Harrison County, MS: Foreclosures, Tax Liens & Distressed Properties

Harrison County, MS, Mississippi: 13 ZIP codes scored, Harrison County, MS averaging 32/100 (moderate, Harrison, MS), from 20 to 34. Harrison County, MS is in its neutral phase (Harrison, MS confidence 40/100): Harrison, MS home prices up 4.8% (Harrison, MS) over twelve months. Harrison County, MS lender headwind: 48/100.

Highest-scoring Harrison County, MS ZIPs: 39501 (34/100), 39503 (34/100), 39507 (34/100), 39530 (34/100), 39531 (34/100), 39534 (34/100). Also scored in Harrison County, MS: 39540, 39560, 39571, 39574, 39532, 39573, 39565.

Across Harrison County, MS's scored ZIPs: median home value $207,642, household income $61,560, 13.1% vacancy, 16.9% poverty, 65% owner-occupied, median age 37.5.

Harrison County, MS insurance distress 76/100 (#476 in the US); FEMA hazard 63/100 for Harrison, MS; 6 federal disaster declarations in Harrison County, MS since 2023; 155 Harrison, MS NFIP flood claims, $7.6M paid; Harrison, MS construction distress 54/100.

11 banks with 54 branches lend in Harrison County, MS; Harrison, MS weighted bank stress 62/100, highest 85/100 in Harrison, MS.

Harrison County, MS unemployment 3.0% (Harrison, MS -1.1 pts, six months); 2,180 new housing units permitted in Harrison County, MS over twelve months, Harrison, MS down 5% from 2,288; Harrison, MS home prices +9.0% a year (Harrison, MS) over three years.

94,898 housing units in Harrison County, MS; 32,007 Harrison, MS renter households; 46% of Harrison, MS renters spend 30%+ of income on rent, 23% (Harrison, MS) half or more.

Harrison County, MS ranks #414 nationally on the opportunity index (Harrison, MS, among all ranked counties); Harrison, MS scores 33.9/100 and Harrison, MS sits #12 inside Mississippi. Harrison, MS is in the peak_opportunity opportunity phase; Harrison, MS's primary driver is vacancy, Harrison, MS second driver bank institutional; Harrison, MS moved up 315 places. 88 short-sale listings across Harrison, MS; 44 days on market observed in Harrison, MS; 12.6% vacancy over 13 Harrison, MS ZIPs.

1.0% of Harrison County, MS mortgages were ninety-plus days late in December 2025; Harrison, MS's thirty-to-eighty-nine-day share was 3.5% (CFPB county sample). Harrison, MS's ninety-day rate is down 0.3 points on twelve months earlier; the Harrison, MS peak since 2008 was 5.5% in January 2010; Mississippi overall reads 1.8%.

Harrison County, MS has 7 watched banks; 7 Harrison, MS banks sit in an elevated band. Harrison, MS footprints: Peoples Bank Biloxi Ms (12 branches, stress 66) in Harrison, MS; Hancock Whitney Bank (11 branches, stress 64) in Harrison, MS; Renasant Bank (6 branches, stress 43) in Harrison, MS.

HUD lists 15 assisted multifamily properties in Harrison County, MS with 1,501 units; 533 Harrison, MS units are assisted, 4 Harrison, MS properties under project-based Section 8.

11,540 of the 94,898 housing units in Harrison, MS sit vacant. Harrison County, MS permitted 238 multifamily units in twelve months; Harrison, MS's one-to-four unit structures added 1,942 units in Harrison County, MS.