Guthrie County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Guthrie County, IA distress report, 2026: 18 ZIPs scored in Guthrie, IA, Guthrie, IA average 11/100; the top Guthrie, IA ZIP is 50146 at 23/100; Guthrie, IA market phase peak, Guthrie, IA prices +2.1% year over year.
- Guthrie, IA ranks #2,889 nationally (opportunity index); Guthrie, IA #84 in Iowa; Guthrie, IA index 23.9.
- Guthrie, IA: no CFPB county sample; Guthrie, IA metro area reading 1.0%.
- Guthrie, IA ZIP phases: 18 peak.
- Guthrie, IA residential listings tracked: 1 across 10 ZIPs; Guthrie, IA candidate listings 0.
- Guthrie, IA lenders on watch: 6; largest Guthrie, IA footprint Guthrie County State Bank (2 branches).
- Guthrie, IA most distressed ZIP: 50146 at 23/100.
Guthrie, IA figures: DLRadar distress index; Guthrie, IA inputs: CFPB, FHFA, HUD, FDIC; Guthrie, IA rebuilt as sources refresh.
| Rank | Guthrie, IA ZIP | Score |
|---|---|---|
| 1 | 50146 | 23/100 |
| 2 | 50233 | 22/100 |
| 3 | 50070 | 15/100 |
| 4 | 50129 | 15/100 |
| 5 | 50020 | 14/100 |
| 6 | 50250 | 12/100 |
| 7 | 50277 | 11/100 |
| 8 | 50128 | 10/100 |
| 9 | 50002 | 9/100 |
| 10 | 50025 | 9/100 |
| 11 | 50048 | 9/100 |
| 12 | 50076 | 9/100 |
Most distressed Guthrie, IA ZIPs (0-100, 2026)
Mortgage delinquency around Guthrie, IA
No CFPB county sample covers Guthrie, IA; the metro area reading for Guthrie, IA (Des Moines-West Des Moines, IA): 1.0% ninety-plus; Guthrie, IA area thirty-to-eighty-nine 1.8% (December 2025, Guthrie, IA); Iowa overall 0.9%.
Opportunity index: Guthrie, IA
Guthrie, IA index 23.9, Guthrie, IA phase weak; Guthrie, IA primary driver vacancy, Guthrie, IA second driver bank institutional. Guthrie, IA components: property stress 14.5, foreclosure pressure 15.7, listing discounts 14.4, bank stress 59.3, insurance 0.0; Guthrie, IA pulse 28.6; Guthrie, IA capital opportunity 16.8.
ZIP market phases inside Guthrie, IA
18 Guthrie, IA ZIPs carry a price-cycle phase; Guthrie, IA ZIPs by phase (Guthrie, IA), deepest drawdown first: peak, +2.3% YoY (Guthrie, IA): 50002, 50164; peak, +2.5% YoY (Guthrie, IA): 50020, 50025, 50076, 50129; peak, +2.2% YoY (Guthrie, IA): 50026, 50048, 50070, 50128; peak, +2.1% YoY (Guthrie, IA): 50029, 50115, 50146, 50216, Guthrie, IA 50233; peak, +2.4% YoY (Guthrie, IA): 50058.
Residential listings by Guthrie, IA ZIP
Guthrie, IA ZIPs with the most tracked Guthrie, IA residential listings: 50115 1 listings, 0 candidates, bank pressure 62; 50002 0 listings, 0 candidates, bank pressure 54; 50026 0 listings, 0 candidates, bank pressure 62; 50029 0 listings, 0 candidates, bank pressure 62 (Guthrie, IA); 50048 0 listings, 0 candidates, bank pressure 57; 50058 0 listings, 0 candidates, bank pressure 59; 50128 0 listings, 0 candidates, bank pressure 66; 50164 0 listings, 0 candidates, bank pressure 57. Guthrie, IA totals: 1 listings; Guthrie, IA candidates 0; active ZIPs 1.
Lenders with branches in Guthrie, IA
Guthrie, IA lenders by branch count: Guthrie County State Bank (Guthrie, IA): stress 70, 2 branches low in Guthrie, IA; First State Bank (Guthrie, IA): stress 60, 2 branches low in Guthrie, IA; Rolling Hills Bank&Trust (Guthrie, IA): stress 51, 2 branches low in Guthrie, IA; Peoples Bank (Guthrie, IA): stress 74, 1 branch low in Guthrie, IA; Iowa Trust&Savings Bank (Guthrie, IA): stress 70, 1 branch low in Guthrie, IA; Farmers State Bank (Guthrie, IA): stress 45, 1 branch low in Guthrie, IA.
Vacancy and permits, Guthrie, IA
1,208 of 5,808 Guthrie, IA housing units are vacant; Guthrie, IA permits, twelve months: 14 multifamily units in Guthrie, IA, 33 one-to-four unit units.
Work Guthrie, IA at the parcel level
Every Guthrie, IA parcel carries owner and address; every Guthrie, IA parcel carries APN; Guthrie, IA distress scores sit on the Guthrie, IA live board.
Guthrie, IA figures refresh with each source.
Guthrie, IA questions
Most distressed ZIP code in Guthrie County, IA?
ZIP 50146 leads Guthrie, IA at 23/100; next in Guthrie, IA: 50233 at 22/100; the Guthrie, IA average is 11/100.
Where does Guthrie County, IA rank for investment opportunity?
Guthrie, IA is #2,889 among all ranked counties, #84 in Iowa; the Guthrie, IA driver is vacancy; Guthrie, IA moved down 294 places.
How many mortgages are delinquent in Guthrie County, IA?
Guthrie, IA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Guthrie, IA.
Which banks lend in Guthrie County, IA?
6 watched lenders hold Guthrie, IA branches; the largest Guthrie, IA footprints are Guthrie County State Bank (2), First State Bank (2), Rolling Hills Bank&Trust (2).
More on Guthrie, IA
Guthrie County, IA distress report: public-record figures for Guthrie, IA; not legal advice for Guthrie, IA; not tax or investment advice; verify every Guthrie, IA record before acting.