South Dakota County Foreclosure & Distress Reports (2026)
One report per county — 66 in South Dakota — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the South Dakota distress hub; insurance pressure is on the South Dakota home-insurance page.
66 South Dakota county reports sit in this archive; South Dakota opportunity phases run 35 weak, 23 early_signal, 7 watchlist; South Dakota ninety-day delinquency 0.6%; 58 banks chartered in South Dakota; 3,021 HUD-assisted South Dakota units.
South Dakota counties to open first by opportunity rank: Stanley (#403, peak_opportunity); Walworth (#651, early_signal); Aurora (#671, early_signal) in South Dakota; Gregory (#671, early_signal); Hand (#671, watchlist); Miner (#695, early_signal).
South Dakota insurance bands across counties: 32 zero in South Dakota, 25 low, 9 medium; South Dakota NFIP claims 79 in three years.
South Dakota counties in the peak phase (65): Aurora, Beadle, Bennett, Bon Homme, Brookings, Brown (South Dakota), Brule, Buffalo, Butte, Campbell, Charles Mix, Clark (South Dakota), Clay, Codington, Corson, Custer, Davison, Day (South Dakota), Deuel, Dewey, Douglas, Edmunds, Fall River, Faulk (South Dakota), Grant, Gregory, Haakon, Hamlin, Hand, Hanson (South Dakota), Harding, Hughes, Hutchinson, Hyde, Jackson, Jerauld (South Dakota), Jones, Kingsbury, Lake, Lawrence, Lincoln, Lyman (South Dakota), Marshall, Mccook, Mcpherson, Meade, Mellette, Miner (South Dakota), Minnehaha, Moody, Oglala Lakota, Pennington, Perkins, Potter (South Dakota), Roberts, Sanborn, Spink, Stanley, Sully, Todd (South Dakota), Tripp, Turner, Walworth, Yankton, Ziebach.
South Dakota counties in the contraction phase (1): Union.
South Dakota permitted 5,973 housing units in twelve months; 43,040 South Dakota units sit vacant of 408,584.
South Dakota counties highest on the national opportunity index: Stanley #403 (33.9/100, peak_opportunity); Walworth #651 (32.6/100, early_signal); Aurora #671 (32.5/100, early_signal) in South Dakota; Gregory #671 (32.5/100, early_signal); Hand #671 (32.5/100, watchlist); Miner #695 (32.4/100, early_signal) in South Dakota; Spink #834 (31.8/100, watchlist); Mcpherson #834 (31.8/100, early_signal); Brown #920 (31.5/100, watchlist) in South Dakota; Tripp #940 (31.4/100, watchlist); Brule #1,072 (30.9/100, early_signal); Fall River #1,131 (30.7/100, watchlist) in South Dakota.
How the South Dakota county reports are scored: each South Dakota report reads its county's foreclosure filings, South Dakota tax-lien and tax-deed records, FHA mortgage delinquency in South Dakota (ninety-day rate 0.6%, December 2025), the FDIC stress of South Dakota lenders (58 chartered in South Dakota) and FEMA/NFIP pressure on South Dakota (79 NFIP claims, three years), then scores every South Dakota ZIP 0-100.
Stanley County leads South Dakota on the opportunity index at #403 nationally with 4 scored ZIPs. Every South Dakota report is rebuilt monthly from public records; a South Dakota county whose data lapses keeps its South Dakota page and says so.