Harrison County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harrison County, Mississippi? DLRadar grades every Harrison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Harrison County breakdown.
- Harrison County's most distressed ZIP is 39501 at 32/100.
- 13 ZIP codes tracked in Harrison County, averaging 30/100 distress.
- Harrison County reads neutral — home values up 4.8% year over year.
- Vacancy runs 13.1% across Harrison County's tracked ZIPs, with a 16.9% poverty rate.
- The typical Harrison County home is worth about $207,642 against a ~$61,560 median income.
- Lending headwind in Harrison County sits at 48/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39501 | 32/100 |
| 2 | 39503 | 32/100 |
| 3 | 39507 | 32/100 |
| 4 | 39530 | 32/100 |
| 5 | 39531 | 32/100 |
| 6 | 39534 | 32/100 |
| 7 | 39540 | 32/100 |
| 8 | 39560 | 32/100 |
| 9 | 39571 | 32/100 |
| 10 | 39574 | 32/100 |
| 11 | 39532 | 31/100 |
| 12 | 39565 | 20/100 |
Most distressed ZIP codes in Harrison County (composite distress 0-100, 2026)
What is driving Harrison County distress
The Harrison County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 30/100 ZIP average. No proprietary or modelled inputs enter the score.
Harrison County market phase and pricing
The cycle in Harrison County is neutral, with values up 4.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Harrison County
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Common questions
What is the hardest-hit ZIP in Harrison County?
ZIP 39501 leads Harrison County at 32/100, recomputed monthly from public records.
Is Harrison County expanding or contracting?
Phase for Harrison County: neutral, tracking a 4.8% gain year over year, read off the FHFA index.
Where does the Harrison County data come from?
Harrison County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Harrison County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Harrison County ZIPs DLRadar ranks, scores run from 32/100 in 39501 down to 20/100 in 39565, against a Harrison County average of 30/100. A spread of 12 points means Harrison County has to be worked ZIP by ZIP.
What do Harrison County home values and vacancy say about distressed supply?
The typical Harrison County home carries about $207,642 of value against a median household income near $61,560. Vacancy across Harrison County's tracked ZIPs runs 13.1% and the poverty rate is 16.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Harrison County's foreclosure and tax-lien filings and its 48/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.