Harrison County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Harrison County, KY distress report, 2026: 6 ZIPs scored in Harrison, KY, Harrison, KY average 21/100; the top Harrison, KY ZIP is 40370 at 27/100; Harrison, KY market phase expansion, Harrison, KY prices +5.3% year over year.
- Harrison, KY ranks #1,909 nationally (opportunity index); Harrison, KY #103 in Kentucky; Harrison, KY index 28.0.
- Harrison, KY: no CFPB county sample; Harrison, KY non-metro area reading 1.1%.
- Harrison, KY ZIP phases: 4 expansion, 2 neutral.
- Harrison, KY residential listings tracked: 0 across 2 ZIPs; Harrison, KY candidate listings 0.
- Harrison, KY HUD assisted properties: 1 with 45 units.
- Harrison, KY lenders on watch: 1; largest Harrison, KY footprint Stock Yards Bank&Trust Co (2 branches).
- Harrison, KY most distressed ZIP: 40370 at 27/100.
Harrison, KY figures: DLRadar distress index; Harrison, KY inputs: CFPB, FHFA, HUD, FDIC; Harrison, KY rebuilt as sources refresh.
| Rank | Harrison, KY ZIP | Score |
|---|---|---|
| 1 | 40370 | 27/100 |
| 2 | 40361 | 25/100 |
| 3 | 41031 | 22/100 |
| 4 | 41003 | 21/100 |
| 5 | 41010 | 17/100 |
| 6 | 41064 | 13/100 |
Most distressed Harrison, KY ZIPs (0-100, 2026)
Mortgage delinquency around Harrison, KY
No CFPB county sample covers Harrison, KY; the non-metro area reading for Harrison, KY: 1.1% ninety-plus; Harrison, KY area thirty-to-eighty-nine 3.0% (December 2025, Harrison, KY); Kentucky overall 1.0%.
Opportunity index: Harrison, KY
Harrison, KY index 28.0, Harrison, KY phase early_signal; Harrison, KY primary driver bank institutional, Harrison, KY second driver vacancy. Harrison, KY components: property stress 24.4, foreclosure pressure 23.3, listing discounts 19.9, bank stress 51.4, insurance 0.0; Harrison, KY pulse 30.9; Harrison, KY capital opportunity 22.6; Harrison, KY seven-day change -0.2%.
ZIP market phases inside Harrison, KY
6 Harrison, KY ZIPs carry a price-cycle phase; Harrison, KY ZIPs by phase (Harrison, KY), deepest drawdown first: expansion, +5.9% YoY (Harrison, KY): 40361; expansion, +5.7% YoY (Harrison, KY): 40370; neutral, +4.8% YoY (Harrison, KY): 41003; neutral, +4.5% YoY (Harrison, KY): 41010; expansion, +5.3% YoY (Harrison, KY): 41031; expansion, +5.2% YoY (Harrison, KY): 41064.
Residential listings by Harrison, KY ZIP
Harrison, KY ZIPs with the most tracked Harrison, KY residential listings: 41003 0 listings, 0 candidates, bank pressure 65; 41031 0 listings, 0 candidates, bank pressure 57. Harrison, KY totals: 0 listings; Harrison, KY candidates 0; active ZIPs 0.
HUD assisted housing in Harrison, KY
1 assisted properties with 45 units sit in Harrison, KY; largest Harrison, KY properties: Harrison House (Cynthiana) 45 units, 45 assisted.
Lenders with branches in Harrison, KY
Harrison, KY lenders by branch count: Stock Yards Bank&Trust Co (Harrison, KY): stress 51, 2 branches low in Harrison, KY.
Vacancy and permits, Harrison, KY
893 of 8,186 Harrison, KY housing units are vacant; Harrison, KY permits, twelve months: 0 multifamily units in Harrison, KY, 76 one-to-four unit units.
Work Harrison, KY at the parcel level
Every Harrison, KY parcel carries owner and address; every Harrison, KY parcel carries APN; Harrison, KY distress scores sit on the Harrison, KY live board.
Harrison, KY figures refresh with each source.
Harrison, KY questions
Most distressed ZIP code in Harrison County, KY?
ZIP 40370 leads Harrison, KY at 27/100; next in Harrison, KY: 40361 at 25/100; the Harrison, KY average is 21/100.
Where does Harrison County, KY rank for investment opportunity?
Harrison, KY is #1,909 among all ranked counties, #103 in Kentucky; the Harrison, KY driver is bank institutional; Harrison, KY moved up 185 places.
How many mortgages are delinquent in Harrison County, KY?
Harrison, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Harrison, KY.
Which banks lend in Harrison County, KY?
1 watched lenders hold Harrison, KY branches; the largest Harrison, KY footprints are Stock Yards Bank&Trust Co (2).
More on Harrison, KY
Harrison County, KY distress report: public-record figures for Harrison, KY; not legal advice for Harrison, KY; not tax or investment advice; verify every Harrison, KY record before acting.