Guthrie County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Guthrie County, Iowa? DLRadar grades every Guthrie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Guthrie County breakdown.
- Guthrie County's most distressed ZIP is 50146 at 26/100.
- 18 ZIP codes tracked in Guthrie County, averaging 12/100 distress.
- Guthrie County reads peak — home values up 2.1% year over year.
- Vacancy runs 11.2% across Guthrie County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Guthrie County home is worth about $167,367 against a ~$69,542 median income.
- Lending headwind in Guthrie County sits at 49/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50146 | 26/100 |
| 2 | 50233 | 25/100 |
| 3 | 50070 | 16/100 |
| 4 | 50129 | 16/100 |
| 5 | 50020 | 14/100 |
| 6 | 50128 | 13/100 |
| 7 | 50277 | 13/100 |
| 8 | 50025 | 10/100 |
| 9 | 50076 | 10/100 |
| 10 | 50250 | 10/100 |
| 11 | 50002 | 9/100 |
| 12 | 50048 | 9/100 |
Most distressed ZIP codes in Guthrie County (composite distress 0-100, 2026)
What is driving Guthrie County distress
Nothing here is estimated: Guthrie County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Guthrie County market phase and pricing
DLRadar places Guthrie County in peak; prices moved up 2.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Guthrie County
The Guthrie County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked questions
Where is distress highest inside Guthrie County, IA?
ZIP 50146 leads Guthrie County at 26/100, recomputed monthly from public records.
Which phase does Guthrie County sit in right now?
The market phase for Guthrie County is peak, prices rising 2.1% on the year — derived from the FHFA House Price Index path.
How is the Guthrie County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 18 Guthrie County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Guthrie County ZIP codes?
Averaging the county conceals how uneven it is. Across the Guthrie County ZIPs DLRadar ranks, scores run from 26/100 in 50146 down to 9/100 in 50048, against a Guthrie County average of 12/100. With 17 points between best and worst, county-level targeting in Guthrie County wastes effort.
What do Guthrie County home values and vacancy say about distressed supply?
The typical Guthrie County home carries about $167,367 of value against a median household income near $69,542. Vacancy across Guthrie County's tracked ZIPs runs 11.2% and the poverty rate is 11.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Guthrie County's foreclosure and tax-lien filings and its 49/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.