Harrison County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harrison County, Missouri? DLRadar grades every Harrison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Harrison County breakdown.
- Harrison County's most distressed ZIP is 64456 at 16/100.
- 13 ZIP codes tracked in Harrison County, averaging 13/100 distress.
- Harrison County reads peak — home values up 4.4% year over year.
- Vacancy runs 26.2% across Harrison County's tracked ZIPs, with a 18.7% poverty rate.
- The typical Harrison County home is worth about $111,038 against a ~$52,800 median income.
- Lending headwind in Harrison County sits at 29/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64456 | 16/100 |
| 2 | 64424 | 15/100 |
| 3 | 64426 | 15/100 |
| 4 | 64442 | 15/100 |
| 5 | 64458 | 15/100 |
| 6 | 64467 | 15/100 |
| 7 | 64481 | 15/100 |
| 8 | 64471 | 14/100 |
| 9 | 64632 | 14/100 |
| 10 | 64642 | 10/100 |
| 11 | 64636 | 8/100 |
| 12 | 64657 | 8/100 |
Most distressed ZIP codes in Harrison County (composite distress 0-100, 2026)
What is driving Harrison County distress
Harrison County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Harrison County market phase and pricing
The cycle in Harrison County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Harrison County
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What people ask
What is the hardest-hit ZIP in Harrison County?
ZIP 64456 leads Harrison County at 16/100, recomputed monthly from public records.
What market phase is Harrison County in?
Harrison County currently sits in peak, with values up 4.4% year on year, based on FHFA price-index trajectory.
Can the Harrison County figures be verified?
Harrison County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Harrison County ZIP codes?
One county number flattens a wide range. Across the Harrison County ZIPs DLRadar ranks, scores run from 16/100 in 64456 down to 8/100 in 64657, against a Harrison County average of 13/100. That 8-point gap is why acquisition targeting in Harrison County works at ZIP level rather than county level.
What do Harrison County home values and vacancy say about distressed supply?
The typical Harrison County home carries about $111,038 of value against a median household income near $52,800. Vacancy across Harrison County's tracked ZIPs runs 26.2% and the poverty rate is 18.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Harrison County's foreclosure and lien filings and its 29/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.