
Which banks lend in Guernsey County, OH?
5 watched lenders hold Guernsey, OH branches; the largest Guernsey, OH footprints are Peoples Bank (3), Citizens Nb Of Woodsfield (1), U S Bank National Assn (1).
More on Guernsey, OH
Guernsey County, OH distress report: public-record figures for Guernsey, OH; not legal advice for Guernsey, OH; not tax or investment advice; verify every Guernsey, OH record before acting.