Hancock County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hancock County, Georgia? DLRadar grades every Hancock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Hancock County breakdown.
- Hancock County's most distressed ZIP is 30678 at 18/100.
- 5 ZIP codes tracked in Hancock County, averaging 17/100 distress.
- Hancock County reads peak — home values up 2.5% year over year.
- Vacancy runs 26% across Hancock County's tracked ZIPs, with a 25.5% poverty rate.
- The typical Hancock County home is worth about $131,825 against a ~$50,676 median income.
- Lending headwind in Hancock County sits at 33/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30678 | 18/100 |
| 2 | 31045 | 17/100 |
| 3 | 31087 | 17/100 |
| 4 | 30820 | 16/100 |
| 5 | 31061 | 16/100 |
Most distressed ZIP codes in Hancock County (composite distress 0-100, 2026)
What is driving Hancock County distress
Hancock County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Hancock County market phase and pricing
Hancock County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hancock County
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Frequently asked
Which part of Hancock County, GA scores highest for distress?
ZIP 30678 leads Hancock County at 18/100, recomputed monthly from public records.
Where is Hancock County in the housing cycle?
Hancock County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Hancock County scores?
Each Hancock County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Hancock County ZIP codes?
One county number flattens a wide range. Across the Hancock County ZIPs DLRadar ranks, scores run from 18/100 in 30678 down to 16/100 in 31061, against a Hancock County average of 17/100. That 2-point gap is why acquisition targeting in Hancock County works at ZIP level rather than county level.
What do Hancock County home values and vacancy say about distressed supply?
The typical Hancock County home carries about $131,825 of value against a median household income near $50,676. Vacancy across Hancock County's tracked ZIPs runs 26% and the poverty rate is 25.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Hancock County's foreclosure and tax-lien filings and its 33/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.