Hancock County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hancock County, GA distress report, 2026: 5 ZIPs scored in Hancock, GA, Hancock, GA average 18/100; the top Hancock, GA ZIP is 31045 at 20/100; Hancock, GA market phase peak, Hancock, GA prices +2.5% year over year.
- Hancock, GA ranks #28 nationally (opportunity index); Hancock, GA #2 in Georgia; Hancock, GA index 39.5.
- Hancock, GA: no CFPB county sample; Hancock, GA non-metro area reading 1.3%.
- Hancock, GA ZIP phases: 5 peak.
- Hancock, GA residential listings tracked: 1 across 2 ZIPs; Hancock, GA candidate listings 0.
- Hancock, GA lenders on watch: 1; largest Hancock, GA footprint Bank Of Hancock County (1 branch).
- Hancock, GA most distressed ZIP: 31045 at 20/100.
Hancock, GA figures: DLRadar distress index; Hancock, GA inputs: CFPB, FHFA, HUD, FDIC; Hancock, GA rebuilt as sources refresh.
| Rank | Hancock, GA ZIP | Score |
|---|---|---|
| 1 | 31045 | 20/100 |
| 2 | 31087 | 19/100 |
| 3 | 30678 | 18/100 |
| 4 | 31061 | 16/100 |
| 5 | 30820 | 15/100 |
Most distressed Hancock, GA ZIPs (0-100, 2026)
Mortgage delinquency around Hancock, GA
No CFPB county sample covers Hancock, GA; the non-metro area reading for Hancock, GA: 1.3% ninety-plus; Hancock, GA area thirty-to-eighty-nine 3.0% (December 2025, Hancock, GA); Georgia overall 1.3%.
Opportunity index: Hancock, GA
Hancock, GA index 39.5, Hancock, GA phase strong_buy; Hancock, GA primary driver vacancy, Hancock, GA second driver construction. Hancock, GA components: property stress 26.6, foreclosure pressure 26.7, listing discounts 49.7, bank stress 64.7, insurance 0.0; Hancock, GA pulse 44.3; Hancock, GA capital opportunity 32.3; Hancock, GA seven-day change +1.3%.
ZIP market phases inside Hancock, GA
5 Hancock, GA ZIPs carry a price-cycle phase; Hancock, GA ZIPs by phase (Hancock, GA), deepest drawdown first: peak, +1.5% YoY, 0.0% off peak (Hancock, GA): 31061; peak, +2.4% YoY, 0.0% off peak (Hancock, GA): 31087; peak, +2.5% YoY (Hancock, GA): 30678, 30820, 31045.
Residential listings by Hancock, GA ZIP
Hancock, GA ZIPs with the most tracked Hancock, GA residential listings: 31087 1 listings, 0 candidates, bank pressure 60; 31045 0 listings, 0 candidates, bank pressure 58. Hancock, GA totals: 1 listings; Hancock, GA candidates 0; active ZIPs 1.
Lenders with branches in Hancock, GA
Hancock, GA lenders by branch count: Bank Of Hancock County (Hancock, GA): stress 60, 1 branch low in Hancock, GA.
Vacancy and permits, Hancock, GA
2,049 of 4,971 Hancock, GA housing units are vacant; Hancock, GA permits, twelve months: 0 multifamily units in Hancock, GA, 18 one-to-four unit units.
Work Hancock, GA at the parcel level
Every Hancock, GA parcel carries owner and address; every Hancock, GA parcel carries APN; Hancock, GA distress scores sit on the Hancock, GA live board.
Hancock, GA figures refresh with each source.
Hancock, GA questions
Most distressed ZIP code in Hancock County, GA?
ZIP 31045 leads Hancock, GA at 20/100; next in Hancock, GA: 31087 at 19/100; the Hancock, GA average is 18/100.
Where does Hancock County, GA rank for investment opportunity?
Hancock, GA is #28 among all ranked counties, #2 in Georgia; the Hancock, GA driver is vacancy; Hancock, GA moved up 21 places.
How many mortgages are delinquent in Hancock County, GA?
Hancock, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Hancock, GA.
Which banks lend in Hancock County, GA?
1 watched lenders hold Hancock, GA branches; the largest Hancock, GA footprints are Bank Of Hancock County (1).
More on Hancock, GA
Hancock County, GA distress report: public-record figures for Hancock, GA; not legal advice for Hancock, GA; not tax or investment advice; verify every Hancock, GA record before acting.