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Guernsey County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Guernsey County, Ohio? DLRadar grades every Guernsey County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Guernsey County breakdown.

  • Guernsey County's most distressed ZIP is 43762 at 22/100.
  • 20 ZIP codes tracked in Guernsey County, averaging 17/100 distress.
  • Guernsey County reads peak — home values up 3.9% year over year.
  • Vacancy runs 17.2% across Guernsey County's tracked ZIPs, with a 16.5% poverty rate.
  • The typical Guernsey County home is worth about $155,761 against a ~$56,748 median income.
  • Lending headwind in Guernsey County sits at 49/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
14376222/100
24383720/100
34398320/100
44383219/100
54372217/100
64372317/100
74372517/100
84373317/100
94373617/100
104374917/100
114375017/100
124375517/100

Most distressed ZIP codes in Guernsey County (composite distress 0-100, 2026)

What is driving Guernsey County distress

The Guernsey County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.

Guernsey County market phase and pricing

The cycle in Guernsey County is peak, with values up 3.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

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Common questions

What is the most distressed ZIP code in Guernsey County, OH?

ZIP 43762 leads Guernsey County at 22/100, recomputed monthly from public records.

What stage of the price cycle is Guernsey County at?

FHFA price-index movement places Guernsey County in peak; prices are up 3.9% over twelve months.

Which datasets feed the Guernsey County scores?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 20 Guernsey County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Guernsey County ZIP codes?

A county average hides the spread. Across the Guernsey County ZIPs DLRadar ranks, scores run from 22/100 in 43762 down to 17/100 in 43755, against a Guernsey County average of 17/100. A spread of 5 points means Guernsey County has to be worked ZIP by ZIP.

What do Guernsey County home values and vacancy say about distressed supply?

The typical Guernsey County home carries about $155,761 of value against a median household income near $56,748. Vacancy across Guernsey County's tracked ZIPs runs 17.2% and the poverty rate is 16.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Guernsey County's foreclosure and tax-lien filings and its 49/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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