ZIP 39531 Foreclosure, Tax-Lien & Distress Report
Harrison County, Mississippi · High Vacancy market
Composite property distress in 39531 (Harrison County, Mississippi) lands at 34/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (75/100), institutional ownership (59/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (8/100). Structural risk reads 75/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (71/100).
The neutral-phase market in 39531 posted values that rose 4.8% over the year, and 13% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $54,599, below the U.S. median near $78,000. Roughly 16.1% live below the poverty line. About 19,045 people live here, median age 36. Around 32% of renters are cost-burdened. The tenure split is 38% owner-occupied to 62% rented. About 34% have a four-year degree. The demographic-stress sub-score lands at 34/100. The ZIP holds roughly 9,648 housing units. Home values center near $211,500, an affordability ratio of 3.5× — accessible. The vacancy rate is 18.4% — elevated.
On the whole, 39531 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 39531 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 39531 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39531 can be compared directly against any other ZIP in Harrison County, Mississippi or nationwide. Where the record is thin for 39531, the field stays empty rather than modeled, and fills in as new documents post.
Behind 39531's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 39531 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 39531
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 39531 Stress Report snapshot
The live 39531 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Harrison County, Mississippi at ZIP, county and state level.
The complete 39531 distress and acquisition report
Pull every distressed parcel in 39531 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology