Hardeman County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hardeman County, Texas? DLRadar grades every Hardeman County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 2/100. Here is the 2026 Hardeman County breakdown.
- Hardeman County's most distressed ZIP is 79225 at 2/100.
- 2 ZIP codes tracked in Hardeman County, averaging 2/100 distress.
- Hardeman County reads peak — home values up 2.0% year over year.
- Vacancy runs 31.5% across Hardeman County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Hardeman County home is worth about $93,100 against a ~$63,025 median income.
- Lending headwind in Hardeman County sits at 67/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79225 | 2/100 |
| 2 | 79252 | 1/100 |
Most distressed ZIP codes in Hardeman County (composite distress 0-100, 2026)
What is driving Hardeman County distress
Hardeman County's placement in the national index rests on public filings — a 2/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Hardeman County market phase and pricing
Hardeman County reads peak — home prices rose 2.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hardeman County
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Common questions
Which ZIP code leads Hardeman County on distress?
ZIP 79225 leads Hardeman County at 2/100, recomputed monthly from public records.
Is Hardeman County expanding or contracting?
Hardeman County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.
Where does the Hardeman County data come from?
Each Hardeman County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 2 local ZIPs and every other county in the country.
How much do distress scores vary between Hardeman County ZIP codes?
One county number flattens a wide range. Across the Hardeman County ZIPs DLRadar ranks, scores run from 2/100 in 79225 down to 1/100 in 79252, against a Hardeman County average of 2/100. Those 1 points separate the ZIPs worth working in Hardeman County from the rest.
What do Hardeman County home values and vacancy say about distressed supply?
The typical Hardeman County home carries about $93,100 of value against a median household income near $63,025. Vacancy across Hardeman County's tracked ZIPs runs 31.5% and the poverty rate is 11.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Hardeman County's foreclosure and tax-lien filings and its 67/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.