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Hamlin County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Hamlin County, South Dakota? DLRadar grades every Hamlin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Hamlin County breakdown.

  • Hamlin County's most distressed ZIP is 57212 at 15/100.
  • 12 ZIP codes tracked in Hamlin County, averaging 8/100 distress.
  • Hamlin County reads peak — home values up 2.2% year over year, 0.4% off peak.
  • Vacancy runs 17.9% across Hamlin County's tracked ZIPs, with a 8.3% poverty rate.
  • The typical Hamlin County home is worth about $214,017 against a ~$69,683 median income.
  • Lending headwind in Hamlin County sits at 56/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
15721215/100
25720114/100
35724312/100
4572349/100
5572267/100
6572216/100
7572236/100
8572386/100
9572416/100
10572426/100
11572486/100
12572715/100

Most distressed ZIP codes in Hamlin County (composite distress 0-100, 2026)

What is driving Hamlin County distress

Hamlin County's placement in the national index rests on public filings — a 8/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Hamlin County market phase and pricing

Phase for Hamlin County: peak (+2.2% YoY, 0.4% off peak). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Hamlin County

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What people ask

What is the hardest-hit ZIP in Hamlin County?

ZIP 57212 leads Hamlin County at 15/100, recomputed monthly from public records.

Which phase does Hamlin County sit in right now?

Hamlin County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.

Which datasets feed the Hamlin County scores?

Each Hamlin County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.

How much do distress scores vary between Hamlin County ZIP codes?

Averaging the county conceals how uneven it is. Across the Hamlin County ZIPs DLRadar ranks, scores run from 15/100 in 57212 down to 5/100 in 57271, against a Hamlin County average of 8/100. Because the gap runs to 10 points, Hamlin County rewards ZIP-level precision.

What do Hamlin County home values and vacancy say about distressed supply?

The typical Hamlin County home carries about $214,017 of value against a median household income near $69,683. Vacancy across Hamlin County's tracked ZIPs runs 17.9% and the poverty rate is 8.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Hamlin County's filings and its 56/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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