ZIP 39531 Property Distress & Foreclosure Data

ZIP code 39531 in Harrison County, Mississippi carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (54/100), construction/permit lag (45/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). On the structural side it scores 54/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (73/100)).

The neutral-phase market in 39531 posted values that rose 4.3% over the year, and 13% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $54,599 — below the roughly $78,000 national figure. Roughly 16.1% live below the poverty line. Population is roughly 19,045 with a median age of 36. Around 32% of renters are cost-burdened. The tenure split is 38% owner-occupied to 62% rented. About 34% have a four-year degree. On demographic stress specifically, 39531 scores 34/100. The ZIP holds roughly 9,648 housing units. A median home runs $211,500 here, or 3.5 times local income. The vacancy rate is 18.4% — elevated.

On the whole, 39531 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.