Harding County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Harding County, NM distress report, 2026: 7 ZIPs scored in Harding, NM, Harding, NM average 3/100; the top Harding, NM ZIP is 87746 at 15/100; Harding, NM market phase peak, Harding, NM prices +1.1% year over year.
- Harding, NM ranks #1,856 nationally (opportunity index); Harding, NM #22 in New Mexico; Harding, NM index 28.2.
- Harding, NM: no CFPB county sample; Harding, NM state reading 1.1%.
- Harding, NM ZIP phases: 7 peak.
- Harding, NM residential listings tracked: 0 across 4 ZIPs; Harding, NM candidate listings 0.
- Harding, NM most distressed ZIP: 87746 at 15/100.
Harding, NM figures: DLRadar distress index; Harding, NM inputs: CFPB, FHFA, HUD, FDIC; Harding, NM rebuilt as sources refresh.
| Rank | Harding, NM ZIP | Score |
|---|---|---|
| 1 | 87746 | 15/100 |
| 2 | 88415 | 2/100 |
| 3 | 88426 | 2/100 |
| 4 | 88410 | 1/100 |
| 5 | 87730 | 0/100 |
| 6 | 87733 | 0/100 |
| 7 | 87743 | 0/100 |
Most distressed Harding, NM ZIPs (0-100, 2026)
Mortgage delinquency around Harding, NM
No CFPB county sample covers Harding, NM; the state reading for Harding, NM: 1.1% ninety-plus; Harding, NM area thirty-to-eighty-nine 2.4% (December 2025, Harding, NM).
Opportunity index: Harding, NM
Harding, NM index 28.2, Harding, NM phase early_signal; Harding, NM primary driver vacancy, Harding, NM second driver bank institutional. Harding, NM components: property stress 16.7, foreclosure pressure 17.8, bank stress 60.0, insurance 0.0; Harding, NM pulse 32.8; Harding, NM capital opportunity 21.3.
ZIP market phases inside Harding, NM
7 Harding, NM ZIPs carry a price-cycle phase; Harding, NM ZIPs by phase (Harding, NM), deepest drawdown first: peak, +1.1% YoY (Harding, NM): 87730, 87733, 87743, 88410, Harding, NM 88415, 88426; peak, +1.9% YoY (Harding, NM): 87746.
Residential listings by Harding, NM ZIP
Harding, NM ZIPs with the most tracked Harding, NM residential listings: 87730 0 listings, 0 candidates, bank pressure 51; 87733 0 listings, 0 candidates, bank pressure 51; 87743 0 listings, 0 candidates, bank pressure 51; 88426 0 listings, 0 candidates, bank pressure 60 (Harding, NM). Harding, NM totals: 0 listings; Harding, NM candidates 0; active ZIPs 0.
Vacancy and permits, Harding, NM
210 of 496 Harding, NM housing units are vacant.
Work Harding, NM at the parcel level
Every Harding, NM parcel carries owner and address; every Harding, NM parcel carries APN; Harding, NM distress scores sit on the Harding, NM live board.
Harding, NM figures refresh with each source.
Harding, NM questions
Most distressed ZIP code in Harding County, NM?
ZIP 87746 leads Harding, NM at 15/100; next in Harding, NM: 88415 at 2/100; the Harding, NM average is 3/100.
Where does Harding County, NM rank for investment opportunity?
Harding, NM is #1,856 among all ranked counties, #22 in New Mexico; the Harding, NM driver is vacancy; Harding, NM moved down 205 places.
How many mortgages are delinquent in Harding County, NM?
Harding, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Harding, NM.
More on Harding, NM
Harding County, NM distress report: public-record figures for Harding, NM; not legal advice for Harding, NM; not tax or investment advice; verify every Harding, NM record before acting.