Hardeman County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardeman County, TX distress report, 2026: 2 ZIPs scored in Hardeman, TX, Hardeman, TX average 2/100; the top Hardeman, TX ZIP is 79225 at 2/100; Hardeman, TX market phase peak, Hardeman, TX prices +2.0% year over year.
- Hardeman, TX ranks #2,134 nationally (opportunity index); Hardeman, TX #187 in Texas; Hardeman, TX index 27.2.
- Hardeman, TX: no CFPB county sample; Hardeman, TX non-metro area reading 1.4%.
- Hardeman, TX ZIP phases: 2 peak.
- Hardeman, TX residential listings tracked: 0 across 2 ZIPs; Hardeman, TX candidate listings 0.
- Hardeman, TX lenders on watch: 3; largest Hardeman, TX footprint American National Bank&Trust (2 branches).
- Hardeman, TX most distressed ZIP: 79225 at 2/100.
Hardeman, TX figures: DLRadar distress index; Hardeman, TX inputs: CFPB, FHFA, HUD, FDIC; Hardeman, TX rebuilt as sources refresh.
| Rank | Hardeman, TX ZIP | Score |
|---|---|---|
| 1 | 79225 | 2/100 |
| 2 | 79252 | 1/100 |
Most distressed Hardeman, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hardeman, TX
No CFPB county sample covers Hardeman, TX; the non-metro area reading for Hardeman, TX: 1.4% ninety-plus; Hardeman, TX area thirty-to-eighty-nine 3.5% (December 2025, Hardeman, TX); Texas overall 1.2%.
Opportunity index: Hardeman, TX
Hardeman, TX index 27.2, Hardeman, TX phase weak; Hardeman, TX primary driver vacancy, Hardeman, TX second driver bank institutional. Hardeman, TX components: property stress 16.8, foreclosure pressure 17.9, bank stress 60.3, insurance 0.0; Hardeman, TX pulse 31.1; Hardeman, TX capital opportunity 21.3.
ZIP market phases inside Hardeman, TX
2 Hardeman, TX ZIPs carry a price-cycle phase; Hardeman, TX ZIPs by phase (Hardeman, TX), deepest drawdown first: peak, +1.8% YoY (Hardeman, TX): 79225; peak, +2.0% YoY (Hardeman, TX): 79252.
Residential listings by Hardeman, TX ZIP
Hardeman, TX ZIPs with the most tracked Hardeman, TX residential listings: 79225 0 listings, 0 candidates, bank pressure 61; 79252 0 listings, 0 candidates, bank pressure 59. Hardeman, TX totals: 0 listings; Hardeman, TX candidates 0; active ZIPs 0.
Lenders with branches in Hardeman, TX
Hardeman, TX lenders by branch count: American National Bank&Trust (Hardeman, TX): stress 70, 2 branches low in Hardeman, TX; First Capital Bank (Hardeman, TX): stress 59, 1 branch low in Hardeman, TX; Texas Republic Bank Na (Hardeman, TX): stress 42, 1 branch low in Hardeman, TX.
Vacancy and permits, Hardeman, TX
578 of 1,808 Hardeman, TX housing units are vacant.
Work Hardeman, TX at the parcel level
Every Hardeman, TX parcel carries owner and address; every Hardeman, TX parcel carries APN; Hardeman, TX distress scores sit on the Hardeman, TX live board.
Hardeman, TX figures refresh with each source.
Hardeman, TX questions
Most distressed ZIP code in Hardeman County, TX?
ZIP 79225 leads Hardeman, TX at 2/100; next in Hardeman, TX: 79252 at 1/100; the Hardeman, TX average is 2/100.
Where does Hardeman County, TX rank for investment opportunity?
Hardeman, TX is #2,134 among all ranked counties, #187 in Texas; the Hardeman, TX driver is vacancy; Hardeman, TX moved down 82 places.
How many mortgages are delinquent in Hardeman County, TX?
Hardeman, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hardeman, TX.
Which banks lend in Hardeman County, TX?
3 watched lenders hold Hardeman, TX branches; the largest Hardeman, TX footprints are American National Bank&Trust (2), First Capital Bank (1), Texas Republic Bank Na (1).
More on Hardeman, TX
Hardeman County, TX distress report: public-record figures for Hardeman, TX; not legal advice for Hardeman, TX; not tax or investment advice; verify every Hardeman, TX record before acting.