Harrison County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harrison County, Kentucky? DLRadar grades every Harrison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Harrison County breakdown.
- Harrison County's most distressed ZIP is 40370 at 28/100.
- 6 ZIP codes tracked in Harrison County, averaging 21/100 distress.
- Harrison County reads expansion — home values up 5.3% year over year.
- Vacancy runs 12.8% across Harrison County's tracked ZIPs, with a 15.9% poverty rate.
- The typical Harrison County home is worth about $202,383 against a ~$62,286 median income.
- Lending headwind in Harrison County sits at 33/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40370 | 28/100 |
| 2 | 40361 | 22/100 |
| 3 | 41003 | 22/100 |
| 4 | 41031 | 22/100 |
| 5 | 41010 | 19/100 |
| 6 | 41064 | 14/100 |
Most distressed ZIP codes in Harrison County (composite distress 0-100, 2026)
What is driving Harrison County distress
Harrison County's placement in the national index rests on public filings — a 21/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Harrison County market phase and pricing
DLRadar places Harrison County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Harrison County
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Common questions
Which part of Harrison County, KY scores highest for distress?
ZIP 40370 leads Harrison County at 28/100, recomputed monthly from public records.
How would you describe the Harrison County market phase?
The market phase for Harrison County is expansion, prices rising 5.3% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Harrison County numbers?
Each Harrison County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.
How much do distress scores vary between Harrison County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Harrison County ZIPs DLRadar ranks, scores run from 28/100 in 40370 down to 14/100 in 41064, against a Harrison County average of 21/100. With 14 points between best and worst, county-level targeting in Harrison County wastes effort.
What do Harrison County home values and vacancy say about distressed supply?
The typical Harrison County home carries about $202,383 of value against a median household income near $62,286. Vacancy across Harrison County's tracked ZIPs runs 12.8% and the poverty rate is 15.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Harrison County's foreclosure and tax-lien record and its 33/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.