Hancock County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hancock County, Iowa? DLRadar grades every Hancock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Hancock County breakdown.
- Hancock County's most distressed ZIP is 50480 at 22/100.
- 13 ZIP codes tracked in Hancock County, averaging 19/100 distress.
- Hancock County reads peak — home values up 2.5% year over year.
- Vacancy runs 12.2% across Hancock County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Hancock County home is worth about $121,869 against a ~$68,879 median income.
- Lending headwind in Hancock County sits at 40/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50480 | 22/100 |
| 2 | 50457 | 21/100 |
| 3 | 50482 | 21/100 |
| 4 | 50483 | 21/100 |
| 5 | 50449 | 20/100 |
| 6 | 50430 | 19/100 |
| 7 | 50423 | 18/100 |
| 8 | 50432 | 18/100 |
| 9 | 50436 | 18/100 |
| 10 | 50438 | 18/100 |
| 11 | 50439 | 18/100 |
| 12 | 50484 | 18/100 |
Most distressed ZIP codes in Hancock County (composite distress 0-100, 2026)
What is driving Hancock County distress
Nothing here is estimated: Hancock County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hancock County market phase and pricing
Hancock County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hancock County
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Frequently asked
Where is distress highest inside Hancock County, IA?
ZIP 50480 leads Hancock County at 22/100, recomputed monthly from public records.
Where is Hancock County in the housing cycle?
Hancock County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
Where does the Hancock County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 13 Hancock County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Hancock County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Hancock County ZIPs DLRadar ranks, scores run from 22/100 in 50480 down to 18/100 in 50484, against a Hancock County average of 19/100. Those 4 points separate the ZIPs worth working in Hancock County from the rest.
What do Hancock County home values and vacancy say about distressed supply?
The typical Hancock County home carries about $121,869 of value against a median household income near $68,879. Vacancy across Hancock County's tracked ZIPs runs 12.2% and the poverty rate is 11.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hancock County's foreclosure and tax-lien filings and its 40/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.