Hancock County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hancock County, IA distress report, 2026: 13 ZIPs scored in Hancock, IA, Hancock, IA average 20/100; the top Hancock, IA ZIP is 50480 at 22/100; Hancock, IA market phase peak, Hancock, IA prices +2.5% year over year.
- Hancock, IA ranks #1,588 nationally (opportunity index); Hancock, IA #27 in Iowa; Hancock, IA index 29.1.
- Hancock, IA: no CFPB county sample; Hancock, IA non-metro area reading 0.7%.
- Hancock, IA ZIP phases: 13 peak.
- Hancock, IA residential listings tracked: 9 across 9 ZIPs; Hancock, IA candidate listings 2.
- Hancock, IA lenders on watch: 5; largest Hancock, IA footprint First State Bank (2 branches).
- Hancock, IA most distressed ZIP: 50480 at 22/100.
Hancock, IA figures: DLRadar distress index; Hancock, IA inputs: CFPB, FHFA, HUD, FDIC; Hancock, IA rebuilt as sources refresh.
| Rank | Hancock, IA ZIP | Score |
|---|---|---|
| 1 | 50480 | 22/100 |
| 2 | 50457 | 21/100 |
| 3 | 50483 | 21/100 |
| 4 | 50430 | 20/100 |
| 5 | 50449 | 20/100 |
| 6 | 50482 | 20/100 |
| 7 | 50484 | 20/100 |
| 8 | 50423 | 19/100 |
| 9 | 50432 | 19/100 |
| 10 | 50436 | 19/100 |
| 11 | 50438 | 19/100 |
| 12 | 50439 | 19/100 |
Most distressed Hancock, IA ZIPs (0-100, 2026)
Mortgage delinquency around Hancock, IA
No CFPB county sample covers Hancock, IA; the non-metro area reading for Hancock, IA: 0.7% ninety-plus; Hancock, IA area thirty-to-eighty-nine 2.1% (December 2025, Hancock, IA); Iowa overall 0.9%.
Opportunity index: Hancock, IA
Hancock, IA index 29.1, Hancock, IA phase early_signal; Hancock, IA primary driver construction, Hancock, IA second driver bank institutional. Hancock, IA components: property stress 14.2, foreclosure pressure 12.8, listing discounts 24.3, bank stress 56.0, insurance 0.0; Hancock, IA pulse 34.2; Hancock, IA capital opportunity 21.4; Hancock, IA seven-day change +0.3%.
ZIP market phases inside Hancock, IA
13 Hancock, IA ZIPs carry a price-cycle phase; Hancock, IA ZIPs by phase (Hancock, IA), deepest drawdown first: peak, +2.5% YoY (Hancock, IA): 50423, 50430, 50432, 50436, Hancock, IA 50438, 50439, 50447, 50449, Hancock, IA 50457, 50480, 50483, 50484; peak, +2.7% YoY (Hancock, IA): 50482.
Residential listings by Hancock, IA ZIP
Hancock, IA ZIPs with the most tracked Hancock, IA residential listings: 50423 3 listings, 1 candidates, bank pressure 59; 50438 2 listings, 0 candidates, bank pressure 59; 50484 2 listings, 0 candidates, bank pressure 59; 50430 1 listings, 0 candidates, bank pressure 57 (Hancock, IA); 50449 1 listings, 1 candidates, bank pressure 63; 50432 0 listings, 0 candidates, bank pressure 59; 50439 0 listings, 0 candidates, bank pressure 59; 50447 0 listings, 0 candidates, bank pressure 57. Hancock, IA totals: 9 listings; Hancock, IA candidates 2; active ZIPs 5.
Lenders with branches in Hancock, IA
Hancock, IA lenders by branch count: First State Bank (Hancock, IA): stress 39, 2 branches low in Hancock, IA; Reliance State Bank (Hancock, IA): stress 73, 1 branch low in Hancock, IA; Iowa State Bank (Hancock, IA): stress 72, 1 branch low in Hancock, IA; Clear Lake Bank&Trust Co (Hancock, IA): stress 57, 1 branch low in Hancock, IA; Farmers Trust&Savings Bank (Hancock, IA): stress 55, 1 branch low in Hancock, IA.
Vacancy and permits, Hancock, IA
443 of 5,116 Hancock, IA housing units are vacant; Hancock, IA permits, twelve months: 0 multifamily units in Hancock, IA, 13 one-to-four unit units.
Work Hancock, IA at the parcel level
Every Hancock, IA parcel carries owner and address; every Hancock, IA parcel carries APN; Hancock, IA distress scores sit on the Hancock, IA live board.
Hancock, IA figures refresh with each source.
Hancock, IA questions
Most distressed ZIP code in Hancock County, IA?
ZIP 50480 leads Hancock, IA at 22/100; next in Hancock, IA: 50457 at 21/100; the Hancock, IA average is 20/100.
Where does Hancock County, IA rank for investment opportunity?
Hancock, IA is #1,588 among all ranked counties, #27 in Iowa; the Hancock, IA driver is construction; Hancock, IA moved down 233 places.
How many mortgages are delinquent in Hancock County, IA?
Hancock, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Hancock, IA.
Which banks lend in Hancock County, IA?
5 watched lenders hold Hancock, IA branches; the largest Hancock, IA footprints are First State Bank (2), Reliance State Bank (1), Iowa State Bank (1).
More on Hancock, IA
Hancock County, IA distress report: public-record figures for Hancock, IA; not legal advice for Hancock, IA; not tax or investment advice; verify every Hancock, IA record before acting.